<html>
<head>
<meta http-equiv="Content-Type" content="text/html; charset=us-ascii">
<style>
<!--
@font-face
        {font-family:"Cambria Math"}
@font-face
        {font-family:Calibri}
@font-face
        {font-family:Tahoma}
@font-face
        {font-family:Georgia}
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:11.0pt;
        font-family:"Calibri","sans-serif"}
a:link, span.MsoHyperlink
        {color:blue;
        text-decoration:underline}
a:visited, span.MsoHyperlinkFollowed
        {color:purple;
        text-decoration:underline}
p.MsoPlainText, li.MsoPlainText, div.MsoPlainText
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:10.0pt;
        font-family:"Arial","sans-serif";
        color:black}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:8.0pt;
        font-family:"Tahoma","sans-serif"}
span.PlainTextChar
        {font-family:"Arial","sans-serif";
        color:black}
span.BalloonTextChar
        {font-family:"Tahoma","sans-serif"}
span.EmailStyle21
        {font-family:"Arial","sans-serif";
        color:black;
        font-weight:normal;
        font-style:normal;
        text-decoration:none none}
span.EmailStyle22
        {font-family:"Calibri","sans-serif";
        color:#1F497D}
span.EmailStyle23
        {font-family:"Calibri","sans-serif";
        color:#1F497D}
span.EmailStyle24
        {font-family:"Calibri","sans-serif";
        color:#1F497D}
.MsoChpDefault
        {font-size:10.0pt}
@page WordSection1
        {margin:1.0in 1.0in 1.0in 1.0in}
-->
</style>
</head>
<body lang="EN-US" link="blue" vlink="purple">
<div class="WordSection1">
<p class="MsoNormal"><span style="color:#1F497D">Like me you obviously were able to avid military service, where I understand the motto to be: Never, never volunteer!</span></p>
<p class="MsoNormal"><span style="color:#1F497D"> </span></p>
<div>
<div style="margin-top:3.0pt">
<p class="MsoNormal" style="line-height:15.75pt"><b><span style="font-size:11.5pt; color:black">Frederick Dudley</span></b><span style="font-size:11.5pt; color:black"> |
</span><b><span style="font-size:10.5pt; font-family:"Georgia","serif"; color:#001A63">Holland & Knight</span></b><span style="font-size:11.5pt; color:black"><br>
Board Certified Construction Lawyer<br>
315 South Calhoun Street, Suite 600 | Tallahassee FL 32301<br>
Phone 850.425.5668 | Fax 850.224.8832 | Cell 850.294.3471<br>
<a href="mailto:fred.dudley@hklaw.com"><span style="color:#002776; text-decoration:none">fred.dudley@hklaw.com</span></a> |
<a href="http://www.hklaw.com/"><span style="color:#002776; text-decoration:none">www.hklaw.com</span></a>
</span><span style="font-size:12.0pt; font-family:"Times New Roman","serif"; color:#BBBBBB"></span></p>
</div>
</div>
<p class="MsoNormal"><span style="font-size:8.5pt; color:#BBBBBB">________________________________________________<br>
</span><span style="font-size:8.5pt; color:#999999"><a href="http://www.hklaw.com/vcard.aspx?user=frdudley"><span style="color:#00A9E0; text-decoration:none">Add to address book</span></a></span><span style="font-size:8.5pt; color:#00A9E0"> |
<a href="http://www.hklaw.com/id77/biosfrdudley"><span style="color:#00A9E0; text-decoration:none">View professional biography</span></a>
</span><span style="color:#1F497D"></span></p>
<div>
<div style="border:none; border-top:solid #B5C4DF 1.0pt; padding:3.0pt 0in 0in 0in">
<p class="MsoNormal" style="margin-left:.5in"><b><span style="font-size:10.0pt; font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt; font-family:"Tahoma","sans-serif""> liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org]
<b>On Behalf Of </b>Robert Friedman<br>
<b>Sent:</b> Monday, December 17, 2012 1:12 PM<br>
<b>To:</b> 'Pence, Scott'; 'Wright, Wm. Cary'; liability_insurance@lists.flabarrpptl.org; 'Whelan, Ed'<br>
<b>Cc:</b> 'Woolard, Barbara C.'<br>
<b>Subject:</b> Re: [Liability Insurance] Florida Bar Insurance & Surety Committee</span></p>
</div>
</div>
<p class="MsoNormal" style="margin-left:.5in"> </p>
<p class="MsoNormal" style="margin-left:.5in"><span style="color:#1F497D">That was a great presentation, Ed.  Cary, Fred, Michael, and Scott, I am happy to serve on a 627.4137 subcommittee and to present or write an article for the newsletter on that or any
 other insurance topic that you have in mind.  I would like to get more involved with this great committee, so just let me know how I can be of service.</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="color:#1F497D"> </span></p>
<div>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:12.0pt; font-family:"Arial","sans-serif"; color:#1F497D">Robert H. Friedman</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:12.0pt; font-family:"Arial","sans-serif"; color:#1F497D">Friedman P.A.</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:12.0pt; font-family:"Arial","sans-serif"; color:#1F497D">340 Royal Poinciana Way, Suite 317-202</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:12.0pt; font-family:"Arial","sans-serif"; color:#1F497D">Palm Beach, FL 33480</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:12.0pt; font-family:"Arial","sans-serif"; color:#1F497D">Phone: 561-800-2110</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:12.0pt; font-family:"Arial","sans-serif"; color:#1F497D">Fax: 561-246-3413</span></p>
