<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Generator" content="Microsoft Word 12 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:Helvetica;
panose-1:2 11 6 4 2 2 2 2 2 4;}
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:"Bookman Old Style";
panose-1:2 5 6 4 5 5 5 2 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
{mso-style-priority:99;
mso-style-link:"Balloon Text Char";
margin:0in;
margin-bottom:.0001pt;
font-size:8.0pt;
font-family:"Tahoma","sans-serif";}
p.yiv0132063802msoacetate, li.yiv0132063802msoacetate, div.yiv0132063802msoacetate
{mso-style-name:yiv0132063802msoacetate;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
p.yiv0132063802msonormal, li.yiv0132063802msonormal, div.yiv0132063802msonormal
{mso-style-name:yiv0132063802msonormal;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
p.yiv0132063802msochpdefault, li.yiv0132063802msochpdefault, div.yiv0132063802msochpdefault
{mso-style-name:yiv0132063802msochpdefault;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
span.yiv0132063802msohyperlink
{mso-style-name:yiv0132063802msohyperlink;}
span.yiv0132063802msohyperlinkfollowed
{mso-style-name:yiv0132063802msohyperlinkfollowed;}
span.yiv0132063802emailstyle17
{mso-style-name:yiv0132063802emailstyle17;}
span.yiv0132063802emailstyle18
{mso-style-name:yiv0132063802emailstyle18;}
p.yiv0132063802msonormal1, li.yiv0132063802msonormal1, div.yiv0132063802msonormal1
{mso-style-name:yiv0132063802msonormal1;
margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Times New Roman","serif";}
span.yiv0132063802msohyperlink1
{mso-style-name:yiv0132063802msohyperlink1;
color:blue;
text-decoration:underline;}
span.yiv0132063802msohyperlinkfollowed1
{mso-style-name:yiv0132063802msohyperlinkfollowed1;
color:purple;
text-decoration:underline;}
p.yiv0132063802msoacetate1, li.yiv0132063802msoacetate1, div.yiv0132063802msoacetate1
{mso-style-name:yiv0132063802msoacetate1;
margin:0in;
margin-bottom:.0001pt;
font-size:8.0pt;
font-family:"Times New Roman","serif";}
span.yiv0132063802emailstyle171
{mso-style-name:yiv0132063802emailstyle171;
color:black;}
span.yiv0132063802emailstyle181
{mso-style-name:yiv0132063802emailstyle181;
color:#1F497D;}
p.yiv0132063802msochpdefault1, li.yiv0132063802msochpdefault1, div.yiv0132063802msochpdefault1
{mso-style-name:yiv0132063802msochpdefault1;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:10.0pt;
font-family:"Times New Roman","serif";}
span.EmailStyle32
{mso-style-type:personal-reply;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.BalloonTextChar
{mso-style-name:"Balloon Text Char";
mso-style-priority:99;
mso-style-link:"Balloon Text";
font-family:"Tahoma","sans-serif";}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1027" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="blue" vlink="purple">
<div class="WordSection1">
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Under the Fair Credit Reporting Act and the Equal Credit Opportunity Act (depending on the facts) the HOA must give you a denial letter which must contain where
the HOA obtained the information and where the information may be disputed. It is no different than applying for a credit card. If they pull a credit report they must send a denial letter which you can dispute. There must be a “meaningful” investigation
by the reporting agency. Also, (I am testing my memory) there are two types of credit reports, one that just reports information that is supplied by furnishers and one where an investigation is conducted, the latter has a much higher standard for reporting
pursuant to the FCRA. <o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Leonard P. Cabral, Esq.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">Leonardcabral@lenslaw.com<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> landten-bounces@lists.flabarrpptl.org [mailto:landten-bounces@lists.flabarrpptl.org]
