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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">Please see below and attached thanks to Jay Mussman.<o:p></o:p></span></p>
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<b><span style="color:#1F497D">Scott P. Pence | Carlton Fields</span></b><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">Board Certified in Construction Law by The Florida Bar<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">Direct: 813.229.4322 | Fax: 813.229.4133<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">4221 W. Boy Scout Blvd., Ste. 1000<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#1F497D">Tampa, Florida 33607-5780
<o:p></o:p></span></p>
<p class="MsoNormal"><a href="http://www.cfjblaw.com/spence/"><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:blue">bio</span></a><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:black"> |
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif">From:</span></b><span style="font-size:11.0pt;font-family:"Calibri",sans-serif"> Mussman, Jay D. <jmussman@daypitney.com>
<br>
<b>Sent:</b> Tuesday, June 18, 2019 11:56 AM<br>
<b>To:</b> Pence, Scott <spence@carltonfields.com><br>
<b>Subject:</b> FW: Media Advisory: Citizens releases revised 2019 proposed rate media kit<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">Please share</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">Thank you</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">Regards</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:12.5pt;font-family:"Calibri",sans-serif;color:#003366">Jay D. Mussman | Attorney at Law |
</span><a href="http://www.daypitney.com/professionals/M/Mussman-Jay-D"><span style="font-size:12.5pt;font-family:"Calibri",sans-serif;color:blue">Attorney Bio</span></a><span style="font-size:12.5pt;font-family:"Calibri",sans-serif;color:#003366">
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</span><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D">Mizner Park Office Tower | 225 NE Mizner Boulevard, Suite 350 | Boca Raton FL 33432-4078<br>
t (561) 537 4934 | f (561) 952 4267 | m (561) 862 8107<br>
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</span><a href="http://www.daypitney.com"><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#003366">www.daypitney.com</span></a><span style="font-size:11.0pt;font-family:"Calibri",sans-serif;color:#1F497D"><br>
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<p class="MsoNormal" style="margin-left:.5in"><b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif"> Newsroom [</span><a href="mailto:Newsroom@citizensfla.com"><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">mailto:Newsroom@citizensfla.com</span></a><span style="font-size:10.0pt;font-family:"Tahoma",sans-serif">]
<br>
<b>Sent:</b> Tuesday, June 18, 2019 11:50 AM<br>
<b>To:</b> Newsroom<br>
<b>Subject:</b> Media Advisory: Citizens releases revised 2019 proposed rate media kit</span><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
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<p class="MsoNormal" style="margin-left:.5in"><strong><span style="font-size:9.0pt;font-family:"Helvetica",sans-serif;color:black">[[EXTERNAL EMAIL]]</span></strong><o:p></o:p></p>
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<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:11.0pt">FOR IMMEDIATE RELEASE</span><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:11.0pt">June 18, 2019</span><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:11.0pt">Contact:
</span><a href="mailto:christine.ashburn@citizensfla.com"><span style="font-size:11.0pt">Christine Ashburn</span></a><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:11.0pt">850.728.7255 (cell)</span><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:11.0pt">850.513.3746</span><o:p></o:p></p>
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<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p class="MsoNormal" align="center" style="margin-left:.5in;text-align:center"><b><span style="font-size:11.0pt">Citizens releases revised 2019 proposed rate media kit</span></b><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><b><span style="font-size:11.0pt"> </span></b><o:p></o:p></p>
<p style="margin-left:.5in;background:white"><span style="font-size:11.0pt">TALLAHASSEE, FL – Citizens Property Insurance Corporation’s Board of Governors on Wednesday will be asked to approve a 2019 rate package that reflects recent legislative reforms to
reduce the impact of litigation, assignment of benefits abuse and nonweather related water loss claims in South Florida.
</span><o:p></o:p></p>
<p style="margin-left:.5in;background:white"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p style="margin-left:.5in;background:white"><span style="font-size:11.0pt">Board members will consider recommended rates for 2019 that call for a capped statewide average increase
</span>of 4.7 percent <span style="font-size:11.0pt">for personal lines policyholders – homeowners, condominium owners and renters. If approved by the Office of Insurance Regulation, the 2019 rates would go into effect for new and renewal policies December
1, 2019. </span><o:p></o:p></p>
<p style="margin-left:.5in;background:white"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p style="margin-left:.5in;background:white"><span style="font-size:11.0pt">The 2019 recommendations take into account the passage of
</span><a href="https://myfloridahouse.gov/Sections/Documents/loaddoc.aspx?FileName=_h7065er.docx&DocumentType=Bill&BillNumber=7065&Session=2019"><span style="font-size:11.0pt">HB 7065</span></a><span style="font-size:11.0pt">, legislative changes that go into
effect July 1, 2019, to bolster consumer protections and reduce litigation costs and assignment of benefits abuse surrounding nonweather water loss claims.
</span><o:p></o:p></p>
<p style="margin-left:.5in;background:white"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p style="margin-left:.5in;background:white"><span style="font-size:11.0pt">Citizens is required by law to recommend rates that are actuarially sound, while complying with a legislative glide path that caps rate increases at 10 percent, excluding coverage changes
and surcharges. </span><o:p></o:p></p>
<p style="margin-left:.5in;background:white"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
<p style="margin-left:.5in;background:white"><span style="font-size:11.0pt">Citizens has prepared a
</span><a href="https://www.citizensfla.com/documents/20702/7538469/20190618+2019+Rate+Kit/970801d0-9f2c-484e-a4a4-78a594d39b4e"><span style="font-size:11.0pt">2019 rate kit</span></a><span style="font-size:11.0pt"> to provide members of the media with information
about its 2019 rate filing, including </span><a href="https://www.citizensfla.com/documents/20702/7538469/20190618+County+by+county/f6d9cccf-c301-448b-8630-aa9a52c3bda2"><span style="font-size:11.0pt">county-by-county estimates</span></a><span style="font-size:11.0pt">
for particular policy types. Additional information and answers to common questions about Citizens' rates and premiums are included in Citizens 2019 Rates Frequently Asked Questions. The kit also includes additional information about Citizens' costs and projected
rate need for 2019. </span><o:p></o:p></p>
<p style="margin-left:.5in;background:white"><span style="font-size:11.0pt"> </span><o:p></o:p></p>
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<p class="MsoNormal" style="margin-left:.5in;text-align:justify"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><sub>In 2002, the Florida Legislature created Citizens Property Insurance Corporation (Citizens), a not-for-profit alternative insurer, whose public purpose is to provide insurance to, and serve the needs of, property
owners who cannot find coverage in the private insurance market.</sub><o:p></o:p></p>
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us on Facebook</sub></a> <sub> </sub><img border="0" width="15" height="14" style="width:.1562in;height:.1458in" id="Picture_x0020_5" src="cid:image011.jpg@01D525CB.F68B97F0" alt="Citizens on Twitter"><a href="https://twitter.com/citizens_fla"><sub>Follow
us @citizens_fla</sub></a><o:p></o:p></p>
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