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<p class="MsoNormal"><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D">In case you are calling in for the Insurance and Surety Committee CLE today, please see outline below:<o:p></o:p></span></p>
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<b><span style="color:#1F497D">Scott P. Pence | Carlton Fields</span></b><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D"><o:p></o:p></span></b></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Board Certified in Construction Law by The Florida Bar<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Direct: 813.229.4322 | Fax: 813.229.4133<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">4221 W. Boy Scout Blvd., Ste. 1000<o:p></o:p></span></p>
<p class="MsoNormal" style="text-autospace:none"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D">Tampa, Florida 33607-5780
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:black"><a href="http://www.cfjblaw.com/spence/">bio</a> |
<a href="http://www.cfjblaw.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7">
vcard</a> | <a href="http://www.linkedin.com/in/pencescott">linkedin</a></span><span style="font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> liability_insurance-bounces@lists.flabarrpptl.org [mailto:liability_insurance-bounces@lists.flabarrpptl.org]
<b>On Behalf Of </b>Michael Meyer<br>
<b>Sent:</b> Monday, February 27, 2017 11:59 AM<br>
<b>To:</b> liability_insurance@lists.flabarrpptl.org<br>
<b>Subject:</b> [Liability Insurance] Fwd: Florida Bar RPPTL Insurance & Surety Committee Conference Call - Monday, February 27, 2017, beginning at Noon<o:p></o:p></span></p>
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<p class="MsoNormal">All,<o:p></o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal">The following is the Outline for today's presentation on Contractual Risk Shifting Provisions in Construction Contracts and Commercial Leases.<o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:9.5pt">Topic 1 - Indemnification Provisions<br>
   A) George Meyer - Construction Contracts<br>
   B) Art Menor - Commercial Leases<br>
<br>
Topic 2 - Waivers of Subrogation<br>
   A) Art Menor - Commercial Leases<br>
   B) George Meyer - Construction Contracts, and other important Builder's Risk Insurance terms<br>
<br>
Topic 3 - Restoration Obligations<br>
   A) Art Menor - Commercial Leases - Restoration Obligation and Rent Abatement issues<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:9.5pt">      B) George Meyer - Construction Contracts - Contractor's Duty to Correct and Warrant the Work <o:p></o:p></span></p>
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Topic 4 - Performance/Payment Security contract terms (e.g., bonds, LOC’s, deposits, payment escrows, parent guaranties, proof of financing, etc.)<br>
   A) George Meyer<br>
   B) Art Menor<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt">---------- Forwarded message ----------<br>
From: <b>Pence, Scott</b> <<a href="mailto:spence@carltonfields.com">spence@carltonfields.com</a>><br>
Date: Thu, Feb 23, 2017 at 5:51 PM<br>
Subject: [Liability Insurance] Florida Bar RPPTL Insurance & Surety Committee Conference Call - Monday, February 27, 2017, beginning at Noon<br>
To: "<a href="mailto:liability_insurance@lists.flabarrpptl.org">liability_insurance@lists.flabarrpptl.org</a>" <<a href="mailto:liability_insurance@lists.flabarrpptl.org">liability_insurance@lists.flabarrpptl.org</a>><br>
Cc: Ashley Zohar <<a href="mailto:ashleyzoharlaw@gmail.com">ashleyzoharlaw@gmail.com</a>>, R Scott Traweek <<a href="mailto:STraweek@gallowayjohnson.com">STraweek@gallowayjohnson.com</a>>, "Michael J. Sabatello, Esq." <<a href="mailto:michael@sabatellolaw.com">michael@sabatellolaw.com</a>>,
 Kristy Boss <<a href="mailto:kboss@taylormorrison.com">kboss@taylormorrison.com</a>>, "Diaz-Johnston, Jorge" <<a href="mailto:jidiaz@turnberry.com">jidiaz@turnberry.com</a>>, Rodolfo Blanco <<a href="mailto:rudy4869@yahoo.com">rudy4869@yahoo.com</a>>, "<a href="mailto:jrc@caskeylaw.com">jrc@caskeylaw.com</a>"
 <<a href="mailto:jrc@caskeylaw.com">jrc@caskeylaw.com</a>>, Bonnie Dillon <<a href="mailto:bonnie@bennettlegalgroup.com">bonnie@bennettlegalgroup.com</a>>, Erica Peterson <<a href="mailto:epeterson@damontelaw.com">epeterson@damontelaw.com</a>>, Steve Berlin
 <<a href="mailto:steve.d.berlin@gmail.com">steve.d.berlin@gmail.com</a>>, Gonzalo Funes <<a href="mailto:gonzaloesquire@gmail.com">gonzaloesquire@gmail.com</a>>, Ronald Stephenson <<a href="mailto:rlspalaw@verizon.net">rlspalaw@verizon.net</a>>, "Sheldon S.