<p class="MsoNormal" style="margin-left:.5in; line-height:15.0pt"><span style="color:#1F497D"><a href="http://www.friedmanpa.com/" target="_blank"><span style="font-size:12.0pt; font-family:"Arial","sans-serif"">www.friedmanpa.com</span></a></span><span style="font-size:12.0pt; font-family:"Arial","sans-serif"; color:#333333; background:white"></span></p>
<p class="MsoNormal" style="margin-left:.5in; line-height:15.0pt"><span style="color:#1F497D"><a href="http://www.insurancelawflorida.com/" target="_blank"><span style="font-size:12.0pt; font-family:"Arial","sans-serif"">www.insurancelawflorida.com</span></a></span><span style="font-size:12.0pt; font-family:"Arial","sans-serif"; color:#333333; background:white"></span></p>
</div>
<p class="MsoNormal" style="margin-left:.5in"><span style="color:#1F497D"> </span></p>
<div>
<div style="border:none; border-top:solid #B5C4DF 1.0pt; padding:3.0pt 0in 0in 0in">
<p class="MsoNormal" style="margin-left:.5in"><b><span style="font-size:10.0pt; font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt; font-family:"Tahoma","sans-serif""> liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org]
<b>On Behalf Of </b>Pence, Scott<br>
<b>Sent:</b> Monday, December 17, 2012 12:14 PM<br>
<b>To:</b> Wright, Wm. Cary; liability_insurance@lists.flabarrpptl.org<br>
<b>Cc:</b> Woolard, Barbara C.<br>
<b>Subject:</b> Re: [Liability Insurance] Florida Bar Insurance & Surety Committee</span></p>
</div>
</div>
<p class="MsoNormal" style="margin-left:.5in"> </p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">Folks,</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">Please click on the appropriate links below to record your attendance and/or view attendees of today’s Insurance and Surety committee
 meeting:</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">Click here to record your attendance: 
</span><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:#1F497D"><a href="https://docs.google.com/spreadsheet/viewform?fromEmail=true&formkey=dHMtand1MVh0NS0tQ0FZZDhBbVUtRVE6MQ">Record Your Attendance</a></span><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"></span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">Click here to view attendees: 
</span><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:#1F497D"><a href="https://docs.google.com/spreadsheet/ccc?key=0AvGt7ZdLQyv1dHMtand1MVh0NS0tQ0FZZDhBbVUtRVE#gid=0">View Attendees</a></span><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"></span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="color:#1F497D"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="color:#1F497D"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">Thanks,</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">Scott</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="color:#1F497D"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="color:#1F497D"> </span></p>
<div>
<p class="MsoNormal" style="margin-right:0in; margin-bottom:12.0pt; margin-left:.5in">
<b><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"><img border="0" width="190" height="53" id="_x0000_i1025" src="cid:image001.png@01CDDC58.C0B17320" alt="Carlton Fields"><br>
Scott Pence</span></b><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"><br>
4221 W. Boy Scout Blvd., Ste. 1000<br>
Tampa, Florida  33607-5780 <br>
Direct:  813.229.4322 | Fax:  813.229.4133</span><span style="color:#1F497D"></span></p>
</div>
<p class="MsoNormal" style="margin-left:.5in"><span style="color:#1F497D"> </span></p>
<div>
<div style="border:none; border-top:solid #B5C4DF 1.0pt; padding:3.0pt 0in 0in 0in">
<p class="MsoNormal" style="margin-left:.5in"><b><span style="font-size:10.0pt; font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt; font-family:"Tahoma","sans-serif"">
<a href="mailto:liability_insurance-bounces@lists.flabarrpptl.org">liability_insurance-bounces@lists.flabarrpptl.org</a> [<a href="mailto:liability_insurance-bounces@lists.flabarrpptl.org">mailto:liability_insurance-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Wright, Wm. Cary<br>
<b>Sent:</b> Friday, December 14, 2012 3:59 PM<br>
<b>To:</b> <a href="mailto:liability_insurance@lists.flabarrpptl.org">liability_insurance@lists.flabarrpptl.org</a><br>
<b>Cc:</b> Woolard, Barbara C.<br>
<b>Subject:</b> [Liability Insurance] Florida Bar Insurance & Surety Committee</span></p>
</div>
</div>
<p class="MsoNormal" style="margin-left:.5in"> </p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">Everyone:</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">Attached are: (1) Agenda for the monthly call scheduled for Monday, December 17, 2012; (2) Minutes from the November 19, 2012 teleconference;
 (3) a copy of an Order and Motion to Intervene in the <i>Mid-Continent Casualty Company v. Clean Seas Company, Inc., et al.,
</i>(M.D. Fla. Mar. 20, 2012) case, which will be discussed in the CLE presentation; and (4) a copy of the
<i>Axis Surplus Insurance Company v. Contravest Construction Company</i>, 2012 WL 2048303 (M.D. Fla. June 5, 2012), which will be discussed if time permits. 
