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<DIV dir=ltr align=left><SPAN class=525090715-29092011><FONT color=#0000ff
size=2 face=Arial> Re applicability of Fla. Stat.
s. 713.32, it appears that the last sentence of that statute renders the
section inapplicable where, as here, there is a mortgagee with a lien perfected
prior to recording of NOC.</FONT></SPAN></DIV>
<DIV> </DIV><!-- Converted from text/rtf format -->
<P align=left><SPAN lang=en-us><B>Michael R. Gibbons (<A
href="http://lowndes-law.com/our-people/michael-r-gibbons">Bio</A>)<BR>Shareholder<BR></B></SPAN><SPAN
lang=en-us><FONT color=#008000 size=2>Lowndes, Drosdick, Doster, Kantor &
Reed, P.A.<BR></FONT></SPAN><SPAN lang=en-us><FONT color=#008000 size=2>450
South Orange Avenue, 8th Floor<BR></FONT></SPAN><SPAN lang=en-us><FONT
color=#008000 size=2>Orlando, FL 32801<BR></FONT></SPAN><SPAN lang=en-us><FONT
color=#008000 size=2>Phone: 407-418-6378<BR></FONT></SPAN><SPAN lang=en-us><FONT
color=#008000 size=2>Fax: 407-843-4444<BR></FONT></SPAN><SPAN lang=en-us><FONT
color=#008000 size=2>email:</FONT> <A
href="mailto:michael.gibbons@lowndes-law.com"><FONT color=#0000ff
size=2>michael.gibbons@lowndes-law.com</FONT></A></SPAN><BR><SPAN
lang=en-us><FONT color=#008000 size=2>website:</FONT> <A
href="http://www.lowndes-law.com/"><FONT color=#0000ff
size=2>http://www.lowndes-law.com</FONT></A></SPAN><BR><BR>
<IMG src="cid:525090715@29092011-0D2F"><BR></P>
<DIV> </DIV><BR>
<DIV dir=ltr lang=en-us class=OutlookMessageHeader align=left>
<HR tabIndex=-1>
<FONT size=2 face=Tahoma><B>From:</B>
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <B>On Behalf Of </B>Larry
Leiby<BR><B>Sent:</B> Thursday, September 29, 2011 10:19 AM<BR><B>To:</B> RPPTL
constructionlaw<BR><B>Subject:</B> Re: [RPPTL-constructionlaw] question re:
priority of claims to insurance proceeds<BR></FONT><BR></DIV>
<DIV></DIV>
<DIV class=Section1>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Andrea,<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">You may want to make the owner
and lender aware that your client also has a lien on the insurance proceeds
pursuant to F.S. 713.32. It sounds like your lien is inferior to the lien
of the lender, but the lender also needs to be made aware of your claims
(against the proceeds and the property). The lender should cooperate
if it has been timely paid. If not …. Interpleader will likely end
up in the owner seeking fees. If you file your action to enforce against
the property and the insurance proceeds and you are successful, the owner should
not be able to claim fees. See 457 So.2d 597. <o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<DIV>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial Rounded MT Bold','sans-serif'; COLOR: #215868">Larry
R. Leiby, Esq.<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial','sans-serif'; COLOR: #1f497d">Malka & Kravitz,
P.A.
<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial','sans-serif'; COLOR: #1f497d">1300 Sawgrass Corp.
Pkwy., Suite 100<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial','sans-serif'; COLOR: #1f497d">Ft. Lauderdale,
FL 33323<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial','sans-serif'; COLOR: #1f497d; FONT-SIZE: 10pt">Phone:
954-514-0984<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial','sans-serif'; COLOR: #1f497d; FONT-SIZE: 10pt">Fax:
954-514-0985<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial','sans-serif'; COLOR: #1f497d; FONT-SIZE: 10pt"><o:p> </o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial','sans-serif'; COLOR: #1f497d; FONT-SIZE: 10pt">e-mail:
leiby@mkpalaw.com<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial','sans-serif'; COLOR: #1f497d; FONT-SIZE: 10pt"><o:p> </o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial Rounded MT Bold','sans-serif'; COLOR: #1f497d">Board
Certified in Construction Law<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial Rounded MT Bold','sans-serif'; COLOR: #1f497d">Fla.
S. Ct. Certified Circuit Court Civil Mediator<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial Rounded MT Bold','sans-serif'; COLOR: #1f497d">Fellow,
College of Commercial Arbitrators<o:p></o:p></SPAN></B></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Arial Rounded MT Bold','sans-serif'; COLOR: #1f497d"><o:p> </o:p></SPAN></B></P></DIV>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<DIV>
<DIV
style="BORDER-BOTTOM: medium none; BORDER-LEFT: medium none; PADDING-BOTTOM: 0in; PADDING-LEFT: 0in; PADDING-RIGHT: 0in; BORDER-TOP: #b5c4df 1pt solid; BORDER-RIGHT: medium none; PADDING-TOP: 3pt">
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Tahoma','sans-serif'; FONT-SIZE: 10pt">From:</SPAN></B><SPAN
style="FONT-FAMILY: 'Tahoma','sans-serif'; FONT-SIZE: 10pt">
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <B>On Behalf Of
</B>Andrea Fair<BR><B>Sent:</B> Thursday, September 29, 2011 9:58
AM<BR><B>To:</B> RPPTL constructionlaw<BR><B>Subject:</B>
[RPPTL-constructionlaw] question re: priority of claims to insurance
proceeds<o:p></o:p></SPAN></P></DIV></DIV>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">I represent a contractor who
furnished ground stabilization related to sinkhole activity. My client has
a lien on the property for the work. The insurance company has cut a check
payable to the owner, my client, and the mortgage lender. The owner’s
attorney is holding the check but is trying to get the insurance company to drop
the owner’s name from the check and reissue a new check (I suppose to avoid any
involvement in a dispute between my client and the lender for the insurance
proceeds). The owner is also considering interpleader. The lender
has requested that the owner endorse the check and send it to them and then they
will consider what to do with it from there. The owner does not want to do
that because they feel the lender will not release the funds to my client and
then the owner still has liability to my client. The mortgage was recorded
before the NOC for my client’s work. The mortgage provides that insurance
proceeds will be applied to restoration or repair of the property if it is
economically feasible and lender’s security is not lessened. Any
suggestions on how to proceed from this point?<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<DIV>
<P class=MsoNormal><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #244061; FONT-SIZE: 12pt"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #244061; FONT-SIZE: 12pt">Andrea
M. Fair-Purcell<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #244061; FONT-SIZE: 12pt">Board
Certified Construction Attorney<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #244061">▬▬▬▬▬▬▬▬▬▬▬▬<o:p></o:p></SPAN></P>
<P class=MsoNormal><B><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #244061; FONT-SIZE: 16pt">FAIR•LAW•PLLC</SPAN></B><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #244061; FONT-SIZE: 16pt"><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #244061">▬▬▬▬▬▬▬▬▬▬▬▬</SPAN><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #244061; FONT-SIZE: 12pt"><BR>13046
Racetrack Road #236 <BR>Tampa, FL 33626 <BR>(813) 412-1077 phone<BR>(877)
879-4990 fax <BR>www.fairconstructionliens.com<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN
style="FONT-FAMILY: 'Times New Roman','serif'; COLOR: #244061; FONT-SIZE: 12pt"><o:p> </o:p></SPAN></P>
<P style="MARGIN-BOTTOM: 12pt" class=MsoNormal><SPAN
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