 Polish" <<a href="mailto:SPolish@bergersingerman.com">SPolish@bergersingerman.com</a>>, "Meyer, George J." <<a href="mailto:gmeyer@carltonfields.com">gmeyer@carltonfields.com</a>>, Patti Ladwig <<a href="mailto:PLadwig@ladwiglaw.com">PLadwig@ladwiglaw.com</a>>,
 Linda Lanosa <<a href="mailto:Linda.Lanosa@cfxway.com">Linda.Lanosa@cfxway.com</a>>, "Connors, Marsha" <<a href="mailto:mconnors@camdennational.com">mconnors@camdennational.com</a>><br>
<br>
<o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Folks,<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">This is a reminder that our monthly call is scheduled for
<b>Monday, February 27, 2017 - beginning at Noon</b>.  <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Monday’s CLE presentation will be the fourth installment of a 4-part series on Risk Management spanning November, 2016 - February, 2017.  The brochure outlining the entire Risk
 Management speaker series has been pasted below for your reference.<o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-family:"Calibri","sans-serif"">Monday’s seminar, entitled
<em><b><span style="font-family:"Calibri","sans-serif";color:#000001">Risk Finance/Risk Transfer—Contractually Managing and Balancing Risks</span></b></em>, will be presented by
<b><i>Arthur J Menor, Esq.</i></b>, of Shutts & Bowen, LLP,<b><i> George J. Meyer<span style="color:#000001">, Esq.</span></i></b><span style="color:#000001">, of Carlton Fields and
</span><b><i>J. Richard Caskey, Esq.</i></b><span style="color:#000001">, of J. Richard Caskey,, P.A.</span> 
</span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Attached are the following: (1) Agenda for Monday’s call; and (2) Minutes from our January 23<sup>rd</sup> meeting. <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">The PowerPoint Presentation for Monday’s seminar will be distributed separately.<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><u>Meeting Information</u>:
<o:p></o:p></p>
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<b>Dial-in Information:</b><i>              Dial-in: <a href="tel:(888)%20376-5050" target="_blank">
888-376-5050</a></i><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;margin-left:1.5in">
<i>                                                Pin: <a href="tel:(785)%20421-6320" target="_blank">
7854216320</a>#</i><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;margin-left:1.5in">
<i>                                                Moderator: 36802# (Moderator Does Not Use Pin Code)</i><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><b>Attendance:                           </b><span style="color:#1F497D">Click here to
</span><a href="https://docs.google.com/forms/d/e/1FAIpQLSenIEkuSmtqybmfVl7clyp36npkkikSAXC146STwlh1cRNUfw/viewform" target="_blank">Record Your Attendance</a><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;margin-left:1.5in;text-indent:.5in">
<span style="color:#1F497D">Click here to </span><a href="https://docs.google.com/spreadsheets/d/19PqKf4Ag9DApN5Gf6tsfs7-7pLCARqrwKUWh9WlTmlY/edit#gid=1561184413" target="_blank">See Other Attendees</a><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">We look forward to the call.<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Regards,<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto">Scott<o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"> <o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="mailto:mgmeyer83@gmail.com" target="_blank"><b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:black;text-decoration:none"><img border="0" width="191" height="54" id="gmail-m_3269449105752253796Picture_x0020_1" src="cid:image004.jpg@01D28E04.27B1E8F0" alt="Carlton Fields, P.A."><br>
Scott Pence</span></b><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:black;text-decoration:none"><br>
Attorney at Law </span></a><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><span style="font-size:10.0pt;font-family:"Arial","sans-serif"">Board Certified in Construction Law by The Florida Bar<span style="color:black"><br>
<br>
4221 W. Boy Scout Blvd., Ste. 1000 <br>
Tampa, Florida  33607-5780 <br>
Direct:  813.229.4322 | Fax:  813.229.4133<br>
<br>
</span><u><span style="color:blue"><a href="mailto:spence@carltonfields.com">spence@carltonfields.com</a></span></u><span style="color:black"> | 
</span><u><span style="color:blue"><a href="http://www.carltonfields.com">www.carltonfields.com</a></span></u><span style="color:black"><br>
</span><u><span style="color:blue">bio</span></u><span style="color:black"> | </span>
<u><span style="color:blue">vcard</span></u><span style="color:black"> | </span><u><span style="color:blue">linkedin</span></u><span style="color:black"><br>
<br>
<b>Carlton Fields is ISO 27001:2013 certified.</b> <br>
<br>
<i>Confidential: This e-mail contains a communication protected by the attorney-client privilege or constitutes work product.  If you do not expect such a communication please delete this message without reading it or any attachment and then notify the sender
 of this inadvertent delivery.</i> </span></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none"><img border="0" width="600" height="150" id="gmail-m_3269449105752253796Picture_x0020_9" src="cid:image002.jpg@01D28E04.27B1E8F0" alt="https://communications.carltonfields.com/18/689/_images/rpptl-header.jpg"></span></a><o:p></o:p></p>
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<a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none"> </span><span style="font-size:1.0pt;color:windowtext;text-decoration:none"> </span></a><o:p></o:p></p>
