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<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>I am diving into a similar issue but the
original loss in my instance was a sinkhole. The city is now refusing to issue
a CO following sinkhole repair unless certain life/safety changes are made to
existing structures. The HOA I represent obviously wants the cost of making
those changes covered by insurance. <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
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<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>Should I come across any additional
authority I will be happy to share it.<o:p></o:p></span></font></p>
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w:st="on"> </st2:MyPeople>|<st2:MyPeople w:st="on"> </st2:MyPeople>Zinzow<st2:MyPeople
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w:st="on"> </st2:MyPeople>reply<st2:MyPeople w:st="on"><st2:MyPeople w:st="on">
</st2:MyPeople>t</st2:MyPeople>o<st2:MyPeople w:st="on"> </st2:MyPeople>a<st2:MyPeople
w:st="on"> </st2:MyPeople>prior<st2:MyPeople w:st="on"> </st2:MyPeople>message,<st2:MyPeople
w:st="on"> </st2:MyPeople>some<st2:MyPeople w:st="on"> </st2:MyPeople>or<st2:MyPeople
w:st="on"> </st2:MyPeople>all<st2:MyPeople w:st="on"> </st2:MyPeople>of<st2:MyPeople
w:st="on"><st2:MyPeople w:st="on"> </st2:MyPeople>t</st2:MyPeople>he<st2:MyPeople
w:st="on"> </st2:MyPeople>contents<st2:MyPeople w:st="on"> </st2:MyPeople>of<st2:MyPeople
w:st="on"><st2:MyPeople w:st="on"> </st2:MyPeople>t</st2:MyPeople>his<st2:MyPeople
w:st="on"> </st2:MyPeople>message<st2:MyPeople w:st="on"> </st2:MyPeople>or<st2:MyPeople
w:st="on"> </st2:MyPeople>any<st2:MyPeople w:st="on"> </st2:MyPeople>attachments<st2:MyPeople
w:st="on"> </st2:MyPeople>may<st2:MyPeople w:st="on"> </st2:MyPeople>not<st2:MyPeople
w:st="on"> </st2:MyPeople>have<st2:MyPeople w:st="on"> </st2:MyPeople>been<st2:MyPeople
w:st="on"> </st2:MyPeople>produce<st2:MyPeople w:st="on">d<st2:MyPeople w:st="on">
</st2:MyPeople></st2:MyPeople>by<st2:MyPeople w:st="on"><st2:MyPeople w:st="on">
</st2:MyPeople>t</st2:MyPeople>he<st2:MyPeople w:st="on"> </st2:MyPeople>sender. <st2:MyPeople
w:st="on"> </st2:MyPeople></span></font><font color=navy face=Times><span
style='font-family:Times;color:navy'>Disclaimer<st2:MyPeople w:st="on"> </st2:MyPeople>under<st2:MyPeople
w:st="on"> </st2:MyPeople>Circular<st2:MyPeople w:st="on"> </st2:MyPeople>230:<st2:MyPeople
w:st="on"> </st2:MyPeople>Any<st2:MyPeople w:st="on"> </st2:MyPeople>statements<st2:MyPeople
w:st="on"> </st2:MyPeople>regarding<st2:MyPeople w:st="on"><st2:MyPeople w:st="on">
</st2:MyPeople>t</st2:MyPeople>ax<st2:MyPeople w:st="on"> </st2:MyPeople>matters<st2:MyPeople
w:st="on"> </st2:MyPeople>made<st2:MyPeople w:st="on"> </st2:MyPeople>herein,<st2:MyPeople
w:st="on"> </st2:MyPeople>including<st2:MyPeople w:st="on"> </st2:MyPeople>any<st2:MyPeople
w:st="on"> </st2:MyPeople>attachments,<st2:MyPeople w:st="on"> </st2:MyPeople>are<st2:MyPeople
w:st="on"> </st2:MyPeople>not<st2:MyPeople w:st="on"> </st2:MyPeople>formal<st2:MyPeople
w:st="on"><st2:MyPeople w:st="on"> </st2:MyPeople>t</st2:MyPeople>ax<st2:MyPeople
w:st="on"> </st2:MyPeople>opinions<st2:MyPeople w:st="on"> </st2:MyPeople>by<st2:MyPeople
w:st="on"><st2:MyPeople w:st="on"> </st2:MyPeople>t</st2:MyPeople>his<st2:MyPeople
w:st="on"> </st2:MyPeople>firm,<st2:MyPeople w:st="on"> </st2:MyPeople>cannot<st2:MyPeople
w:st="on"> </st2:MyPeople>be<st2:MyPeople w:st="on"> </st2:MyPeople>relied<st2:MyPeople
w:st="on"> </st2:MyPeople>upon<st2:MyPeople w:st="on"> </st2:MyPeople>or<st2:MyPeople
w:st="on"> </st2:MyPeople>used<st2:MyPeople w:st="on"> </st2:MyPeople>by<st2:MyPeople
w:st="on"> </st2:MyPeople>any<st2:MyPeople w:st="on"> </st2:MyPeople>person<st2:MyPeople
w:st="on"><st2:MyPeople w:st="on"> </st2:MyPeople>t</st2:MyPeople>o<st2:MyPeople
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</st2:MyPeople>t</st2:MyPeople>ax<st2:MyPeople w:st="on"> </st2:MyPeople>penalties,<st2:MyPeople
w:st="on"> </st2:MyPeople>are<st2:MyPeople w:st="on"> </st2:MyPeople>not<st2:MyPeople
w:st="on"> </st2:MyPeople>intended<st2:MyPeople w:st="on"><st2:MyPeople w:st="on">
</st2:MyPeople>t</st2:MyPeople>o<st2:MyPeople w:st="on"> </st2:MyPeople>be<st2:MyPeople
w:st="on"> </st2:MyPeople>advice<st2:MyPeople w:st="on"><st2:MyPeople w:st="on">
</st2:MyPeople>t</st2:MyPeople>o<st2:MyPeople w:st="on"> </st2:MyPeople>avoid<st2:MyPeople
w:st="on"><st2:MyPeople w:st="on"> </st2:MyPeople>t</st2:MyPeople>ax<st2:MyPeople
