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<DIV><SPAN class=836340720-06092006><FONT face=Arial color=#0000ff size=2>Thanks
for the info Tom. It was timely for me, someone has obtained my SS# and other
personal information and has started wreaking havoc with my credit
file.</FONT></SPAN></DIV>
<DIV><SPAN class=836340720-06092006><FONT face=Arial color=#0000ff size=2>I
called one of the credit reporting agencies and placed a fraud alert. They told
me they automatically forward the information to the other reporting
agencies.</FONT></SPAN></DIV>
<DIV><SPAN class=836340720-06092006><FONT face=Arial color=#0000ff size=2>All I
can say is. "This sucks"</FONT></SPAN></DIV>
<DIV><SPAN class=836340720-06092006><FONT face=Arial color=#0000ff
size=2></FONT></SPAN> </DIV>
<DIV><SPAN class=836340720-06092006><FONT face=Arial color=#0000ff size=2>Guard
your information closely everyone, I wouldn't wish this on anyone but my
ex-wife.</FONT></SPAN></DIV>
<BLOCKQUOTE>
<DIV class=OutlookMessageHeader dir=ltr align=left><FONT face=Tahoma
size=2>-----Original Message-----<BR><B>From:</B>
vision2020-bounces@moscow.com [mailto:vision2020-bounces@moscow.com]<B>On
Behalf Of </B>Tom Trail<BR><B>Sent:</B> Monday, September 04, 2006 3:39
PM<BR><B>To:</B> vision2020@moscow.com<BR><B>Subject:</B> [Vision2020] Fwd:
identity theft<BR><BR></FONT></DIV>
<BLOCKQUOTE cite="" type="cite">Visionaries: This e mail
regarding identity theft came to me via an</BLOCKQUOTE>
<DIV><BR></DIV>
<DIV>attorney. There is some excellent advice in the message.</DIV>
<DIV><BR></DIV>
<DIV>Tom Trail</DIV>
<DIV><BR></DIV>
<BLOCKQUOTE cite="" type="cite"><BR></BLOCKQUOTE>
<BLOCKQUOTE cite="" type="cite"><FONT face="Times New Roman"
color=#000000><B>ATTORNEY'S ADVICE - NO CHARGE </B></FONT><FONT
face=Arial color=#000000><B><BR><BR><BR><FONT
size=+1> Read this and make a copy for your
files in case you need to refer to it someday. Maybe we should all take some
of his advice! A corporate Attorney sent the following out to the employees
in his
company.<BR><BR> 1.
Do not sign the back of your credit cards. Instead, put "PHOTO ID
REQUIRED."<BR><BR> <SPAN></SPAN> 2.
When you are writing checks to pay on your credit card Accounts, DO NOT put
the complete account number on the "For" line. Instead, just put the last
four numbers. The credit card company knows the rest of the number, and
anyone who might be handling your check as it passes through all the check
processing channels won't have access to
it.<BR><BR> <SPAN></SPAN> 3.
Put your work phone # on your checks instead of your home Phone. If you have
a PO Box use that instead of your home address. If you do not have a PO Box,
use your work address. Never have your SS# printed on your checks.
(DUH!) You can add it if it is necessary. But if you have It printed, anyone
can get
it.<BR><BR> <SPAN></SPAN> 4.
Place the contents of your wallet on a photocopy machine. Do both sides of
each license, credit card, etc. You will know what you had in your wallet
and all of the account numbers and phone numbers to Call and cancel. Keep
the photocopy in a safe place. I also carry a Photocopy of my passport when
I travel either here or abroad. We've all heard horror stories about fraud
that's committed on us in stealing a Name, address, Social Security number,
credit cards.<BR><BR> Unfortunately, I, an
attorney, have firsthand knowledge because my Wallet was stolen last month.
Within a week, the thieve(S) ordered an Expensive monthly cell phone
package, applied for a VISA credit card, had A credit line approved to buy a
Gateway computer, received a PIN number From DMV to change my driving record
information online, and more. But here's some critical information to limit
the damage in case this happens to you or someone you
know:<BR><BR> <SPAN></SPAN> 5.
We have been told we should cancel our credit cards immediately. But the key
is having the toll free numbers and your card Numbers handy so you know whom
to call. Keep those where you can find
them.<BR><BR> <SPAN></SPAN> 6.
File a police report immediately in the jurisdiction where your credit
cards, etc., were stolen. This proves to credit Providers you were diligent,
and this is a first step toward an Investigation (if there ever is
one).<BR><BR> <BR><BR>But
here's what is perhaps most important of all: (I never even thought to do
this.)<BR><BR> <SPAN></SPAN> 7.
Call the 3 national credit reporting organizations Immediately to place a
fraud alert on your name and also call the Social Security fraud line
number. I had never heard of doing that until advised by a bank that called
to tell me an application for credit was made over The Internet in my name.
The alert means any company that checks your Credit knows your information
was stolen, and they have to contact you by Phone to authorize new
credit.<BR><BR> <SPAN></SPAN> By
the time I was advised to do this, almost two weeks after the theft, all the
damage had been done. There are records of all the Credit checks initiated
by the thieves' purchases, none of which I knew about before placing the
alert. Since then, no additional damage has been done, and the thieves threw
my wallet away this weekend (someone turned it in). It seems to have stopped
them dead in their
tracks.<BR><BR> <SPAN></SPAN> Now,
here are the numbers you always need to contact about your wallet, etc., has
been
stolen:<BR><BR> 1.)
Equifax:
800-525-6285<BR><BR> 2.)
Experian (formerly TRW):
888-397-3742<BR><BR> 3.)
Trans Union: 800-6807289</FONT></B></FONT><BR><FONT face=Arial color=#000000
size=+1><B></B></FONT></BLOCKQUOTE>
<BLOCKQUOTE cite="" type="cite"><FONT face=Arial color=#000000
size=+1><B> 4.)
Social Security Administration (fraud
line):800-269-0271</B></FONT></BLOCKQUOTE>
<BLOCKQUOTE cite="" type="cite"><FONT face=Arial color=#000000
size=+1><B><BR> If you are willing to pass this information
along, it could really help someone that you care about.</B></FONT><FONT
face=Arial color=#000000><BR><FONT
size=+2><B>+++++++++++++++++++++++++++++</B></FONT></FONT></BLOCKQUOTE>
<DIV><BR></DIV>
<DIV><BR></DIV><X-SIGSEP><PRE>--
</PRE></X-SIGSEP>
<DIV>Dr. Tom Trail<BR>International Trails<BR>1375 Mt. View Rd.<BR>Moscow, Id.
83843<BR>Tel: (208) 882-6077<BR>Fax: (208) 882-0896<BR>e mail
ttrail@moscow.com</DIV><BR><BR>__________ NOD32 1.1739 (20060904) Information
__________<BR><BR>This message was checked by NOD32 antivirus system.<BR><A
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