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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Please see below and attached – thanks to Jay Mussman<o:p></o:p></span></p>
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<b><span style="color:#1F497D">Scott P. Pence | Carlton Fields</span></b><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Board Certified in Construction Law by The Florida Bar<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Direct: 813.229.4322 | Fax: 813.229.4133<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">4221 W. Boy Scout Blvd., Ste. 1000<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Tampa, Florida 33607-5780
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:black"><a href="http://www.cfjblaw.com/spence/"><span style="color:blue">bio</span></a> |
<a href="http://www.cfjblaw.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7">
<span style="color:blue">vcard</span></a> | <a href="http://www.linkedin.com/in/pencescott">
<span style="color:blue">linkedin</span></a></span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> Mussman, Jay D. [mailto:jmussman@daypitney.com]
<br>
<b>Sent:</b> Sunday, October 09, 2016 2:53 PM<br>
<b>To:</b> Pence, Scott<br>
<b>Subject:</b> FW: Press Release_ Call Citizens First following Hurricane Matthew<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Please share.</span><o:p></o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:12.5pt;font-family:"Calibri","sans-serif";color:#003366">Jay D. Mussman | Attorney at Law |
<a href="http://www.daypitney.com/professionals/M/Mussman-Jay-D"><span style="color:blue">Attorney Bio</span></a>
<br>
</span><span style="font-size:6.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><br>
</span><a href="http://www.daypitney.com/"><span style="font-size:6.0pt;font-family:"Calibri","sans-serif";color:blue;text-decoration:none"><img border="0" width="585" height="25" id="_x0000_i1025" src="cid:image001.jpg@01D2223C.DE0FDF50"></span></a><span style="font-size:6.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><br>
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</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">399 West Palmetto Park Road, Suite 202 | Boca Raton FL 33432-3760<br>
t (561) 537 4934 | f (561) 952 4267 | m (561) 862 8107<br>
<a href="mailto:jmussman@daypitney.com"><span style="color:#003366">jmussman@daypitney.com</span></a> |
<a href="http://www.daypitney.com"><span style="color:#003366">www.daypitney.com</span></a><br>
<a href="http://www.daypitney.com/about/offices/boston"><span style="color:black;text-decoration:none">BOSTON</span></a> | <a href="http://www.daypitney.com/about/offices"><span style="color:black;text-decoration:none">CONNECTICUT</span></a> | <a href="http://www.daypitney.com/about/offices"><span style="color:black;text-decoration:none">FLORIDA</span></a>
| <a href="http://www.daypitney.com/about/offices/parsippany"><span style="color:black;text-decoration:none">NEW JERSEY</span></a> | <a href="http://www.daypitney.com/about/offices/new-york"><span style="color:black;text-decoration:none">NEW YORK</span></a>
| <a href="http://www.daypitney.com/about/offices/washington-dc"><span style="color:black;text-decoration:none">WASHINGTON, DC</span></a> </span><a href="http://facebook.com/DayPitney"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:blue;text-decoration:none"><img border="0" width="20" height="20" id="_x0000_i1026" src="cid:image004.jpg@01D2223C.DE0FDF50" alt="Day Pitney LLP on Facebook"></span></a><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">
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<p class="MsoNormal" style="margin-left:.5in"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> Newsroom [<a href="mailto:Newsroom@citizensfla.com">mailto:Newsroom@citizensfla.com</a>]
<br>
<b>Sent:</b> Sunday, October 09, 2016 2:37 PM<br>
<b>To:</b> Newsroom<br>
<b>Subject:</b> Press Release_ Call Citizens First following Hurricane Matthew</span><o:p></o:p></p>
</div>
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<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
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<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">FOR IMMEDIATE RELEASE<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">DATE October 9, 2016<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">Contact: Michael Peltier<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">(850) 513-3774<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">(850) 264-7702 (cell)<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><b> </b><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" align="center" style="margin-left:.5in;text-align:center"><b>Call Citizens First following Hurricane Matthew</b><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">TALLAHASSEE, FL – Citizens Property Insurance Corporation is urging its policyholders to protect themselves from assignment of benefit scams and abuse by calling Citizens first to report losses following Hurricane
Matthew. <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">Citizens representatives are available 24/7 throughout the weekend to handle claims calls at 1.866.411.2742. More information can be found on Citizens website
<a href="https://www.citizensfla.com/claims">https://www.citizensfla.com/claims</a><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">“Citizens is ready to assist our policyholders as they begin their recovery from Hurricane Matthew and get their lives back in order,” said Barry Gilway, Citizens President, CEO and Executive Director. “Our claims
representatives are ready to help. All you have to do is call.” <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">Unfortunately, unscrupulous contractors and repair companies thrive in the frenzied days following any storm. Policyholders must be wary of unlicensed contractors or deals that sound too good to be true.<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">To protect themselves, policyholders who have experienced a loss from the storm should call Citizens first to ensure they stay in control of their claim. Further, Citizens advises policyholders not to sign anything,
including an assignment of benefit, before consulting with Citizens or their insurance agent.
