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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'>I am interested in revisiting this area as well.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'>We have had usury as a defense raised but never litigated it. One issue is whether usury laws apply to an ongoing residential rent obligation.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'>The Florida Apartment Association is asking its attorney members if there are any wish list items for 2019 for changes to Section 83. Most of the changes over the past 30 years started from the Florida Apartment Association and they retain a lobbyist for this.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'>If you have something, I would be happy to relay it.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'>Harry<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><b><span style='font-family:"Arial","sans-serif";color:#1F497D'>LAW OFFICES OF <br>HEIST, WEISSE & WOLK P.A.<br>PH: 1 800 253 8428<br>FAX: 1 800 367 9038<br>"Serving the Property Management Professional"<br>Website: </span></b><span style='color:#1F497D'><a href="http://www.evict.com/"><b><span style='font-family:"Arial","sans-serif";color:blue'>www.evict.com</span></b></a></span><b><span style='font-family:"Arial","sans-serif";color:#1F497D'> <br>Email: </span></b><span style='color:#1F497D'><a href="mailto:harry@evict.com"><b><span style='font-family:"Arial","sans-serif";color:blue'>harry@evict.com</span></b></a></span><b><span style='font-family:"Arial","sans-serif";color:#1F497D'><o:p></o:p></span></b></p><table class=MsoNormalTable border=0 cellpadding=0 align=left width="100%" style='width:100.0%;margin-left:6.75pt;margin-right:6.75pt;margin-bottom:7.75pt'><tr style='height:19.9pt'><td width="16%" rowspan=2 style='width:16.3%;padding:1.5pt 1.5pt 1.5pt 1.5pt;height:19.9pt'><table class=MsoTableGrid border=0 cellspacing=0 cellpadding=0 width=360 style='width:3.75in;border-collapse:collapse;border:none'><tr><td width=64 valign=top style='width:48.3pt;padding:0in 5.4pt 0in 5.4pt'><p class=MsoNormal style='mso-element:frame;mso-element-frame-hspace:9.0pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:margin;mso-element-top:4.55pt;mso-height-rule:exactly'><a href="https://www.facebook.com/pages/Heist-Weisse-Wolk-PA/343965575625870"><span style='font-size:10.0pt;font-family:Consolas;color:#1F497D;text-decoration:none'><img border=0 width=37 height=37 id="Picture_x0020_1" src="cid:image001.png@01D45A6F.7F27C710"></span></a><span style='font-size:10.5pt;font-family:Consolas;color:#1F497D'><o:p></o:p></span></p></td><td width=296 valign=top style='width:221.7pt;padding:0in 5.4pt 0in 5.4pt'><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-element:frame;mso-element-frame-hspace:9.0pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:margin;mso-element-top:4.55pt;mso-height-rule:exactly'><b><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#1F497D'><br></span></b><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Visit us on Facebook</span></b><span style='font-size:10.0pt;font-family:"Times New Roman","serif";color:#1F497D'><o:p></o:p></span></p></td></tr></table></td><td width="82%" valign=bottom style='width:82.74%;padding:1.5pt 1.5pt 1.5pt 1.5pt;height:19.9pt'><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:115%'><span style='font-size:10.0pt;line-height:115%;font-family:"Times New Roman","serif";color:#1F497D'><o:p> </o:p></span></p></td></tr><tr style='height:19.85pt'><td width="82%" valign=bottom style='width:82.74%;padding:1.5pt 1.5pt 1.5pt 1.5pt;height:19.85pt'><p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;line-height:115%;mso-element:frame;mso-element-frame-hspace:9.0pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:margin;mso-element-top:4.55pt;mso-height-rule:exactly'><b><span style='font-size:12.0pt;line-height:115%;font-family:"Arial","sans-serif";color:#1F497D'><o:p> </o:p></span></b></p></td></tr></table><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D'>THIS E-MAIL MESSAGE IS CONFIDENTIAL, ATTORNEY-CLIENT PRIVILEGED, AND INTENDED FOR THE PERSONS NAMED ABOVE ONLY. ALL OTHER USE, COPYING, OR DISTRIBUTION IS STRICTLY PROHIBITED.