<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:x="urn:schemas-microsoft-com:office:excel" xmlns:p="urn:schemas-microsoft-com:office:powerpoint" xmlns:a="urn:schemas-microsoft-com:office:access" xmlns:dt="uuid:C2F41010-65B3-11d1-A29F-00AA00C14882" xmlns:s="uuid:BDC6E3F0-6DA3-11d1-A2A3-00AA00C14882" xmlns:rs="urn:schemas-microsoft-com:rowset" xmlns:z="#RowsetSchema" xmlns:b="urn:schemas-microsoft-com:office:publisher" xmlns:ss="urn:schemas-microsoft-com:office:spreadsheet" xmlns:c="urn:schemas-microsoft-com:office:component:spreadsheet" xmlns:odc="urn:schemas-microsoft-com:office:odc" xmlns:oa="urn:schemas-microsoft-com:office:activation" xmlns:html="http://www.w3.org/TR/REC-html40" xmlns:q="http://schemas.xmlsoap.org/soap/envelope/" xmlns:rtc="http://microsoft.com/officenet/conferencing" xmlns:D="DAV:" xmlns:Repl="http://schemas.microsoft.com/repl/" xmlns:mt="http://schemas.microsoft.com/sharepoint/soap/meetings/" xmlns:x2="http://schemas.microsoft.com/office/excel/2003/xml" xmlns:ppda="http://www.passport.com/NameSpace.xsd" xmlns:ois="http://schemas.microsoft.com/sharepoint/soap/ois/" xmlns:dir="http://schemas.microsoft.com/sharepoint/soap/directory/" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:dsp="http://schemas.microsoft.com/sharepoint/dsp" xmlns:udc="http://schemas.microsoft.com/data/udc" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:sub="http://schemas.microsoft.com/sharepoint/soap/2002/1/alerts/" xmlns:ec="http://www.w3.org/2001/04/xmlenc#" xmlns:sp="http://schemas.microsoft.com/sharepoint/" xmlns:sps="http://schemas.microsoft.com/sharepoint/soap/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:udcs="http://schemas.microsoft.com/data/udc/soap" xmlns:udcxf="http://schemas.microsoft.com/data/udc/xmlfile" xmlns:udcp2p="http://schemas.microsoft.com/data/udc/parttopart" xmlns:wf="http://schemas.microsoft.com/sharepoint/soap/workflow/" xmlns:dsss="http://schemas.microsoft.com/office/2006/digsig-setup" xmlns:dssi="http://schemas.microsoft.com/office/2006/digsig" xmlns:mdssi="http://schemas.openxmlformats.org/package/2006/digital-signature" xmlns:mver="http://schemas.openxmlformats.org/markup-compatibility/2006" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns:mrels="http://schemas.openxmlformats.org/package/2006/relationships" xmlns:spwp="http://microsoft.com/sharepoint/webpartpages" xmlns:ex12t="http://schemas.microsoft.com/exchange/services/2006/types" xmlns:ex12m="http://schemas.microsoft.com/exchange/services/2006/messages" xmlns:pptsl="http://schemas.microsoft.com/sharepoint/soap/SlideLibrary/" xmlns:spsl="http://microsoft.com/webservices/SharePointPortalServer/PublishedLinksService" xmlns:Z="urn:schemas-microsoft-com:" xmlns:st="" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=us-ascii"><meta name=Generator content="Microsoft Word 12 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
        {font-family:"Cambria Math";
        panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
        {font-family:Calibri;
        panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
        {font-family:Tahoma;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
        {font-family:"Lucida Calligraphy";
        panose-1:3 1 1 1 1 1 1 1 1 1;}
@font-face
        {font-family:Verdana;
        panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
        {font-family:"Book Antiqua";
        panose-1:2 4 6 2 5 3 5 3 3 4;}
@font-face
        {font-family:"Century Gothic";
        panose-1:2 11 5 2 2 2 2 2 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
        {margin:0in;
        margin-bottom:.0001pt;
        font-size:11.0pt;
        font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
        {mso-style-priority:99;
        color:blue;
        text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
        {mso-style-priority:99;
        color:purple;
        text-decoration:underline;}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
        {mso-style-priority:99;
        mso-style-link:"Balloon Text Char";
        margin:0in;
        margin-bottom:.0001pt;
        font-size:8.0pt;
        font-family:"Tahoma","sans-serif";}
span.BalloonTextChar
        {mso-style-name:"Balloon Text Char";
        mso-style-priority:99;
        mso-style-link:"Balloon Text";
        font-family:"Tahoma","sans-serif";}
span.EmailStyle19
        {mso-style-type:personal;
        font-family:"Book Antiqua","serif";
        color:windowtext;}
span.EmailStyle20
        {mso-style-type:personal-reply;
        font-family:"Times New Roman","serif";
        color:#262626;}
.MsoChpDefault
        {mso-style-type:export-only;
        font-size:10.0pt;}
@page WordSection1
        {size:8.5in 11.0in;
        margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