w:st="on"> </st2:MyPeople>laws<st2:MyPeople w:st="on"> </st2:MyPeople>or<st2:MyPeople
w:st="on"> </st2:MyPeople>penalties,<st2:MyPeople w:st="on"> </st2:MyPeople>and<st2:MyPeople
w:st="on"> </st2:MyPeople>are<st2:MyPeople w:st="on"> </st2:MyPeople>not<st2:MyPeople
w:st="on"> </st2:MyPeople>intended<st2:MyPeople w:st="on"><st2:MyPeople w:st="on">
</st2:MyPeople>t</st2:MyPeople>o<st2:MyPeople w:st="on"> </st2:MyPeople>be<st2:MyPeople
w:st="on"> </st2:MyPeople>used<st2:MyPeople w:st="on"> </st2:MyPeople>or<st2:MyPeople
w:st="on"> </st2:MyPeople>referred<st2:MyPeople w:st="on"><st2:MyPeople w:st="on">
</st2:MyPeople>t</st2:MyPeople>o<st2:MyPeople w:st="on"> </st2:MyPeople>in<st2:MyPeople
w:st="on"> </st2:MyPeople>any<st2:MyPeople w:st="on"> </st2:MyPeople>marketing<st2:MyPeople
w:st="on"> </st2:MyPeople>or<st2:MyPeople w:st="on"> </st2:MyPeople>promotional<st2:MyPeople
w:st="on"> </st2:MyPeople>materials.</span></font><font color=navy><span
style='color:navy'><o:p></o:p></span></font></p>
</div>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<div>
<div class=MsoNormal align=center style='text-align:center'><font size=3
face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'>
<hr size=2 width="100%" align=center tabindex=-1>
</span></font></div>
<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>Chuck Young<br>
<b><span style='font-weight:bold'>Sent:</span></b> Monday, April 18, 2011 11:43
AM<br>
<b><span style='font-weight:bold'>To:</span></b> RPPTL constructionlaw<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re:
[RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule</span></font><font
size=3 face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
</div>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Here it is.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<div>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Charles P. Young, Esq.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Emmanuel, Sheppard & Condon, P.A.<o:p></o:p></span></font></p>
<p class=MsoNormal><st1:Street w:st="on"><st1:address w:st="on"><font size=2
color="#1f497d" face=Calibri><span style='font-size:11.0pt;color:#1F497D'>30
South Spring Street</span></font></st1:address></st1:Street><font
color="#1f497d"><span style='color:#1F497D'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:place w:st="on"><st1:City w:st="on"><font size=2
color="#1f497d" face=Calibri><span style='font-size:11.0pt;color:#1F497D'>Pensacola</span></font></st1:City><font
color="#1f497d"><span style='color:#1F497D'>, <st1:State w:st="on">Florida</st1:State>
<st1:PostalCode w:st="on">32502</st1:PostalCode></span></font></st1:place><font
color="#1f497d"><span style='color:#1F497D'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>850-433-6581<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>850-429-0492 (Fax)<o:p></o:p></span></font></p>
</div>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>William H. Beaver II, Esquire<br>
<b><span style='font-weight:bold'>Sent:</span></b> Monday, April 18, 2011 10:39
AM<br>
<b><span style='font-weight:bold'>To:</span></b> RPPTL constructionlaw<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re:
[RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule<o:p></o:p></span></font></p>
</div>
</div>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<div>
<p class=MsoNormal><font size=2 color=blue face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:blue'>By the way, could you please resend the
case as I seem to have inadvertently deleted that email. Thank you in
advance.</span></font><font size=3 face="Times New Roman"><span
style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
<blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'><o:p> </o:p></span></font></p>
</blockquote>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'><o:p> </o:p></span></font></p>
</div>
<p class=MsoNormal><strong><b><font size=3 face=Arial><span style='font-size:
12.0pt;font-family:Arial'>William H. Beaver II, Esquire</span></font></b></strong><font
size=2 face="Times New Roman"><span style='font-size:10.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
<div>
<p class=MsoNormal><font size=2 color=black face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:black'>GrayRobinson, P.A.</span></font><font
size=1 face=Courier><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:Street w:st="on"><st1:address w:st="on"><font size=1