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p></div><p class=MsoNormal><span style='font-size:12.0pt;color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> landten-bounces@lists.flabarrpptl.org [mailto:landten-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Johnathan Ayers<br><b>Sent:</b> Tuesday, October 02, 2018 4:30 PM<br><b>To:</b> 'landten@lists.flabarrpptl.org'<br><b>Subject:</b> Re: [RPPTL LandTen] residential lease late fees<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Good afternoon,<o:p></o:p></p><p class=MsoNormal> <o:p></o:p></p><p class=MsoNormal>The thread referenced below contains a link to a memo on usury and late fees however I cannot open the link (it looks to be an attachment to an email but at the time it was sent I was not on the listserv). Is it possible to get a copy of the email and the attachment? Thank you.<o:p></o:p></p><p class=MsoNormal> <o:p></o:p></p><p class=MsoNormal> <o:p></o:p></p><p class=MsoNormal> <o:p></o:p></p><p class=MsoNormal><b>Arthur J. Menor</b> <a href="mailto:landten%40lists.flabarrpptl.org?Subject=Re%3A%20%5BRPPTL%20LandTen%5D%20residential%20lease%20late%20fees&In-Reply-To=%3C28539BB7F912B54CA8689D83ED6C07B1034AAD3059%40SBEXMAIL-07.shuttslaw.sb%3E" title="[RPPTL LandTen] residential lease late fees">AMenor at shutts.com </a><br><i>Sun Jan 22 10:41:45 PST 2012</i> <o:p></o:p></p><ul type=disc><li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo3'>Previous message: <a href="http://mailman.fsr.com/pipermail/landten/2012q1/001035.html">[RPPTL LandTen] mold </a><o:p></o:p></li><li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo3'>Next message: <a href="http://mailman.fsr.com/pipermail/landten/2012q1/000947.html">[RPPTL LandTen] residential lease late fees </a><o:p></o:p></li><li class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-list:l0 level1 lfo3'><b>Messages sorted by:</b> <a href="http://mailman.fsr.com/pipermail/landten/2012q1/date.html#946">[ date ]</a> <a href="http://mailman.fsr.com/pipermail/landten/2012q1/thread.html#946">[ thread ]</a> <a href="http://mailman.fsr.com/pipermail/landten/2012q1/subject.html#946">[ subject ]</a> <a href="http://mailman.fsr.com/pipermail/landten/2012q1/author.html#946">[ author ]</a> <o:p></o:p></li></ul><div class=MsoNormal align=center style='text-align:center'><hr size=2 width="100%" align=center></div><pre>Please see the attached contents of my personal form file on the issues of enforceability of late fee provisions in leases. It looks like the usury argument probably does not apply to a late fee in a lease but the late fee must meet the standards for a valid liquidated damages clause. In my personal opinion, a daily late fee or a late fee of 10% of the amount of the late payment is vulnerable to the argument that it is an unenforceable penalty rather than an enforceable liquidated damages provision.<o:p></o:p></pre><pre> <o:p></o:p></pre><pre>From: <a href="http://mailman.fsr.com/mailman/listinfo/landten">landten-bounces at lists.flabarrpptl.org</a> [mailto:<a href="http://mailman.fsr.com/mailman/listinfo/landten">landten-bounces at lists.flabarrpptl.org</a>] On Behalf Of Greg Hass<o:p></o:p></pre><pre>Sent: Wednesday, January 11, 2012 1:32 PM<o:p></o:p></pre><pre>To: RPPTL Landlord Tenant Committee<o:p></o:p></pre><pre>Subject: [RPPTL LandTen] residential lease late fees<o:p></o:p></pre><pre> <o:p></o:p></pre><pre>Our FAR "Residential Lease for Single Family Home or Duplex" has a Section 6 dealing with late fees. It has blanks to be filled in for both the amount of the late fee and the number of days after rent is due that it becomes "late". If left blank, the default setting is 4% of the rent payment for each rent payment made 5 days after the rent is due if paid monthly.<o:p></o:p></pre><pre> <o:p></o:p></pre><pre>I'm curious to hear what the committee members thoughts are as to what the maximum the late fee can be before it is deemed unconscionably high/usury by a judge and rendered unenforceable - has anyone seen any cases on this?