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<h1 align="center" style="margin:0in;margin-bottom:.0001pt;text-align:center"><strong><span style="font-family:"Georgia","serif";color:#B73348"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#B73348;text-decoration:none">The
 Insurance and Surety Committee's</span><span style="font-family:"Times New Roman","serif";color:#B73348;text-decoration:none"><br>
</span><span style="color:#B73348;text-decoration:none">Winter 2016-2017 Risk Management Series</span></a></span></strong><o:p></o:p></h1>
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<h3 align="center" style="margin-top:0in;text-align:center"><i><span style="font-size:9.0pt"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none">(Designed
 for Real Estate, Probate and Trust Law Practitioners)</span></a></span></i><o:p></o:p></h3>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none"><img border="0" width="562" height="5" id="gmail-m_3269449105752253796Picture_x0020_8" src="cid:image003.jpg@01D28E04.27B1E8F0" alt="https://communications.carltonfields.com/18/689/_images/gray-line.jpg"></span></a><o:p></o:p></p>
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<span style="font-size:1.0pt"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none"> </span></a></span><o:p></o:p></p>
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<h3 style="margin-top:0in"><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif""><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none">When/Where?
 This 4-Part Risk Management Speaker Series will be held via teleconference during the Insurance & Surety Committee's standard meeting dates and times as follows:</span></a></span></strong><o:p></o:p></h3>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:1.5pt;margin-left:27.75pt">
<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">November 21, 2016, Noon to 1 PM</span></strong></a></span><o:p></o:p></p>
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<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">December 19, 2016, Noon to 1 PM</span></strong></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:1.5pt;margin-left:27.75pt">
<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">January 23, 2017,* Noon to 1 PM</span></strong></a></span><o:p></o:p></p>
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<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">February 27, 2017,* Noon to 1 PM</span></strong></a></span><o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:9.0pt;font-family:"Arial","sans-serif";color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">*</span><span style="font-size:8.0pt;font-family:"Times New Roman","serif";color:#000001;text-decoration:none">Due
 to scheduling conflicts with national holidays on the third Mondays of January and February, the Insurance & Surety Committee’s monthly teleconference meetings and CLE’s will be held on the fourth Monday in both of those months.</span></a></span><o:p></o:p></p>
<h3 align="center" style="margin-top:0in;text-align:center"><em><span style="font-family:"Georgia","serif";color:#B73348"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#B73348;text-decoration:none">Be
 sure to mark your calendars now for all four parts!</span></a></span></em><o:p></o:p></h3>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">Plan
 to call-in using the following conference number and passcode:</span></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:1.5pt;margin-left:27.75pt">
<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Dial in Number: 1-888-376-5050</span></strong></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:11.25pt;margin-left:28.1pt">
<span style="font-size:10.0pt;font-family:Symbol"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:windowtext;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Participant Passcode: 7854216320#</span></strong></a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none"><img border="0" width="562" height="5" id="gmail-m_3269449105752253796Picture_x0020_7" src="cid:image003.jpg@01D28E04.27B1E8F0" alt="https://communications.carltonfields.com/18/689/_images/gray-line.jpg"></span></a><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none"> </span><span style="font-size:1.0pt;color:windowtext;text-decoration:none"> </span></a><o:p></o:p></p>
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<h3 style="margin-top:0in"><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif""><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none">Description:
 Perhaps one of the most important factors in running a successful business is a company's ability to minimize and effectively manage its risk. But despite the fact that your clients’ business risks lurk around every corner, businesses often fail to successfully
 implement a comprehensive plan for identifying, analyzing and effectively managing that risk. The Risk Management Speaker Series is designed to inform practitioners not only of what risks lie in wait for their clients (across the spectrum of RPPTL industries),
 but also how you might assist your clients in implementing a successful risk management plan and the role the attorney should take in advising their clients to appropriately manage those risks. </span></a></span></strong><o:p></o:p></h3>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">This
 4-Part Risk Management Speaker Series will cover the following major topics in risk management:</span></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:1.5pt;margin-left:27.75pt">
<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Overview of Risk Management: Identifying and Analyzing Risks;