<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">Here’s why. You may be signing away your rights and be left with unfinished repairs or forced to pay a contractor for repairs not covered by your policy. The policy may also place a limit on emergency repairs until
Citizens is notified to inspect damage before permanent repairs are made.<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><b> </b><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">Policyholders are most likely to be offered an assignment of benefit (AOB) while making emergency repairs or when companies come to the door soliciting business. Policyholders may be told repairs cannot be completed
until they have signed an AOB contract, which allows the company to submit the claim and deal directly with Citizens.
<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">More information on the <a href="https://www.citizensfla.com/documents/20702/460724/Assignment+of+Benefits.pdf/2e157905-8ccb-4396-996a-3e111b2c5f5c">
potential pitfalls of assignments of benefits</a> is available on Citizens website. More information also can be found on Citizens website
<a href="https://www.citizensfla.com/storms">https://www.citizensfla.com/storms</a><o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in">To report suspected insurance fraud, Citizens policyholders can call Citizens Special Investigations Unit toll free at 1.855.748.9596. or submit a report online. Customers can also contact the Department of Financial
Services, Division of Consumer Services Insurance Consumer Helpline immediately at 1-877-693-5236. Your concerns will be promptly referred to insurance fraud investigators.<o:p></o:p></p>
<p class="MsoNormal" align="center" style="margin-left:.5in;text-align:center"> <o:p></o:p></p>
<p class="MsoNormal" align="center" style="margin-left:.5in;text-align:center">###<o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"> <o:p></o:p></p>
<p class="MsoNormal" style="margin-left:.5in"><sub>In 2002, the Florida Legislature created Citizens Property Insurance Corporation (Citizens), a not-for-profit alternative insurer, whose public purpose is to provide insurance to, and serve the needs of, property
owners who cannot find coverage in the private insurance market.</sub><o:p></o:p></p>
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<p class="MsoNormal" style="margin-left:.5in"><img border="0" width="22" height="20" id="Picture_x0020_2" src="cid:image007.jpg@01D2223A.8603CFD0" alt="Citizens on Facebook"><a href="https://urldefense.proofpoint.com/v2/url?u=https-3A__www.facebook.com_pages_Citizens-2DProperty-2DInsurance-2DCorporation_313353039304&d=DQMFAg&c=-Q2oFtSeUeVdqcGrCCygxt6LResmVl0POOzRQwCZt0Q&r=JzxZ6kWoCgxBJ2xiMZfIcsJ1K0Ty8_j74y8X4EL7hZo&m=RcPUKehoDdAbpEb4UdAldHGIlQbnxMOHIMuZa5l1ZbM&s=OyFuX0boPL2d5SqeJxU3iwJsQ7f4DYxNulAyvCHxtyc&e="><sub>Find
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