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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">It appears that all of 83.51 (2) (a) must be read with (2) (e).
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<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Jay A. Taplin</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Florida Bar Board Certified Real Estate Law<br>
Taplin & Associates<br>
Suite 1510 <br>
1555 Palm Beach Lakes Boulevard<br>
West Palm Beach, Florida 33401<br>
(561) 684-8399 (ph)<br>
(561) 471-8055 (fax)<br>
</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><a href="mailto:jtaplin@taplinlaw.net"><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">jtaplin@taplinlaw.net</span></a><br>
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This email is intended solely for the use of the individual to whom it is addressed and may contain information that is privileged, confidential or otherwise exempt from dislosure under applicable law. If the reader of this email is not the intended recipient
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> landten-bounces@lists.flabarrpptl.org [mailto:landten-bounces@lists.flabarrpptl.org]
<b>On Behalf Of </b>Harry Heist<br>
<b>Sent:</b> Wednesday, March 11, 2015 11:38 AM<br>
<b>To:</b> 'RPPTL Landlord Tenant Committee'<br>
<b>Subject:</b> Re: [RPPTL LandTen] Renters insurance issue<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">I was under the impression the law says for multi family, the LL must provide pest control.<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">With single family, who pays can be agreed upon in the lease.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Is this incorrect?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">(2)(a) Unless otherwise agreed in writing, in addition to the requirements of subsection (1), the landlord of a dwelling unit other than a single-family
home or duplex shall, at all times during the tenancy, make reasonable provisions for:
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<p style="margin:0in;margin-bottom:.0001pt"><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">1. The extermination of rats, mice, roaches, ants, wood-destroying organisms, and bedbugs. When vacation of the premises is required for such extermination,
the landlord is not liable for damages but shall abate the rent. The tenant must temporarily vacate the premises for a period of time not to exceed 4 days, on 7 days' written notice, if necessary, for extermination pursuant to this subparagraph.
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<p class="MsoNormal"><b><span style="font-size:11.0pt;font-family:"Arial","sans-serif";color:#1F497D">LAW OFFICES OF
<br>
HEIST, WEISSE & WOLK P.A.<br>
PH: 1 800 253 8428<br>
FAX: 1 800 367 9038<br>
"Serving the Property Management Professional"<br>
Website: </span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><a href="http://em.taplinlaw.net/wf/click?upn=8nntNZ5zdQ3u0n-2BzXdOTtw52LfdpFuCQN3DP82ASo7Q-3D_DLqHeBUlrlXmMxEotDWgi-2FnMmOSNvhPrg4xLO8IDzSG4RSuNrwcgLAg79vtxbktXzJLebNb0G-2BV6oRPkCBaEZYui76NjGJv3GAnvklhxd6sqvASyVH-2BvarzERMOaI-2B6yNVYZbTQT3qsop-2FETjPFM-2FS4ln3yXLwBSX5d2dso7iopDUWBcs-2FeLRFzBugyUO98ojo2HmF8eeOVvfUcs-2BE8D7gh2mwsRiG2PpXgnjU0-2FuaQ-3D"><b><span style="font-family:"Arial","sans-serif"">www.evict.com</span></b></a></span><b><span style="font-size:11.0pt;font-family:"Arial","sans-serif";color:#1F497D">
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Email: </span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><a href="mailto:harry@evict.com"><b><span style="font-family:"Arial","sans-serif"">harry@evict.com</span></b></a></span><b><span style="font-size:11.0pt;font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></b></p>
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<p class="MsoNormal"><span style="font-size:7.5pt;font-family:"Arial","sans-serif";color:#1F497D">THIS E-MAIL MESSAGE IS CONFIDENTIAL, ATTORNEY-CLIENT PRIVILEGED, AND INTENDED FOR THE PERSONS NAMED ABOVE ONLY. ALL OTHER USE, COPYING, OR DISTRIBUTION IS STRICTLY
PROHIBITED.<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> landten-bounces@lists.flabarrpptl.org [mailto:landten-bounces@lists.flabarrpptl.org]
<b>On Behalf Of </b>Alberto Cardet<br>
<b>Sent:</b> Wednesday, March 11, 2015 11:18 AM<br>
<b>To:</b> RPPTL Landlord Tenant Committee<br>
<b>Subject:</b> Re: [RPPTL LandTen] Renters insurance issue<o:p></o:p></span></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">I don't want to go off topic, but along the same theory as the insurance pass through, what prevents a residential landlord from prorating and charging tenants for other common area expenses, such as utilities and pest control. I believe
the pest control question as a pass through to residential tenants being a topic on the listserve and if I remember correctly the general consensus was that it was legal just not a good idea.