</span></strong></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:1.5pt;margin-left:27.75pt">
<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Implementation of Risk Management Plan and Policies;
</span></strong></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:1.5pt;margin-left:27.75pt">
<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Financing Business Risks; and
</span></strong></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:1.5pt;margin-left:27.75pt">
<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Contractually Managing and Balancing Risks</span></strong></a></span><o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none"><br>
Each segment will touch upon risk management issues relevant to all industries and interests under the Real Property, Probate and Trust Law umbrella.  Additionally, please note that each segment will provide you with one
</span><strong><span style="font-family:"Arial","sans-serif";color:#000001">FREE</span></strong><span style="color:#000001;text-decoration:none"> hour of general CLE Credit.
</span></a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none"><img border="0" width="562" height="5" id="gmail-m_3269449105752253796Picture_x0020_6" src="cid:image003.jpg@01D28E04.27B1E8F0" alt="https://communications.carltonfields.com/18/689/_images/gray-line.jpg"></span></a><o:p></o:p></p>
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<span style="font-size:1.0pt"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:windowtext;text-decoration:none"> </span></a></span><o:p></o:p></p>
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<h2 style="margin-top:0in"><strong><span style="font-family:"Georgia","serif";color:#B73348"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#B73348;text-decoration:none">Presentation
 #1 - Monday, November 21, 2016</span></a></span></strong><o:p></o:p></h2>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><em><b><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">Risk
 Management Overview—Identifying and Analyzing Risks</span></a></span></b></em><o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">The
 first segment of the Risk Management Series will provide the listener with an overview of risk management addressing the following: the varied risks that affect most businesses; what risk professionals mean by the term “risk management”; what the different
 steps are in effectively analyzing risks; how businesses can and should develop and implement a risk management strategy(ies); and what is (or should be) the role of an attorney in assisting clients in managing risks.</span></a></span><o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">Speakers:
</span></a></span><o:p></o:p></p>
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<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="http://www.carltonfields.com/FCWSite/Features/_Attorneys/vCard.aspx?attorney=7" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Craig F. Stanovich, CPCU, CIC, CRM, AU</span></strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">,
 Founding Partner of Austin & Stanovich Risk Managers LLC, which is a national risk management and consulting firm. Craig may be contacted by email at
</span><span style="font-size:10.5pt;font-family:"Arial","sans-serif"">cstanovich@austinstanovich.com</span><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, or by phone at (508) 829-8844</span></a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="mailto:cstanovich@austinstanovich.com" target="_blank"><span style="color:windowtext;text-decoration:none"><img border="0" width="562" height="5" id="gmail-m_3269449105752253796Picture_x0020_5" src="cid:image003.jpg@01D28E04.27B1E8F0" alt="https://communications.carltonfields.com/18/689/_images/gray-line.jpg"></span></a><o:p></o:p></p>
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<a href="mailto:cstanovich@austinstanovich.com" target="_blank"><span style="color:windowtext;text-decoration:none"> </span><span style="font-size:1.0pt;color:windowtext;text-decoration:none"> </span></a><o:p></o:p></p>
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<h2 style="margin-top:0in"><strong><span style="font-family:"Georgia","serif";color:#B73348"><a href="mailto:cstanovich@austinstanovich.com" target="_blank"><span style="color:#B73348;text-decoration:none">Presentation #2 - Monday, December 19, 2016</span></a></span></strong><o:p></o:p></h2>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><em><b><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="mailto:cstanovich@austinstanovich.com" target="_blank"><span style="color:#000001;text-decoration:none">Risk Control—Implementation
 of Risk Management Plan and Policies</span></a></span></b></em><o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="mailto:cstanovich@austinstanovich.com" target="_blank"><span style="color:#000001;text-decoration:none">Part Two of the
 Risk Management Series will provide the listener with an understanding of how risk management professionals analyze risks and work with businesses to successfully implement internal business policies, plans and procedures for managing their unique risks.</span></a></span><o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="mailto:cstanovich@austinstanovich.com" target="_blank"><span style="color:#000001;text-decoration:none">Speakers:</span></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:11.25pt;margin-left:28.1pt">
<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="mailto:cstanovich@austinstanovich.com" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Brad McKown</span></strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, Safety Links. 