        {page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#262626'>The 2004 Code, that became effective in October 2005, was "upllemented" in January and November 2006 to fix a number of oversights in the 2-year behind schedule 2004 Code, and the 25% rule was put back in (I think in chapter 4 of the Existing Building Code).  The original 2004 Code and all of the supplements are now the 2004 Florida Building Code.  If you are doing any work subject to the 2004 Code, you must comply with that entire Code.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#262626'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#262626'>Chuck<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#262626'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Times New Roman","serif";color:navy'>Charles B. Hernicz, Esq.<br></span><b><span style='font-size:7.0pt;font-family:"Times New Roman","serif";color:#1F497D'>Board Certified in Construction Law by The Florida Bar<br></span></b><span style='font-family:"Lucida Calligraphy";color:blue'>Hernicz Legal Services, P.L.<br></span><span style='font-size:10.0pt;font-family:"Times New Roman","serif";color:navy'>15854 Bent Creek Road <br>Wellington, FL 33414 <br>Telephone: (561) 753-7511 <br>Facsimile: (561) 753-7082 <br></span><span style='font-size:10.0pt;font-family:"Times New Roman","serif";color:blue'><a href="Chernicz@HerniczLegal.com">Chernicz@HerniczLegal.com</a></span><span style='font-family:"Times New Roman","serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#262626'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#262626'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#262626'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> constructionlaw-bounces@lists.flabarrpptl.org [mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Raymond L. Robinson<br><b>Sent:</b> Monday, April 18, 2011 10:29 AM<br><b>To:</b> constructionlaw@lists.flabarrpptl.org<br><b>Subject:</b> [RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='text-align:justify;line-height:200%'>I have a situation where a client of mine, that suffered a loss from Hurricane Wilma, is having difficulty in a claim under its insurance policy in recovering the cost to repair/replace their roof up to the current  code.  Apparently there was an error in the 2004 Code which went  into effect on October  1, 2005 that omitted the 25% provision and the insurer is questioning whether they are obligated to pay for the new code upgrade even though the County is requiring same. Wilma hit on October 25,2005 but the Code was not corrected until after that date. <o:p></o:p></p><p class=MsoNormal style='text-align:justify;line-height:200%'><o:p> </o:p></p><p class=MsoNormal style='text-align:justify;line-height:200%'>Any help would be greatly appreciated.<o:p></o:p></p><p class=MsoNormal><span style='font-family:"Book Antiqua","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Book Antiqua","serif"'><o:p> </o:p></span></p><p class=MsoNormal><b><i><span style='font-family:"Book Antiqua","serif";color:#1F497D'>  Raymond L. Robinson, Esq.<o:p></o:p></span></i></b></p><p class=MsoNormal><b><i><span style='font-family:"Book Antiqua","serif";color:#1F497D'>  Cell: (305) 632-4384<o:p></o:p></span></i></b></p><p class=MsoNormal><b><i><span style='font-family:"Century Gothic","sans-serif";color:#1F497D'>  </span></i></b><b><i><span style='font-family:"Book Antiqua","serif";color:#1F497D'><a href="http://www.rrobinsonlaw.com/"><span style='color:#1F497D'>http://www.rrobinsonlaw.com/</span></a>  </span></i></b><b><i><span style='font-family:"Century Gothic","sans-serif";color:#1F497D'><o:p></o:p></span></i></b></p><p class=MsoNormal><b><i><span style='font-family:"Century Gothic","sans-serif";color:#1F497D'><o:p> </o:p></span></i></b></p><p class=MsoNormal><span style='color:#1F497D'><img border=0 width=252 height=72 id="Picture_x0020_1" src="cid:image001.png@01CBFDBF.0B71F670" alt="cid:image002.png@01CB0330.4CD28650"><img border=0 width=611 height=57 id="Picture_x0020_2" src="cid:image002.jpg@01CBFDBF.0B71F670" alt="LH Address Line"><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif";color:black'>* CONFIDENTIALITY NOTICE: This e-mail message, including attachments, if any, is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. Any unauthorized review, use, disclosure or distribution is prohibited. If you are not the intended recipient, please contact the sender by reply e-mail, destroy all copies of the original message, and do not disseminate it further. If you are the intended recipient but do not wish to receive communications through this medium, please advise the sender immediately.</span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal> <o:p></o:p></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Book Antiqua","serif";color:black'>Connect with Robinson & Associates, P.A.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'><o:p> </o:p></span></p><p class=MsoNormal><a href="http://www.facebook.com/home.php?#!/pages/Coral-Gables-FL/Robinson-Associates-PA/113822315326716?ref=sgm&ajaxpipe=1&__a=4"><span style='color:black;text-decoration:none'><img border=0 width=32 height=32 id="Picture_x0020_3" src="cid:image003.png@01CBFDBF.0B71F670" alt="Description: facebook 4040"></span></a><span style='color:black'>  </span><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>