<b>On Behalf Of </b>Cary Sabol<br>
<b>Sent:</b> Monday, January 26, 2015 10:54 AM<br>
<b>To:</b> RPPTL Landlord Tenant Committee<br>
<b>Subject:</b> Re: [RPPTL LandTen] HOA authority to deny lease renewal<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-size:10.5pt;font-family:"Helvetica","sans-serif";color:black">I have also had many clients with similar problems. Harry it right, associations are totally out of control, it's an epidemic. They misuse
their power for personal vendettas and just to discriminate against landlords, despite the fact that the community allows for rentals.<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-size:10.5pt;font-family:"Helvetica","sans-serif";color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-size:10.5pt;font-family:"Helvetica","sans-serif";color:black">To answer the question, unfortunately, if the documents allow for it, then I don't believe the owner has any right to fight it. Common
sense would say that they need to provide a reason, but unfortunately, common sense does not seems to prevail when dealing with associations.<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-size:10.5pt;font-family:"Helvetica","sans-serif";color:black"><o:p> </o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-size:10.5pt;font-family:"Helvetica","sans-serif";color:black">Cary <o:p></o:p></span></p>
</div>
<div id="yui_3_16_0_1_1422287504194_3116">
<p class="MsoNormal" style="background:white"><strong><span style="font-size:10.0pt;font-family:"Bookman Old Style","serif";color:blue">Law Offices of Cary P. Sabol</span></strong><span style="font-size:10.5pt;font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
<div id="yui_3_16_0_1_1422287504194_3145">
<p class="MsoNormal" style="background:white"><strong><span style="font-size:10.0pt;font-family:"Bookman Old Style","serif";color:blue">P.O. Box 15981 | West Palm Beach | Florida | 33416 </span></strong><span style="font-size:10.5pt;font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<div id="yui_3_16_0_1_1422287504194_3146">
<p class="MsoNormal" style="background:white"><strong><span style="font-size:10.0pt;font-family:"Bookman Old Style","serif";color:blue">Phone: (561) 281-2744</span></strong><strong><span style="font-size:10.0pt;font-family:"Helvetica","sans-serif";color:blue"> </span></strong><strong><span style="font-size:10.0pt;color:blue"><o:p></o:p></span></strong></p>
<div class="MsoNormal" align="center" style="text-align:center;background:white">
<strong><span style="font-size:10.0pt;font-family:"Helvetica","sans-serif";color:blue">
<hr size="2" width="100%" align="center">
</span></strong></div>
</div>
<div id="yui_3_16_0_1_1422287504194_3125">
<p class="MsoNormal" style="background:white"><u><span style="font-size:7.5pt;color:blue">IRS Circular 230 Notice</span></u><span style="font-size:7.5pt;color:blue">: Pursuant to recently enacted U.S. Treasury Department Regulations, we are now required to
advise you that, unless otherwise expressly indicated, any federal tax advice expressed above was neither written nor intended by the sender or this firm to be used and cannot be used by any taxpayer for the purpose of avoiding penalties that may be imposed
under U.S. tax law. If any person uses or refers to any such tax advice in promoting, marketing or recommending a partnership or other entity, investment plan or arrangement to any taxpayer, then the advice should be considered to have been written to support
the promotion or marketing by a person other than the sender or this firm of that transaction or matter, and such taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor.