 Brad may be reached at </span><span style="font-size:10.5pt;font-family:"Arial","sans-serif"">bmckown@safteylinks.net</span><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, or by phone at (407) 719-8079</span></a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="mailto:bmckown@safteylinks.net" target="_blank"><span style="color:windowtext;text-decoration:none"><img border="0" width="562" height="5" id="gmail-m_3269449105752253796Picture_x0020_4" src="cid:image003.jpg@01D28E04.27B1E8F0" alt="https://communications.carltonfields.com/18/689/_images/gray-line.jpg"></span></a><o:p></o:p></p>
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<span style="font-size:1.0pt"><a href="mailto:bmckown@safteylinks.net" target="_blank"><span style="color:windowtext;text-decoration:none"> </span></a></span><o:p></o:p></p>
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<h2 style="margin-top:0in"><strong><span style="font-family:"Georgia","serif";color:#B73348"><a href="mailto:bmckown@safteylinks.net" target="_blank"><span style="color:#B73348;text-decoration:none">Presentation #3 - Monday, January 23, 2017</span></a></span></strong><o:p></o:p></h2>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><em><b><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="mailto:bmckown@safteylinks.net" target="_blank"><span style="color:#000001;text-decoration:none">Risk Finance/Risk
 Retention—Financing Business Risks</span></a></span></b></em><o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="mailto:bmckown@safteylinks.net" target="_blank"><span style="color:#000001;text-decoration:none">Part Three of the Risk
 Management Series will provide the listener with an understanding of the different ways in which a business can protect itself against certain risks by financing the varied risks a business may face, whether by procuring insurance to cover those risks or by
 self-financing (self-insuring) against those risks.</span></a></span><o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="mailto:bmckown@safteylinks.net" target="_blank"><span style="color:#000001;text-decoration:none">Speakers:</span></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:1.5pt;margin-left:27.75pt">
<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="mailto:bmckown@safteylinks.net" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Gary L Smith, CPCU, AAI</span></strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, Insurance
 Office of America.  Gary may be reached at </span><span style="font-size:10.5pt;font-family:"Arial","sans-serif"">gary.smith@ioausa.com</span><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, or by phone at
 (850) 877-8379; and</span></a></span><o:p></o:p></p>
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<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="mailto:gary.smith@ioausa.com" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Wm. Cary Wright, Esq.</span></strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, Carlton
 Fields.  Cary may be reached at </span><span style="font-size:10.5pt;font-family:"Arial","sans-serif"">cwright@carltonfields.com</span><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, or at (813) 229-4135</span></a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="mailto:cwright@carltonfields.com" target="_blank"><span style="color:windowtext;text-decoration:none"><img border="0" width="562" height="5" id="gmail-m_3269449105752253796Picture_x0020_3" src="cid:image003.jpg@01D28E04.27B1E8F0" alt="https://communications.carltonfields.com/18/689/_images/gray-line.jpg"></span></a><o:p></o:p></p>
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<a href="mailto:cwright@carltonfields.com" target="_blank"><span style="color:windowtext;text-decoration:none"> </span><span style="font-size:1.0pt;color:windowtext;text-decoration:none"> </span></a><o:p></o:p></p>
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<h2 style="margin-top:0in"><strong><span style="font-family:"Georgia","serif";color:#B73348"><a href="mailto:cwright@carltonfields.com" target="_blank"><span style="color:#B73348;text-decoration:none">Presentation #4 - Monday, February 27, 2017</span></a></span></strong><o:p></o:p></h2>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><em><b><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="mailto:cwright@carltonfields.com" target="_blank"><span style="color:#000001;text-decoration:none">Risk Finance/Risk
