[Vision2020] Say What?

[Craine Kit]

Actually, insurance is the wrong financial model for health care. It  
is mean to cover catastrophic costs just in case a rare, bad thing  
happens. It survives only because the system can use pricing and  
policies to eliminate those who are most likely to make claims.  
Unfortunately, everyone eventually needs health care. As a result, the  
system will inevitably fail.

Perhaps a better model would be based on the existing, gov'ment run,  
socialistic, preventative care systems we already have -- water,  
sewer, and garbage.


Kit Craine





On Jul 27, 2009, at 6:38 PM, Paul Rumelhart wrote:

> I agree with you 100%.  Insurance should be a parachute for when an
> accident or a sudden illness occurs, not for every little health- 
> related
> expense.  Like auto insurance.  It pays if there is an accident, you  
> pay
> if you want some snow tires or a new paint job or an oil change.  Then
> the costs for everyday health-related expenses see the benefit of the
> free market, and you pay out the nose if you're life is threatened.
> Unfortunately, they can't "total" your body and provide you a new  
> one yet.
>
> Obviously, this may not work if you have a chronic disease - that  
> might
> require a special kind of insurance or something.
>
> I also like the employer subsidizing idea.  It's in their best  
> interest
> for their employees to be healthier.
>
> Paul
>
> Glenn Schwaller wrote:
>> "Right but the ER is the most expensive form of medical care there  
>> is."
>>
>> Maybe this is only the type of health care that insurance should  
>> cover
>> - catastrophic unforseen illnesses and accidents.  All "preventative"
>> health care becomes the responsibility of the individual.  Don't you
>> think those costs would then drop like a rock?  While you're at it,
>> have employers "subsidize" the cost or partial cost of an aerobics /
>> gym program and "require" some level of participation.  An ounce of
>> prevention . . .
>>
>> GS
>>
>> On Mon, Jul 27, 2009 at 8:27 AM, Joe Campbell<philosopher.joe at gmail.com 
>> > wrote:
>>
>>> Right but the ER is the most expensive form of medical care there  
>>> is.
>>>
>>> Sent from my iPhone
>>>
>>> On Jul 27, 2009, at 11:08 AM, "the lockshop" <lockshop at pull.twcbc.com 
>>> >
>>> wrote:
>>>
>>>
>>>> Aren't the rest of us going to pay for it one way or the other?  
>>>> Just
>>>> another in a string of examples that puts proof to the  
>>>> prevarication
>>>> of "no increase in taxes to those who make less than $200,000.00  
>>>> and
>>>> families under 250,000.00.
>>>>
>>>> g
>>>> ----- Original Message ----- From: "Joe Campbell" <philosopher.joe at gmail.com
>>>>
>>>> To: "Tom Hansen" <thansen at moscow.com>
>>>> Cc: "Moscow Vision 2020" <vision2020 at moscow.com>
>>>> Sent: Monday, July 27, 2009 6:49 AM
>>>> Subject: Re: [Vision2020] Say What?
>>>>
>>>>
>>>>
>>>>> Yes they can always visit the emergency room and the rest if us  
>>>>> will
>>>>> pay for it.
>>>>>
>>>>> Sent from my iPhone
>>>>>
>>>>> On Jul 27, 2009, at 8:57 AM, "Tom Hansen" <thansen at moscow.com>  
>>>>> wrote:
>>>>>
>>>>>
>>>>>> "There are no Americans who don't have healthcare. Everybody in  
>>>>>> this
>>>>>> country has access to healthcare."
>>>>>>
>>>>>> - Rep. Virginia Foxx (R-NC)
>>>>>>
>>>>>> ----------------------
>>>>>>
>>>>>> Seeya round town, Moscow.
>>>>>>
>>>>>> Tom Hansen
>>>>>> Moscow, Idaho
>>>>>>
>>>>>> "The Pessimist complains about the wind, the Optimist expects  
>>>>>> it to
>>>>>> change
>>>>>> and the Realist adjusts his sails."
>>>>>>
>>>>>> - Unknown
>>>>>>
>>>>>>
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>
>
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