</span><span style="font-size:10.5pt;color:black"><o:p></o:p></span></p>
</div>
<div id="yui_3_16_0_1_1422287504194_3149">
<div id="yui_3_16_0_1_1422287504194_3148">
<div id="yui_3_16_0_1_1422287504194_3147">
<p class="MsoNormal" style="background:white"><strong><span style="font-size:7.5pt;font-family:"Helvetica","sans-serif";color:blue"> </span></strong><span style="font-size:7.5pt;font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<div id="yui_3_16_0_1_1422287504194_3155">
<p class="MsoNormal" style="background:white"><u><span style="font-size:7.5pt;color:blue">Confidentiality Notice</span></u><span style="font-size:7.5pt;color:blue">: This electronic mail transmission is intended for the use of the individual or entity to which
it is addressed and may contain confidential information belonging to the sender which is protected by the attorney-client privilege. If you are not the intended recipient, you are hereby notified that any disclosure, copying, distribution, or the taking of
any action in reliance on the contents of this information is strictly prohibited. If you have received this transmission in error, please notify the sender immediately by e-mail and delete the original message. Thank you for your cooperation.</span><span style="font-size:7.5pt;font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
</div>
</div>
</div>
<p class="MsoNormal" style="background:white"><span style="font-size:10.5pt;font-family:"Helvetica","sans-serif";color:black"><o:p> </o:p></span></p>
<div>
<div class="MsoNormal" align="center" style="text-align:center;background:white">
<span style="font-family:"Helvetica","sans-serif";color:black">
<hr size="1" width="100%" align="center">
</span></div>
<p class="MsoNormal" style="background:white"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:black">From:</span></b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:black"> Harry Heist <<a href="mailto:harry@evict.com">harry@evict.com</a>><br>
<b>To:</b> 'RPPTL Landlord Tenant Committee' <<a href="mailto:landten@lists.flabarrpptl.org">landten@lists.flabarrpptl.org</a>>
<br>
<b>Sent:</b> Monday, January 26, 2015 10:30 AM<br>
<b>Subject:</b> Re: [RPPTL LandTen] HOA authority to deny lease renewal</span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:black"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:#1F497D">Associations are out of control and they do this to discriminate against protected classes.</span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:#1F497D"> </span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:#1F497D">Something needs to be done to stop this.</span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:#1F497D"> </span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:#1F497D">Harry</span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:#1F497D"> </span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<div>
<div>
<p class="MsoNormal" style="background:white"><b><span style="font-family:"Helvetica","sans-serif";color:black">LAW OFFICES OF
<br>
HEIST, WEISSE & WOLK P.A.<br>
PH: 1 800 253 8428<br>
FAX: 1 800 367 9038<br>
"Serving the Property Management Professional"<br>
Website: </span></b><span style="font-family:"Helvetica","sans-serif";color:#1F497D"><a href="http://www.evict.com/" target="_blank"><b>www.evict.com</b></a></span><b><span style="font-family:"Helvetica","sans-serif";color:black">
<br>
Email: </span></b><span style="font-family:"Helvetica","sans-serif";color:#1F497D"><a href="mailto:harry@evict.com" target="_blank"><b>harry@evict.com</b></a></span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<table class="MsoNormalTable" border="0" cellspacing="3" cellpadding="0" align="left" width="100%" style="width:100.0%;margin-left:.1in;margin-right:.1in;margin-bottom:5.95pt;border:currentColor;border-image: none">
<tbody>
<tr style="height:19.9pt">
<td width="16%" rowspan="2" style="width:16.3%;padding:1.5pt 1.5pt 1.5pt 1.5pt;height:19.9pt">
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="360" style="width:3.75in;border-collapse:collapse">
<tbody>
<tr>
<td width="64" valign="top" style="width:48.3pt;padding:0in 5.4pt 0in 5.4pt">
<div>
<p class="MsoNormal" style="mso-element:frame;mso-element-frame-hspace:9.45pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<a href="https://www.facebook.com/pages/Heist-Weisse-Wolk-PA/343965575625870" target="_blank"><span style="font-size:10.0pt;color:#1F497D;text-decoration:none"><img border="0" width="46" height="46" id="yiv0132063802Picture_x0020_1" src="cid:image001.png@01D03962.6460FB40"></span></a><o:p></o:p></p>