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<p class="MsoNormal">Cardet Law, P.A.<o:p></o:p></p>
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<p class="MsoNormal">1330 Coral Way #301<o:p></o:p></p>
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<p class="MsoNormal">Miami FL 33145<o:p></o:p></p>
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<p class="MsoNormal">305-403-7783<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">On Wed, Mar 11, 2015 at 10:50 AM, Harry Heist <<a href="mailto:harry@evict.com" target="_blank">harry@evict.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">There is nothing in residential. In commercial, almost anything goes as contract is more important
than law. Commercial landlords and tenants can agree to almost anything. </span>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">In residential, if you go overboard, some other statutes come into play.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Leonard, let it rip!!!</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Harry</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:11.0pt;font-family:"Arial","sans-serif";color:#1F497D">LAW OFFICES OF
<br>
HEIST, WEISSE & WOLK P.A.<br>
PH: <a href="tel:1%20800%20253%208428" target="_blank">1 800 253 8428</a><br>
FAX: <a href="tel:1%20800%20367%209038" target="_blank">1 800 367 9038</a><br>
"Serving the Property Management Professional"<br>
Website: </span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><a href="http://em.taplinlaw.net/wf/click?upn=8nntNZ5zdQ3u0n-2BzXdOTtw52LfdpFuCQN3DP82ASo7Q-3D_DLqHeBUlrlXmMxEotDWgi-2FnMmOSNvhPrg4xLO8IDzSG4RSuNrwcgLAg79vtxbktXzJLebNb0G-2BV6oRPkCBaEZWhJdulGixUWzs2lSYODQKCZApya1LZvZrFULr7zeIE-2F0wuoUSyjHF7eGuzTrWVSMDPdS72tLbYIUOPuUXJNCACp-2Bxn5l3aqvF5-2BvkNUHV-2FISIELvctGrVXg8dxtjQfyShJVclD1HCAMJQ8e-2FQHtkCQ-3D" target="_blank"><b><span style="font-family:"Arial","sans-serif"">www.evict.com</span></b></a></span><b><span style="font-size:11.0pt;font-family:"Arial","sans-serif";color:#1F497D">
<br>
Email: </span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><a href="mailto:harry@evict.com" target="_blank"><b><span style="font-family:"Arial","sans-serif"">harry@evict.com</span></b></a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
<a href="mailto:landten-bounces@lists.flabarrpptl.org" target="_blank">landten-bounces@lists.flabarrpptl.org</a> [mailto:<a href="mailto:landten-bounces@lists.flabarrpptl.org" target="_blank">landten-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Jay Taplin<br>
<b>Sent:</b> Wednesday, March 11, 2015 10:44 AM</span><o:p></o:p></p>
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<p class="MsoNormal"><br>
<b>To:</b> RPPTL Landlord Tenant Committee<br>
<b>Subject:</b> Re: [RPPTL LandTen] Renters insurance issue<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Harry, I have a question. If a commercial landlord can require a tenant to pay for CGL and Property
Insurance regarding or on the whole or part of the property as a covenant in the Lease, such as in a NNN Lease or otherwise such as a by a pass through, what in Part II of Chapter 83, prevents a residential landlord from doing the same?
</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Jay A. Taplin</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Florida Bar Board Certified Real Estate Law<br>
Taplin & Associates<br>
Suite 1510 <br>
1555 Palm Beach Lakes Boulevard<br>
West Palm Beach, Florida 33401<br>
<a href="tel:%28561%29%20684-8399" target="_blank">(561) 684-8399</a> (ph)<br>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
<a href="mailto:landten-bounces@lists.flabarrpptl.org" target="_blank">landten-bounces@lists.flabarrpptl.org</a>
<a href="mailto:[mailto:landten-bounces@lists.flabarrpptl.org]" target="_blank">[mailto:landten-bounces@lists.flabarrpptl.org]</a>
<b>On Behalf Of </b>Harry Heist<br>
<b>Sent:</b> Wednesday, March 11, 2015 10:13 AM<br>
<b>To:</b> 'RPPTL Landlord Tenant Committee'<br>
<b>Subject:</b> Re: [RPPTL LandTen] Renters insurance issue</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Agreed on the mortgage deal Dennis and the self-storage scam. I paid it myself then showed them my
homeowner’s policy and they removed it but even that was just for MY property, not if I burned down the storage unit.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Does anyone have any law on this?</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">My guess is that the tenant will not be able to get insurance on their own thus getting the $9 -
$11 extra hit each month and worse yet, it is possible the apartments will profit from this and I was under the impressions that if they are not an insurance company, they cannot get any profit from providing or selling or whatever is going on.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">If someone out there knows insurance law, I will just refer this to them and possibly many more
to them as this is popping up. Same addendum so I presume there is an insurance company who targets apartments pushing this nationally.</span></b><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Harry</span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
<a href="mailto:landten-bounces@lists.flabarrpptl.org" target="_blank">landten-bounces@lists.flabarrpptl.org</a> [<a href="mailto:landten-bounces@lists.flabarrpptl.org" target="_blank">mailto:landten-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Dennis Chen<br>
<b>Sent:</b> Tuesday, March 10, 2015 9:59 PM<br>
<b>To:</b> RPPTL Landlord Tenant Committee<br>