color=black face=Arial><span style='font-size:7.5pt;font-family:Arial;
color:black'>301 East Pine Street, Suite 1400</span></font></st1:address></st1:Street><font
size=1 color=black face=Arial><span style='font-size:7.5pt;font-family:Arial;
color:black'> </span></font><font size=1 face=Courier><span style='font-size:
8.0pt;font-family:Courier'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:address w:st="on"><st1:Street w:st="on"><font size=1
color=black face=Arial><span style='font-size:7.5pt;font-family:Arial;
color:black'>P.O. Box</span></font></st1:Street><font size=1 color=black
face=Arial><span style='font-size:7.5pt;font-family:Arial;color:black'> 3068</span></font></st1:address><font
size=1 color=black face=Arial><span style='font-size:7.5pt;font-family:Arial;
color:black'> (32802-3068)</span></font><font size=1 face=Arial><span
style='font-size:7.5pt;font-family:Arial'> </span></font><font size=1
face=Courier><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:place w:st="on"><st1:City w:st="on"><font size=1
face=Arial><span style='font-size:7.5pt;font-family:Arial'>Orlando</span></font></st1:City><font
size=1 face=Arial><span style='font-size:7.5pt;font-family:Arial'>, <st1:State
w:st="on">Florida</st1:State> <st1:PostalCode w:st="on">32801</st1:PostalCode></span></font></st1:place><font
size=1 face=Courier><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:place w:st="on"><font size=1 face=Arial><span
style='font-size:7.5pt;font-family:Arial'>Main</span></font></st1:place><font
size=1 face=Arial><span style='font-size:7.5pt;font-family:Arial'>:
407-843-8880 | Fax: 407-244-5690</span></font><font size=1 face=Courier><span
style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=1 face=Arial><span style='font-size:7.5pt;
font-family:Arial'>Email: William.Beaver@gray-robinson.com</span></font><font
size=1 face=Courier><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><a
href="http://gray-robinson.com/"><b><font color=maroon><span style='color:maroon;
font-weight:bold'>GRAY</span></font> | </b><b><font color="#333333"><span
style='color:#333333;font-weight:bold'>ROBINSON</span></font></b></a><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=1 face=Calibri><span style='font-size:6.0pt'><a
href="http://www.gray-robinson.com/">ATTORNEYS AT LAW</a></span></font><o:p></o:p></p>
</div>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'><br>
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intended recipient, or the agent responsible to deliver it to the intended
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the intrusion. Please notify us by reply e-mail and delete the original message
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Disclaimer under Circular 230: Any statements regarding tax matters made
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be advised that this law firm may be acting as a debt collector and is
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<blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>
<div class=MsoNormal align=center style='text-align:center'><font size=3
face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'>
<hr size=2 width="100%" align=center>
</span></font></div>
</blockquote>
<blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'><o:p> </o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><b><font size=2 face=Tahoma><span
style='font-size:10.0pt;font-family:Tahoma;font-weight:bold'>From:</span></font></b><font
size=2 face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>Chuck Young<br>
<b><span style='font-weight:bold'>Sent:</span></b> Monday, April 18, 2011 11:22
AM<br>
<b><span style='font-weight:bold'>To:</span></b> RPPTL constructionlaw<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re:
[RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule</span></font><font
size=3 face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>This is a case that I came across after
Ivan that I saved but never had to actually argue to a Court. I do not
recall finding anything at the time in <st1:State w:st="on"><st1:place w:st="on">Florida</st1:place></st1:State>
that was similar.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Sincerely,<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Chuck Y<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<div>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Charles P. Young, Esq.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Emmanuel, Sheppard & Condon, P.A.<o:p></o:p></span></font></p>
