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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#2A6968" vlink="#2A6968"><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Federal cases generally apply the “manifestation doctrine” (see case cited today) and Florida state court cases generally apply the “continuous trigger” (Bob’s cited case and several others). It is also important to keep in mind that finding a “duty to defend” is easier for a court than the test for finding coverage. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'>Certainly don’t want to disagree with Bob, just throwing in my two cents. <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Neal A. Sivyer</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Sivyer Barlow & Watson, P.A.</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Suntrust Financial Center</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>401 E. Jackson St.</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Suite 2225</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Tampa, FL 33602</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>(p) 813-221-4242</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>(f) 813-227-8598</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'> <o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Confidentiality Notice:The information contained in this e-mail message is intended for use of the recipient listed above. The message may contain information that is protected by the attorney/client or other legal privilege. Any unauthorized use is strictly prohibited. </span><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> constructionlaw-bounces@lists.flabarrpptl.org [mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Robert H. Buesing<br><b>Sent:</b> Monday, August 08, 2011 12:43 PM<br><b>To:</b> constructionlaw@lists.flabarrpptl.org<br><b>Subject:</b> [RPPTL-constructionlaw] A better take on the "manifestation" issue under CGL policies - This is on appeal to the 1st DCA<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>I would argue that <u>Essex</u> cited to the Committee is the minority rule. The majority rule is to the contrary. This Circuit Court opinion could be helpful depending on which side you on. Fla. Law Weekly Supplement is going to publish this.</span><o:p></o:p></p></div><div><p class=MsoNormal> <o:p></o:p></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Bob</span><o:p></o:p></p></div><div><p class=MsoNormal> <o:p></o:p></p></div><div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><map name=MicrosoftOfficeMap0><area shape=Rect coords="0, 58, 217, 116" href="http://www.trenam.com/" target="_top"><area shape=Rect coords="0, 193, 37, 217" href="http://www.trenam.com/documents/Robert%20H.%20Buesing(3).vcf" target="_top"><area shape=Rect coords="37, 193, 63, 217" href="http://www.trenam.com/profiles_listall.asp?profileID=11" target="_top"><area shape=Rect coords="63, 193, 102, 217" href="mailto:rbuesing@trenam.com" target="_top"><area shape=Rect coords="102, 193, 156, 217" href="http://www.trenam.com/" target="_top"><area shape=Rect coords="156, 193, 189, 217" href="http://tinyurl.com/yfu6s4n" target="_top"><area shape=Rect coords="0, 58, 217, 116" href="http://www.trenam.com/" target="_top"><area shape=Rect coords="0, 193, 37, 217" href="http://www.trenam.com/documents/Robert%20H.%20Buesing(3).vcf" target="_top"><area shape=Rect coords="37, 193, 63, 217" href="http://www.trenam.com/profiles_listall.asp?profileID=11" target="_top"><area shape=Rect coords="63, 193, 102, 217" href="mailto:rbuesing@trenam.com" target="_top"><area shape=Rect coords="102, 193, 156, 217" href="http://www.trenam.com/" target="_top"><area shape=Rect coords="156, 193, 189, 217" href="http://tinyurl.com/yfu6s4n" target="_top"></map><img border=0 width=375 height=265 id="_x0000_i1025" src="http://www.trenam.com/SignatureImages/TK-RobertBuesing.gif" usemap="#MicrosoftOfficeMap0" alt="Robert H. Buesing
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rbuesing@trenam.com www.trenam.com"><o:p></o:p></span></p></div><p style='margin-top:5.25pt'><span style='font-size:7.5pt;font-family:"Arial","sans-serif";color:#8F8F8F'>Confidentiality Notice: This e-mail transmission, and any documents, files or previous e-mail messages attached to it may contain confidential information that is legally privileged. If you are not the intended recipient, or a person responsible for delivering it to the intended recipient, you are hereby notified that any disclosure, copying, distribution or use of any of the information contained in or attached to this transmission is STRICTLY PROHIBITED. If you have received this transmission in error, please immediately notify us by reply e-mail, or by telephone at the direct dial number above and destroy the original transmission and its attachments without reading or saving in any manner. Thank you.</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p> </o:p></span></p></div></div></body></html>