</div>
</td>
<td width="296" valign="top" style="width:221.7pt;padding:0in 5.4pt 0in 5.4pt">
<div>
<p class="MsoNormal" style="mso-element:frame;mso-element-frame-hspace:9.45pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b><br>
</b><b><span style="font-size:10.0pt">Visit us on Facebook</span></b><o:p></o:p></p>
</div>
</td>
</tr>
</tbody>
</table>
</td>
<td width="82%" valign="bottom" style="width:82.74%;padding:1.5pt 1.5pt 1.5pt 1.5pt;height:19.9pt">
<div>
<p class="MsoNormal" style="line-height:115%;mso-element:frame;mso-element-frame-hspace:9.45pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<span style="font-size:10.0pt;line-height:115%"> </span><o:p></o:p></p>
</div>
</td>
</tr>
<tr style="height:19.85pt">
<td width="82%" valign="bottom" style="width:82.74%;padding:1.5pt 1.5pt 1.5pt 1.5pt;height:19.85pt">
<div>
<p class="MsoNormal" style="line-height:115%;mso-element:frame;mso-element-frame-hspace:9.45pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly">
<b> </b><o:p></o:p></p>
</div>
</td>
</tr>
</tbody>
</table>
<div>
<p class="MsoNormal" style="background:white"><span style="font-size:7.5pt;font-family:"Helvetica","sans-serif";color:black">THIS E-MAIL MESSAGE IS CONFIDENTIAL, ATTORNEY-CLIENT PRIVILEGED, AND INTENDED FOR THE PERSONS NAMED ABOVE ONLY. ALL OTHER USE, COPYING,
OR DISTRIBUTION IS STRICTLY PROHIBITED.</span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:#1F497D"> </span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:#1F497D"> </span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="margin-bottom:12.0pt;background:white"><span style="font-family:"Helvetica","sans-serif";color:black"><o:p> </o:p></span></p>
</div>
<div id="yiv0132063802yqt07192">
<div>
<div style="border:none;border-top:solid windowtext 1.0pt;padding:3.0pt 0in 0in 0in;border-color:currentColor currentColor;border-image: none">
<div>
<p class="MsoNormal" style="background:white"><b><span style="font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black">From:</span></b><span style="font-size:10.0pt;font-family:"Helvetica","sans-serif";color:black">
<a href="mailto:landten-bounces@lists.flabarrpptl.org">landten-bounces@lists.flabarrpptl.org</a> [<a href="mailto:landten-bounces@lists.flabarrpptl.org">mailto:landten-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Anthony J. Horky<br>
<b>Sent:</b> Friday, January 23, 2015 4:05 PM<br>
<b>To:</b> 'RPPTL Landlord Tenant Committee'<br>
<b>Subject:</b> [RPPTL LandTen] HOA authority to deny lease renewal</span><span style="font-family:"Helvetica","sans-serif";color:black"><o:p></o:p></span></p>
</div>
</div>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:black"> <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:black">Hello members. I received a call today from a residential landlord who received notice from his HOA’s property manager that the HOA would not give
approval of a lease renewal citing, albeit vaguely, some “issues” with the tenant. There are no specifics. The HOA docs do not address the grounds for refusal to approve a lease or provide any measure to determine whether an HOA can arbitrarily choose not
to approve a lease. It seems that the owner has a right—to lease—but that this right, which includes a financial interest, can be terminated by the HOA. <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:black"> <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:black">Can anyone opine on whether an owner has any rights to question the HOA’s decision? Can an HOA arbitrarily decide not to allow an owner to lease their
property or must there be specific, objective reasons? Thank you. <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:black"> <o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:black">Regards,
<o:p></o:p></span></p>
</div>
<div>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:black"> <o:p></o:p></span></p>
</div>
</div>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse">
<tbody>
<tr>
<td width="117" valign="top" style="width:87.7pt;padding:0in 5.4pt 0in 5.4pt">
<div>
<p class="MsoNormal"><b><span style="color:black"> </span></b><o:p></o:p></p>
</div>
<p class="MsoNormal"><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f" stroked="f">
<v:stroke joinstyle="miter" />
<v:formulas>
<v:f eqn="if lineDrawn pixelLineWidth 0" />
<v:f eqn="sum @0 1 0" />
<v:f eqn="sum 0 0 @1" />
<v:f eqn="prod @2 1 2" />