<p class=MsoNormal><st1:Street w:st="on"><st1:address w:st="on"><font size=2
color="#1f497d" face=Calibri><span style='font-size:11.0pt;color:#1F497D'>30
South Spring Street</span></font></st1:address></st1:Street><font
color="#1f497d"><span style='color:#1F497D'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:place w:st="on"><st1:City w:st="on"><font size=2
color="#1f497d" face=Calibri><span style='font-size:11.0pt;color:#1F497D'>Pensacola</span></font></st1:City><font
color="#1f497d"><span style='color:#1F497D'>, <st1:State w:st="on">Florida</st1:State>
<st1:PostalCode w:st="on">32502</st1:PostalCode></span></font></st1:place><font
color="#1f497d"><span style='color:#1F497D'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>850-433-6581<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>850-429-0492 (Fax)<o:p></o:p></span></font></p>
</div>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>William H. Beaver II, Esquire<br>
<b><span style='font-weight:bold'>Sent:</span></b> Monday, April 18, 2011 10:07
AM<br>
<b><span style='font-weight:bold'>To:</span></b> RPPTL constructionlaw<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re:
[RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule<o:p></o:p></span></font></p>
</div>
</div>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<div>
<p class=MsoNormal><font size=2 color=blue face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:blue'>Mr. Young:</span></font><font size=3
face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=blue face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:blue'>The case seems to be pretty much dead on
for the question posited. However, and this is a very legitimate
question, have you had much success getting courts here to follow this, or any
other out of state, ruling? And the obvious question...I assume there is
nothing analogous from <st1:State w:st="on"><st1:place w:st="on">Florida</st1:place></st1:State>?</span></font><font
size=3 face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
<blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'><o:p> </o:p></span></font></p>
</blockquote>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'><o:p> </o:p></span></font></p>
</div>
<p class=MsoNormal><strong><b><font size=3 face=Arial><span style='font-size:
12.0pt;font-family:Arial'>William H. Beaver II, Esquire</span></font></b></strong><font
size=2 face="Times New Roman"><span style='font-size:10.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
<div>
<p class=MsoNormal><font size=2 color=black face=Arial><span style='font-size:
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size=1 face=Courier><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:Street w:st="on"><st1:address w:st="on"><font size=1
color=black face=Arial><span style='font-size:7.5pt;font-family:Arial;
color:black'>301 East Pine Street, Suite 1400</span></font></st1:address></st1:Street><font
size=1 color=black face=Arial><span style='font-size:7.5pt;font-family:Arial;
color:black'> </span></font><font size=1 face=Courier><span style='font-size:
8.0pt;font-family:Courier'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:address w:st="on"><st1:Street w:st="on"><font size=1
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face=Courier><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:place w:st="on"><st1:City w:st="on"><font size=1
face=Arial><span style='font-size:7.5pt;font-family:Arial'>Orlando</span></font></st1:City><font
size=1 face=Arial><span style='font-size:7.5pt;font-family:Arial'>, <st1:State
w:st="on">Florida</st1:State> <st1:PostalCode w:st="on">32801</st1:PostalCode></span></font></st1:place><font
size=1 face=Courier><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></font></p>
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<p class=MsoNormal><font size=1 face=Arial><span style='font-size:7.5pt;
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face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'>
<hr size=2 width="100%" align=center>
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</blockquote>
<blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'><o:p> </o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><b><font size=2 face=Tahoma><span
style='font-size:10.0pt;font-family:Tahoma;font-weight:bold'>From:</span></font></b><font
size=2 face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>Chuck Young<br>
<b><span style='font-weight:bold'>Sent:</span></b> Monday, April 18, 2011 10:51
