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<DIV><FONT face=Arial size=2>Hear, hear.....Other industrialized nations with
universal health care, provide care first, then deal with
residency.</FONT></DIV>
<DIV><FONT face=Arial size=2></FONT> </DIV>
<DIV><FONT face=Arial size=2>Sue H. </FONT></DIV>
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<DIV style="FONT: 10pt arial">----- Original Message ----- </DIV>
<DIV
style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: black"><B>From:</B>
<A title=bear@moscow.com href="mailto:bear@moscow.com">Wayne Price</A> </DIV>
<DIV style="FONT: 10pt arial"><B>To:</B> <A title=ophite@gmail.com
href="mailto:ophite@gmail.com">Andreas Schou</A> </DIV>
<DIV style="FONT: 10pt arial"><B>Cc:</B> <A title=vision2020@moscow.com
href="mailto:vision2020@moscow.com">vision2020@moscow.com</A> ; <A
title=donovanjarnold2008@yahoo.com
href="mailto:donovanjarnold2008@yahoo.com">Donovan Arnold</A> ; <A
title=NGIER@uidaho.edu href="mailto:NGIER@uidaho.edu">NicholasGier</A> </DIV>
<DIV style="FONT: 10pt arial"><B>Sent:</B> Friday, September 25, 2009 12:22
PM</DIV>
<DIV style="FONT: 10pt arial"><B>Subject:</B> Re: [Vision2020] Health
Insurance is NOT Health Care</DIV>
<DIV><BR></DIV>Donovan,
<DIV><BR></DIV>
<DIV><BR></DIV>
<DIV>And just what is wrong with:"Next, it would provide free medical care to
anyone that could crawl, climb, walk, roll or drive, legally or illegally,
into the United States<SPAN> "? IF someone needs medical care do
you think they should just be left on the curb to die?</SPAN></DIV>
<DIV><BR></DIV>
<DIV>Lets not mix up failed border security issues with health care. IF
someone needs medical care, they need medical care and it shouldn't matter HOW
they got here, legal or illegal.</DIV>
<DIV><BR></DIV>
<DIV><BR></DIV>
<DIV>Wayne</DIV>
<DIV><BR></DIV>
<DIV><BR></DIV>
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<DIV><SPAN></SPAN><FONT class=Apple-style-span
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<DIV>
<DIV>On Sep 25, 2009, at 12:02 PM, Andreas Schou wrote:</DIV><BR
class=Apple-interchange-newline>
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<DIV style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman"
size=3>First, if I lose my job after 4 months of work in the year, I
will go broke. Obama will force me to buy insurance, which
consequentially will be about $300 a month if I lose my job (those
offered COBRA, know what I mean first hand). His promise to help the
poor, (those making less than $930 a month) won’t apply to me
because after 4 months of work, I will be over $10,500 income mark
to receive government assistance with insurance costs.<SPAN>
</SPAN>Who can afford $300 a month on $10,500 a year? Obama thinks
everyone can. </FONT></DIV></TD></TR></TBODY></TABLE></BLOCKQUOTE>
<DIV><BR>Donovan --<BR><BR>You are wrong. The subsidy in the Baucus bill,
which is by far the most conservative, is set at 300% of the poverty
threshold, or around $33,000 for an individual. The more reasonable subsidy
level set in the House is around $44,000, or 400% of the poverty threshold.
<BR><BR></DIV>
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<DIV style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman"
size=3>Second, one way to pay for part of this horrible plan, Obama
is going to be making cuts to Medicare. This is
horrible</FONT></DIV></TD></TR></TBODY></TABLE></BLOCKQUOTE>
<DIV><BR>You are wrong. The bill tinkers with Medicare reimbursement rates
(more for primary care, less for specialist care), rolls back reimbursement
for Medicare Advantage to the Medicare reimbursement rate, and establishes
comparative effectiveness research boards. Though I doubt the "waste, fraud,
and abuse" savings will be as high as they say it is, there are no Medicare
"cuts."<BR><BR>Yes, you tell me, but what about Medicare Advantage? Medicare
Advantage is a program that reimburses private insurers for medical care. It
reimburses at 114% the rate that Medicare does. There is absolutely no
reason for this to be the case. <BR><BR></DIV>
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<DIV style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman"
size=3>Next, it would provide free medical care to anyone that could
crawl, climb, walk, roll or drive, legally or illegally, into the
United
States.<SPAN> </SPAN></FONT></DIV></TD></TR></TBODY></TABLE></BLOCKQUOTE>
<DIV><BR>You are wrong. Illegal immigrants are ineligible to receive the
subsidy. Insofar as they might be able to obtain health insurance through a
health insurance exchange, they join the risk pool without subsidy, reducing
insurance rates for everyone else. This is comparable to the way things work
today; illegal immigrants will be no more able (but also no less able) to
pay for health care health insurance than they are today.<BR> </DIV>
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<DIV style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman"
size=3>Another aspect of this bill will be an increase in your
insurance premiums. If <B><U>everyone </U></B>regardless of illness,
injury, or ailment, is allowed into your insurance co-op, then there
will be more medical costs, and more costs handed to you. The only
way insurance companies could absorb those costs would be to raise
your premiums and
deductibles.</FONT></DIV></TD></TR></TBODY></TABLE></BLOCKQUOTE>
<DIV><BR>You are wrong. The majority of the savings come from diluting the
insurance pool in two ways. First, the individual mandate (which requires
people to buy health insurance) adds healthy people to the health insurance
pool. Second, the insurance exchanges broaden the risk pools across several
insurers. Third, a public option or co-op option would cram down insurance
companies' profit margins by forcing them to compete with a nonprofit
option.<BR><BR>Literally no point you made has any foundation, as per
normal.<BR></DIV></DIV>=======================================================<BR>List
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