<b>The conference call information is: dial-in: 888-376-5050; Participant Code: 8425484201#; Moderator Code: 13137# (Moderator does not input the Participant Code).</b></span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">Ed Whelan of Gunster,Yoakley & Steward, P.A. will discuss
<i>Mid-Continent Casualty Company v. Clean Seas Company, Inc.</i> case.  This is an important case regarding the apportionment of damages following a jury verdict, and is very interesting.  If time permits, I will lead a discussion on The
<i>Axis Surplus</i> case, which is also important because there the court held that the injury-in-fact theory, as opposed to the manifestation theory, is the appropriate trigger theory for recovery in Florida.</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> </span></p>
<p class="MsoPlainText" style="margin-left:.5in">Thanks for everyone’s participation and we look forward to the call on Monday.</p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"><br>
Regards,</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"><br>
Cary and Fred</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> </span></p>
<p class="MsoNormal" style="margin-left:.5in"><b><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"><img border="0" width="190" height="53" id="Picture_x0020_1" src="cid:image001.png@01CDDC58.C0B17320" alt="Carlton Fields"><br>
Wm. Cary Wright</span></b><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"><br>
Attorney at Law</span></p>
<p class="MsoNormal" style="margin-left:.5in"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">Board Certified in Construction Law<br>
<br>
4221 W. Boy Scout Blvd., Ste. 1000<br>
Tampa, Florida  33607-5780 <br>
Direct:  813.229.4135 | Fax:  813.229.4133<br>
<br>
</span><a href="mailto:cwright@carltonfields.com"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"">cwright@carltonfields.com</span></a><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> | </span><a href="http://www.carltonfields.com/"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"">www.carltonfields.com</span></a><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black">
<br>
</span><a href="http://www.carltonfields.com/cwright/"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"">bio</span></a><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> |
</span><a href="http://www.carltonfields.com/load.vcf?type=atty&id=2f020bf2-f4cf-46aa-9ef8-d67039e0882d"><span style="font-size:10.0pt; font-family:"Arial","sans-serif"">vcard</span></a><span style="font-size:10.0pt; font-family:"Arial","sans-serif"; color:black"> 
   <br>
<br>
<i>Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender
 of this inadvertent delivery.</i> </span><span style="color:black"></span></p>
<p class="MsoNormal" style="margin-left:.5in"> </p>
</div>
<b><br>
<hr>
<font face="Arial" color="Black" size="3"><br>
****<u>IRS CIRCULAR 230 DISCLOSURE</u>: TO ENSURE COMPLIANCE WITH REQUIREMENTS IMPOSED BY THE IRS, WE INFORM YOU THAT ANY TAX ADVICE CONTAINED IN THIS COMMUNICATION (INCLUDING ANY ATTACHMENTS) IS NOT INTENDED OR WRITTEN BY HOLLAND & KNIGHT LLP TO BE USED, AND
 CANNOT BE USED, FOR THE PURPOSE OF (I) AVOIDING TAX-RELATED PENALTIES UNDER THE INTERNAL REVENUE CODE, OR (II) PROMOTING, MARKETING, OR RECOMMENDING TO ANOTHER PARTY ANY TAX-RELATED MATTER HEREIN.****<br>
</font></b><br>
<hr>
<font face="Verdana" color="Black" size="1"><br>
NOTE: This e-mail is from a law firm, Holland & Knight LLP (“H&K”), and is intended solely for the use of the individual(s) to whom it is addressed. If you believe you received this e-mail in error, please notify the sender immediately, delete the e-mail from
 your computer and do not copy or disclose it to anyone else. If you are not an existing client of H&K, do not construe anything in this e-mail to make you a client unless it contains a specific statement to that effect and do not disclose anything to H&K in
 reply that you expect it to hold in confidence. If you properly received this e-mail as a client, co-counsel or retained expert of H&K, you should maintain its contents in confidence in order to preserve the attorney-client or work product privilege that may
 be available to protect confidentiality.<br>
</font>
</body>
</html>