[Vision2020] Health Insurance is NOT Health Care

[Wayne Price]

We can't afford not to.










On Sep 25, 2009, at 8:37 PM, Donovan Arnold wrote:

> Wayne,
>
> I never said that ANYONE should be denied needed medical care. I  
> said that we, the US Taxpayers, cannot afford it.
>
> You disagree with this?
>
> Donovan Arnold
>
>
> --- On Fri, 9/25/09, Wayne Price <bear at moscow.com> wrote:
>
> From: Wayne Price <bear at moscow.com>
> Subject: Re: [Vision2020] Health Insurance is NOT Health Care
> To: "Andreas Schou" <ophite at gmail.com>
> Cc: vision2020 at moscow.com, "Donovan Arnold" <donovanjarnold2008 at yahoo.com 
> >, "NicholasGier" <NGIER at uidaho.edu>
> Date: Friday, September 25, 2009, 7:22 PM
>
> Donovan,
>
>
> And just what is wrong with:"Next, it would provide free medical  
> care to anyone that could crawl, climb, walk, roll or drive, legally  
> or illegally, into the United States "?   IF someone needs medical  
> care do you think they should just be left on the curb to die?
>
> Lets not mix up failed border security issues with health care. IF  
> someone needs medical care, they need medical care and it shouldn't  
> matter HOW they got here, legal or illegal.
>
>
> Wayne
>
>
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> On Sep 25, 2009, at 12:02 PM, Andreas Schou wrote:
>
>>
>> First, if I lose my job after 4 months of work in the year, I will  
>> go broke.. Obama will force me to buy insurance, which  
>> consequentially will be about $300 a month if I lose my job (those  
>> offered COBRA, know what I mean first hand). His promise to help  
>> the poor, (those making less than $930 a month) won’t apply to me  
>> because after 4 months of work, I will be over $10,500 income mark  
>> to receive government assistance with insurance costs.  Who can  
>> afford $300 a month on $10,500 a year? Obama thinks everyone can.
>>
>> Donovan --
>>
>> You are wrong. The subsidy in the Baucus bill, which is by far the  
>> most conservative, is set at 300% of the poverty threshold, or  
>> around $33,000 for an individual. The more reasonable subsidy level  
>> set in the House is around $44,000, or 400% of the poverty threshold.
>>
>>
>> Second, one way to pay for part of this horrible plan, Obama is  
>> going to be making cuts to Medicare. This is horrible
>>
>> You are wrong. The bill tinkers with Medicare reimbursement rates  
>> (more for primary care, less for specialist care), rolls back  
>> reimbursement for Medicare Advantage to the Medicare reimbursement  
>> rate, and establishes comparative effectiveness research boards.  
>> Though I doubt the "waste, fraud, and abuse" savings will be as  
>> high as they say it is, there are no Medicare "cuts."
>>
>> Yes, you tell me, but what about Medicare Advantage? Medicare  
>> Advantage is a program that reimburses private insurers for medical  
>> care. It reimburses at 114% the rate that Medicare does. There is  
>> absolutely no reason for this to be the case.
>>
>>
>> Next, it would provide free medical care to anyone that could  
>> crawl, climb, walk, roll or drive, legally or illegally, into the  
>> United States.
>>
>> You are wrong. Illegal immigrants are ineligible to receive the  
>> subsidy. Insofar as they might be able to obtain health insurance  
>> through a health insurance exchange, they join the risk pool  
>> without subsidy, reducing insurance rates for everyone else. This  
>> is comparable to the way things work today; illegal immigrants will  
>> be no more able (but also no less able) to pay for health care  
>> health insurance than they are today.
>>
>>
>> Another aspect of this bill will be an increase in your insurance  
>> premiums. If everyone regardless of illness, injury, or ailment, is  
>> allowed into your insurance co-op, then there will be more medical  
>> costs, and more costs handed to you. The only way insurance  
>> companies could absorb those costs would be to raise your premiums  
>> and deductibles.
>>
>> You are wrong. The majority of the savings come from diluting the  
>> insurance pool in two ways. First, the individual mandate (which  
>> requires people to buy health insurance) adds healthy people to the  
>> health insurance pool. Second, the insurance exchanges broaden the  
>> risk pools across several insurers. Third, a public option or co-op  
>> option would cram down insurance companies' profit margins by  
>> forcing them to compete with a nonprofit option.
>>
>> Literally no point you made has any foundation, as per normal.
>> =======================================================
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>
>
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