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<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>Interpleader or Dec. Action. It doesn’t
sound like the insurance company and the lender will agree to very much. Let a
judge decide.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
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face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'>
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</span></font></div>
<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>Andrea Fair<br>
<b><span style='font-weight:bold'>Sent:</span></b> Thursday, September 29, 2011
9:58 AM<br>
<b><span style='font-weight:bold'>To:</span></b> RPPTL constructionlaw<br>
<b><span style='font-weight:bold'>Subject:</span></b> [RPPTL-constructionlaw]
question re: priority of claims to insurance proceeds</span></font><font
size=3 face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
</div>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>I represent a contractor who furnished
ground stabilization related to sinkhole activity. My client has a lien
on the property for the work. The insurance company has cut a check
payable to the owner, my client, and the mortgage lender. The owner’s
attorney is holding the check but is trying to get the insurance company to
drop the owner’s name from the check and reissue a new check (I suppose to
avoid any involvement in a dispute between my client and the lender for the
insurance proceeds). The owner is also considering interpleader.
The lender has requested that the owner endorse the check and send it to them
and then they will consider what to do with it from there. The owner does
not want to do that because they feel the lender will not release the funds to
my client and then the owner still has liability to my client. The
mortgage was recorded before the NOC for my client’s work. The mortgage
provides that insurance proceeds will be applied to restoration or repair of
the property if it is economically feasible and lender’s security is not
lessened. Any suggestions on how to proceed from this point?<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<div>
<p class=MsoNormal><font size=3 color="#244061" face="Times New Roman"><span
style='font-size:12.0pt;font-family:"Times New Roman";color:#244061'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 color="#244061" face="Times New Roman"><span
style='font-size:12.0pt;font-family:"Times New Roman";color:#244061'>Andrea M.
Fair-Purcell<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 color="#244061" face="Times New Roman"><span
style='font-size:12.0pt;font-family:"Times New Roman";color:#244061'>Board
Certified Construction Attorney<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#244061" face="Times New Roman"><span
style='font-size:11.0pt;font-family:"Times New Roman";color:#244061'>▬▬▬▬▬▬▬▬▬▬▬▬<o:p></o:p></span></font></p>
<p class=MsoNormal><b><font size=5 color="#244061" face="Times New Roman"><span
style='font-size:16.0pt;font-family:"Times New Roman";color:#244061;font-weight:
bold'>FAIR•LAW•PLLC</span></font></b><font size=5 color="#244061"
face="Times New Roman"><span style='font-size:16.0pt;font-family:"Times New Roman";
color:#244061'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#244061" face="Times New Roman"><span
style='font-size:11.0pt;font-family:"Times New Roman";color:#244061'>▬▬▬▬▬▬▬▬▬▬▬▬</span></font><font
size=3 color="#244061" face="Times New Roman"><span style='font-size:12.0pt;
font-family:"Times New Roman";color:#244061'><br>
<st1:address w:st="on"><st1:Street w:st="on">13046 Racetrack Road #236</st1:Street>
<br>
<st1:City w:st="on">Tampa</st1:City>, <st1:State w:st="on">FL</st1:State> <st1:PostalCode
w:st="on">33626</st1:PostalCode></st1:address> <br>
(813) 412-1077 phone<br>
(877) 879-4990 fax <br>
www.fairconstructionliens.com<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 color="#244061" face="Times New Roman"><span
style='font-size:12.0pt;font-family:"Times New Roman";color:#244061'><o:p> </o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><font size=1 color="#244061"
face="Times New Roman"><span style='font-size:9.0pt;font-family:"Times New Roman";
color:#244061'>The contents of this e-mail message and any attachments are
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