AM<br>
<b><span style='font-weight:bold'>To:</span></b> RPPTL constructionlaw<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re:
[RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule</span></font><font
size=3 face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Mr. Robinson,<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>See if this case is the type of argument
you are looking for?<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Sincerely,<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Chuck Y<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<div>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Charles P. Young, Esq.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>Emmanuel, Sheppard & Condon, P.A.<o:p></o:p></span></font></p>
<p class=MsoNormal><st1:Street w:st="on"><st1:address w:st="on"><font size=2
color="#1f497d" face=Calibri><span style='font-size:11.0pt;color:#1F497D'>30
South Spring Street</span></font></st1:address></st1:Street><font
color="#1f497d"><span style='color:#1F497D'><o:p></o:p></span></font></p>
<p class=MsoNormal><st1:place w:st="on"><st1:City w:st="on"><font size=2
color="#1f497d" face=Calibri><span style='font-size:11.0pt;color:#1F497D'>Pensacola</span></font></st1:City><font
color="#1f497d"><span style='color:#1F497D'>, <st1:State w:st="on">Florida</st1:State>
<st1:PostalCode w:st="on">32502</st1:PostalCode></span></font></st1:place><font
color="#1f497d"><span style='color:#1F497D'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>850-433-6581<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'>850-429-0492 (Fax)<o:p></o:p></span></font></p>
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<p class=MsoNormal><font size=2 color="#1f497d" face=Calibri><span
style='font-size:11.0pt;color:#1F497D'><o:p> </o:p></span></font></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>Raymond L. Robinson<br>
<b><span style='font-weight:bold'>Sent:</span></b> Monday, April 18, 2011 9:29
AM<br>
<b><span style='font-weight:bold'>To:</span></b>
constructionlaw@lists.flabarrpptl.org<br>
<b><span style='font-weight:bold'>Subject:</span></b> [RPPTL-constructionlaw]
Hurrican Wilma Claim/ 25% Rule<o:p></o:p></span></font></p>
</div>
</div>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal style='text-align:justify;line-height:200%'><font size=2
face=Calibri><span style='font-size:11.0pt;line-height:200%'>I have a situation
where a client of mine, that suffered a loss from Hurricane Wilma, is having
difficulty in a claim under its insurance policy in recovering the cost to
repair/replace their roof up to the current code. Apparently there
was an error in the 2004 Code which went into effect on October 1,
2005 that omitted the 25% provision and the insurer is questioning whether they
are obligated to pay for the new code upgrade even though the County is
requiring same. Wilma hit on October 25,2005 but the Code was not
corrected until after that date. <o:p></o:p></span></font></p>
<p class=MsoNormal style='text-align:justify;line-height:200%'><font size=2
face=Calibri><span style='font-size:11.0pt;line-height:200%'><o:p> </o:p></span></font></p>
<p class=MsoNormal style='text-align:justify;line-height:200%'><font size=2
face=Calibri><span style='font-size:11.0pt;line-height:200%'>Any help would be
greatly appreciated.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face="Book Antiqua"><span style='font-size:
11.0pt;font-family:"Book Antiqua"'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face="Book Antiqua"><span style='font-size:
11.0pt;font-family:"Book Antiqua"'><o:p> </o:p></span></font></p>
<p class=MsoNormal><b><i><font size=2 color="#1f497d" face="Book Antiqua"><span
style='font-size:11.0pt;font-family:"Book Antiqua";color:#1F497D;font-weight:
bold;font-style:italic'> Raymond L. Robinson, Esq.<o:p></o:p></span></font></i></b></p>
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style='font-size:11.0pt;font-family:"Book Antiqua";color:#1F497D;font-weight:
bold;font-style:italic'> Cell: (305) 632-4384<o:p></o:p></span></font></i></b></p>
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face="Book Antiqua"><span style='font-family:"Book Antiqua";color:#1F497D;
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<p class=MsoNormal><font size=2 color=black face="Book Antiqua"><span
style='font-size:10.0pt;font-family:"Book Antiqua";color:black'>Connect with
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