<b>Subject:</b> Re: [RPPTL LandTen] Renters insurance issue</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:12.0pt">Harry,<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:12.0pt">That is common with mortgage lenders. If you stop paying they will purchase an insurance policy that only insures the lender's interest. That is fine in a mortgage situation because
the borrower owns the house. I don't think it is appropriate in a residential landlord-tenant situation because the tenant has no ownership interest in the property and the landlord is just passing along their insurance cost to the tenant.<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">It seems to be an additional source of income for landlords. My storage space sent me a notice and started including a bill for something like that. I had to provide a copy of
my homeowners insurance policy for them to stop billing me.<o:p></o:p></p>
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<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:12.0pt"><br>
Dennis A. Chen, Esq.<br>
Chen Law Firm, PA<br>
13360 W. Colonial Dr, Ste. 470<br>
Winter Garden, Florida 34787<br>
Tel: <a href="tel:%28407%29%20392-1872" target="_blank">(407) 392-1872</a><br>
Fax: <a href="tel:1-866-571-3421" target="_blank">1-866-571-3421</a><br>
<a href="mailto:dennis@chenlaw.net" target="_blank">dennis@chenlaw.net</a><br>
<br>
Bankruptcy * Civil Litigation * Landlord/Tenant * Personal Injury * Real Estate Litigation<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">******** NEW ADDRESS effective 1/5/2015 ********<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Physical address is listed above. The new mailing address is:<o:p></o:p></p>
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Chen Law Firm PA<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">PO Box 784419<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Winter Garden FL 34778<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">On Tue, Mar 10, 2015 at 4:00 PM, Harry Heist <<a href="mailto:harry@evict.com" target="_blank">harry@evict.com</a>> wrote:<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Here is a doozy.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Apartment community wants tenant to purchase renter’s insurance (not just the cheapo contents insurance)
This is the insurance that covers what a tenant may do to the premises. (usually fire/flood) I am seeing this particular form pop up all over.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">1.</span><span style="font-size:7.0pt;color:#1F497D">
</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">They require it and it is the type that covers liability for damage to landlord’s property (fire, flood)</span><o:p></o:p></p>
<p><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">2.</span><span style="font-size:7.0pt;color:#1F497D">
</span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">If the tenant does not get it or it lapses, they then charge the tenant $11 per month and they buy it from whoever they want and it insures the LANDLORD, not the tenant.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">This is way out of my league. This is a landlord forcing a tenant to pay for insurance that does
not even cover the tenant. </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">See attached.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Anyone really know their stuff on this? I think I need to refer this out.</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Having a policy where another person/company is an additional insured is one thing and is totally
common but charging a person to buy insurance for another person/company when it does not even cover the person who is paying for it???</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Harry</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"> </span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b><span style="font-size:11.0pt;font-family:"Arial","sans-serif";color:#1F497D">LAW OFFICES OF
<br>
HEIST, WEISSE & WOLK P.A.<br>
PH: <a href="tel:1%20800%20253%208428" target="_blank">1 800 253 8428</a><br>
FAX: <a href="tel:1%20800%20367%209038" target="_blank">1 800 367 9038</a><br>
"Serving the Property Management Professional"<br>
Website: </span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><a href="http://em.taplinlaw.net/wf/click?upn=m-2FVQ12u0YWOvug5fu5K07gx05x5B57-2FDs2aaItkesV3nfGiHtTOAK1WshrJz5brlVeMHfazHB5bglWFBq1nkJcULOLh6rTmNWSg3EACV4m-2BFp93jhHFCEIR3bzBu2wb06Xn6etRgtmIAXa26sa0hqsxbUm6CIvdz8BFllsEhcBng8qUqAJZgPOZxZwixuf5y3iAwzVndpO0-2FwQukSnkUc5Kv1E-2FdCAIIWfRrtyJizsXL-2FYrKLmWb1VInBG54tzLJMlf6OFMIG1m79mggyHpAL5CceaBeAzmg-2FKjhLz5nS63FaJIlUYuaWed0gMbK2DNk3iUx3jJZXAym-2BVARLIi-2B2S9h54rTbyQQUfyVqwUdjK-2BEEextzHZH7ZYkOU885ECYRliRro88oVTTb-2FEK7L9r9F6Ycwj2R9mU9zqKN-2FrXG-2BLADMIDeib6XfTN5ZadNgq8o24-2BKsCJwSm3BGgQQfLKPg-3D-3D_DLqHeBUlrlXmMxEotDWgi-2FnMmOSNvhPrg4xLO8IDzSG4RSuNrwcgLAg79vtxbktXzJLebNb0G-2BV6oRPkCBaEZYRdpTwSsWkjZlTNwo3Xrl9MMs6psxlOFUA-2B473cTeai6Wn95WMpHd1ClhDznmzrkq8mOuqMc-2Brea-2FJ71Z-2FwjXgnzzCl1JAH8HtM2mIoO-2FUZJDpQtkbdVXEa5zl1GURvTSf4dpAhWcTygghtssyzIVg-3D" target="_blank"><b><span style="font-family:"Arial","sans-serif"">www.evict.com</span></b></a></span><b><span style="font-size:11.0pt;font-family:"Arial","sans-serif";color:#1F497D">
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Email: </span></b><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><a href="mailto:harry@evict.com" target="_blank"><b><span style="font-family:"Arial","sans-serif"">harry@evict.com</span></b></a></span><o:p></o:p></p>
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<pre> <o:p></o:p></pre>
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