<v:f eqn="prod @3 21600 pixelWidth" />
<v:f eqn="prod @3 21600 pixelHeight" />
<v:f eqn="sum @0 0 1" />
<v:f eqn="prod @6 1 2" />
<v:f eqn="prod @7 21600 pixelWidth" />
<v:f eqn="sum @8 21600 0" />
<v:f eqn="prod @7 21600 pixelHeight" />
<v:f eqn="sum @10 21600 0" />
</v:formulas>
<v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect" />
<o:lock v:ext="edit" aspectratio="t" />
</v:shapetype><v:shape id="_x0000_s1026" type="#_x0000_t75" alt="AJH Logo mark" style='position:absolute;margin-left:0;margin-top:0;width:108.75pt;height:57.75pt;z-index:251658240;mso-wrap-distance-left:9pt;mso-wrap-distance-top:0;mso-wrap-distance-right:9pt;mso-wrap-distance-bottom:0;mso-position-horizontal:left;mso-position-horizontal-relative:text;mso-position-vertical-relative:line' o:allowoverlap="f">
<v:imagedata src="cid:image002.png@01D03962.6460FB40" o:title="image005.png@01D03953" />
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width="145" height="77" src="cid:image002.png@01D03962.6460FB40" align="left" hspace="12" alt="AJH Logo mark" v:shapes="_x0000_s1026"><![endif]><o:p></o:p></p>
</td>
<td width="466" valign="bottom" style="width:349.7pt;padding:0in 5.4pt 0in 5.4pt">
<div>
<p class="MsoNormal"><b><span style="color:black">Anthony J. Horky, Esquire</span></b><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="color:black">Anthony J. Horky, P.A.</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="color:black">2255 Glades Road, Suite 324A</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="color:black">Boca Raton, Florida 33431</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="color:black">T: 561.989.3206</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="color:black">F: 561.952.0096
</span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="color:black"><a href="http://www.horkylaw.com/" target="_blank">www.horkylaw.com</a></span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><b><span style="color:black"> </span></b><o:p></o:p></p>
</div>
</td>
</tr>
<tr>
<td width="583" colspan="2" valign="top" style="width:437.4pt;padding:0in 5.4pt 0in 5.4pt">
<p class="MsoNormal" style="text-align:justify"><span style="font-size:9.0pt">This message and the documents attached to it, if any, are intended only for the use of the addressee and may contain information that is attorney-client privileged or confidential,
and/or may contain attorney work product. If you are not the intended recipient, you are hereby notified that any dissemination of this communication is strictly prohibited. If you have received this communication in error, please delete all electronic copies
of this message and its attachments, if any, destroy any hard copies you may have created and notify me immediately at:
</span><span style="color:black"><a href="mailto:ahorky@horkylaw.com" target="_blank"><span style="font-size:9.0pt">ahorky@horkylaw.com</span></a></span><span style="font-size:9.0pt">.</span><o:p></o:p></p>
<p class="MsoNormal" style="text-align:justify"><span style="font-size:9.0pt">-------------------------------------------------------</span><o:p></o:p></p>
<p class="MsoNormal" style="text-align:justify"><span style="font-size:9.0pt">Tax Advice Disclosure: To ensure compliance with requirements imposed by the IRS under Circular 230, we inform you that any U.S. federal tax advice contained in this communication
(including any attachments), unless otherwise specifically stated, was not intended or written to be used, and cannot be used, for the purpose of (1) avoiding penalties under the Internal Revenue Code or (2) promoting, marketing or recommending to another
party any matters addressed herein.</span><o:p></o:p></p>
<div>
<p class="MsoNormal"><b><span style="color:black"> </span></b><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"><span style="color:black"> </span><o:p></o:p></p>
</div>
<div>
<p class="MsoNormal"> <o:p></o:p></p>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div id="yqt75307">
<p class="MsoNormal">_______________________________________________<br>
landten mailing list<br>
<a href="mailto:landten@lists.flabarrpptl.org">landten@lists.flabarrpptl.org</a><br>
<a href="http://mailman.fsr.com/mailman/listinfo/landten" target="_blank">http://mailman.fsr.com/mailman/listinfo/landten</a><o:p></o:p></p>
</div>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal" style="background:white"><span style="font-family:"Helvetica","sans-serif";color:black"><o:p> </o:p></span></p>
</div>
</div>
</body>
</html>