 Transfer—Contractually Managing and Balancing Risks</span></a></span></b></em><o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="mailto:cwright@carltonfields.com" target="_blank"><span style="color:#000001;text-decoration:none">Part Four of the Risk
 Management Series will provide the listener with an overview of how attorneys can help their clients to effectively and successfully manage their risks through contractual negotiation, balancing, and transfer of certain risks.</span></a></span><o:p></o:p></p>
<p style="margin-bottom:11.25pt;line-height:12.75pt"><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="mailto:cwright@carltonfields.com" target="_blank"><span style="color:#000001;text-decoration:none">Speakers:</span></a></span><o:p></o:p></p>
<p class="MsoNormal" style="mso-margin-top-alt:auto;margin-bottom:1.5pt;margin-left:27.75pt">
<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="mailto:cwright@carltonfields.com" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">J. Richard Caskey, Esq.</span></strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, J.
 Richard Caskey, P.A.  Rich may be reached at </span><span style="font-size:10.5pt;font-family:"Arial","sans-serif"">jrc@caskeylaw.com</span><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, or by phone at
 (813) 443-5709;</span></a></span><o:p></o:p></p>
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<span style="font-size:10.0pt;font-family:Symbol;color:#000001"><a href="mailto:jrc@caskeylaw.com" target="_blank"><span style="color:#000001;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#000001;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">Arthur J. Menor, Esq.</span></strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, Shutts
 & Bowen LLP.  Art may be reached at </span><span style="font-size:10.5pt;font-family:"Arial","sans-serif"">amenor@shutts.com</span><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, or by phone at (561) 650-8510;
 and</span></a></span><o:p></o:p></p>
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<span style="font-size:10.0pt;font-family:Symbol;color:#1F497D"><a href="mailto:amenor@shutts.com" target="_blank"><span style="color:#1F497D;text-decoration:none">·</span><span style="font-size:7.0pt;font-family:"Calibri","sans-serif";color:#1F497D;text-decoration:none">        
</span><strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">George J. Meyer, Esq.</span></strong><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, Carlton
 Fields.  George may be reached at </span><span style="font-size:10.5pt;font-family:"Arial","sans-serif"">gmeyer@carltonfields.com</span><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001;text-decoration:none">, or by phone at (813) 229-4140</span></a></span><o:p></o:p></p>
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<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto"><a href="mailto:gmeyer@carltonfields.com" target="_blank"><span style="color:windowtext;text-decoration:none"><img border="0" width="562" height="5" id="gmail-m_3269449105752253796Picture_x0020_2" src="cid:image003.jpg@01D28E04.27B1E8F0" alt="https://communications.carltonfields.com/18/689/_images/gray-line.jpg"></span></a><o:p></o:p></p>
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<p style="margin-bottom:11.25pt;line-height:12.75pt"><em><span style="font-size:10.5pt;font-family:"Arial","sans-serif";color:#000001"><a href="mailto:gmeyer@carltonfields.com" target="_blank"><span style="color:#000001;text-decoration:none">Stay tuned for
 future emails that will contain additional information, additional details, and reminders regarding the upcoming Risk Management Speaker Series. And please feel free to contact</span><span style="color:#000001;font-style:normal;text-decoration:none">
</span>Scott Pence<span style="color:#000001;text-decoration:none">, </span>Cary Wright<span style="color:#000001;font-style:normal;text-decoration:none">,</span><span style="color:#000001;text-decoration:none"> or
</span>Michael Meyer<span style="color:#000001;text-decoration:none"> with any questions or for additional information.</span></a></span></em><o:p></o:p></p>
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