[RPPTL LandTen] Renter's insurance

[David D Eastman]

I have worked with the Office of Insurance Regulation on this issue for
mobile home park tenancies.  My understanding is that you can require
the tenant to have insurance, the landlord cannot be the loss payee.
Which sort of defeats the purpose. I would appreciate hearing from
others who have had some other experience under Chapter 83.
 
David D. Eastman, Esq.
Lutz, Bobo, Telfair, Eastman, Gabel & Lee
2155 Delta Boulevard, Suite 210-B
Tallahassee, Florida 32303
(850) 521-0890
(850) 521-0891 Facsimile
 
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From: landten-bounces at lists.flabarrpptl.org
[mailto:landten-bounces at lists.flabarrpptl.org] On Behalf Of
harry at evict.com
Sent: Monday, March 22, 2010 11:40 AM
To: 'RPPTL Landlord Tenant Committee'
Subject: [RPPTL LandTen] Renter's insurance



Hello All, 

 

Can anyone give their opinion as to the legality of requiring a
residential tenant to purchase renter's insurance.

 

I believe 3 states specifically allow it by statute but we are silent.

 

I see it pop up here and there in leases but have been hesitant to give
the green light to the large multi-family clients who are requesting it.

 

The larger clients are not so much concerned with damages to the
tenant's personal property but they want to require liability insurance
from the tenants to protect the apartment community in the event the
tenant causes a fire or flood. 

 

Thanks,

 

Harry

 

LAW OFFICES OF 
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FAX: 1 800 367 9038
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Website:  www.evict.com <http://www.evict.com/>  
Email: harry at evict.com <mailto:harry at evict.com> 

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