<o:p></o:p></pre><pre> <o:p></o:p></pre><pre>Thanks,<o:p></o:p></pre><pre>Greg<o:p></o:p></pre><pre> <o:p></o:p></pre><pre>Greg Hass, Senior Counsel<o:p></o:p></pre><pre> <o:p></o:p></pre><pre>Office of Law & Policy | FloridaRealtors(r)<o:p></o:p></pre><pre>7025 Augusta National Drive, Orlando, FL 32822<o:p></o:p></pre><pre>talk: 407.438.1400, ext. 2421<o:p></o:p></pre><pre>visit: <a href="http://www.floridarealtors.org">http://www.floridarealtors.org</a><o:p></o:p></pre><pre> <o:p></o:p></pre><pre>The Voice for Real Estate(r) in Florida<o:p></o:p></pre><pre> <o:p></o:p></pre><pre>[cid:<a href="http://mailman.fsr.com/mailman/listinfo/landten">image001.jpg at 01CCD90B.427FC840</a>]<o:p></o:p></pre><pre>-------------- next part --------------<o:p></o:p></pre><pre>An HTML attachment was scrubbed...<o:p></o:p></pre><pre>URL: <<a href="http://mailman.fsr.com/mailman/private/landten/attachments/20120122/4fe85d6f/attachment-0001.html">http://mailman.fsr.com/mailman/private/landten/attachments/20120122/4fe85d6f/attachment-0001.html</a>><o:p></o:p></pre><pre>-------------- next part --------------<o:p></o:p></pre><pre>A non-text attachment was scrubbed...<o:p></o:p></pre><pre>Name: image001.jpg<o:p></o:p></pre><pre>Type: image/jpeg<o:p></o:p></pre><pre>Size: 3508 bytes<o:p></o:p></pre><pre>Desc: image001.jpg<o:p></o:p></pre><pre>URL: <<a href="http://mailman.fsr.com/mailman/private/landten/attachments/20120122/4fe85d6f/attachment-0001.jpg">http://mailman.fsr.com/mailman/private/landten/attachments/20120122/4fe85d6f/attachment-0001.jpg</a>><o:p></o:p></pre><pre>-------------- next part --------------<o:p></o:p></pre><pre><span style='background:yellow;mso-highlight:yellow'>An embedded message was scrubbed...</span><o:p></o:p></pre><pre><span style='background:yellow;mso-highlight:yellow'>From: "Jack C. McElroy" <<a href="http://mailman.fsr.com/mailman/listinfo/landten">JMcElroy at shutts.com</a>></span><o:p></o:p></pre><pre><span style='background:yellow;mso-highlight:yellow'>Subject: Usury - Leases and Late Fees</span><o:p></o:p></pre><pre><span style='background:yellow;mso-highlight:yellow'>Date: Wed, 5 May 2010 14:19:55 -0400</span><o:p></o:p></pre><pre><span style='background:yellow;mso-highlight:yellow'>Size: 560862</span><o:p></o:p></pre><pre><span style='background:yellow;mso-highlight:yellow'>URL: <<a href="http://mailman.fsr.com/mailman/private/landten/attachments/20120122/4fe85d6f/attachment-0001.mht">http://mailman.fsr.com/mailman/private/landten/attachments/20120122/4fe85d6f/attachment-0001.mht</a>></span><o:p></o:p></pre><pre>-------------- next part --------------<o:p></o:p></pre><pre>A non-text attachment was scrubbed...<o:p></o:p></pre><pre>Name: 7636610_1_(WPBDOCS)_Late Fees.PDF<o:p></o:p></pre><pre>Type: application/pdf<o:p></o:p></pre><pre>Size: 2529822 bytes<o:p></o:p></pre><pre>Desc: 7636610_1_(WPBDOCS)_Late Fees.PDF<o:p></o:p></pre><pre>URL: <<a href="http://mailman.fsr.com/mailman/private/landten/attachments/20120122/4fe85d6f/attachment-0001.pdf">http://mailman.fsr.com/mailman/private/landten/attachments/20120122/4fe85d6f/attachment-0001.pdf</a>><o:p></o:p></pre><pre>-------------- next part --------------<o:p></o:p></pre><pre></pre>IRS CIRCULAR 230 NOTICE: Pursuant to recently enacted<br>U.S. Treasury Department Regulations, we are now required<br>to advise you that, unless otherwise expressly indicated,<br>any federal tax advice expressed above was neither<br>written nor intended by the sender or this firm to be<br>used and cannot be used by any taxpayer for the purpose <br>of avoiding penalties that may be imposed under U.S. tax <br>law. If any person uses or refers to any such tax advice<br>in promoting, marketing or recommending a partnership or<br>other entity, investment plan or arrangement to any <br>taxpayer, then the advice should be considered to have<br>been written to support the promotion or marketing by a <br>person other than the sender or this firm of that <br>transaction or matter, and such taxpayer should seek<br>advice based on the taxpayer's particular circumstances<br>from an independent tax advisor.<br><br><br>The information in this email transmission is privileged<br>and confidential. If you are not the intended recipient,<br>nor the employee or agent responsible for delivering it to<br>the intended recipient, you are hereby notified that any<br>dissemination or copying of this transmission (including<br>any attachments) is strictly prohibited. If you have<br>received this email in error, please notify the sender by<br>email reply. 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