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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='color:#1F497D'>Here it is.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='color:#1F497D'>Charles P. Young, Esq.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Emmanuel, Sheppard & Condon, P.A.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>30 South Spring Street<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Pensacola, Florida 32502<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>850-433-6581<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>850-429-0492 (Fax)<o:p></o:p></span></p></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> constructionlaw-bounces@lists.flabarrpptl.org [mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>William H. Beaver II, Esquire<br><b>Sent:</b> Monday, April 18, 2011 10:39 AM<br><b>To:</b> RPPTL constructionlaw<br><b>Subject:</b> Re: [RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:blue'>By the way, could you please resend the case as I seem to have inadvertently deleted that email. Thank you in advance.</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p></blockquote><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p></div><p class=MsoNormal><strong><span style='font-size:12.0pt;font-family:"Arial","sans-serif"'>William H. Beaver II, Esquire</span></strong><span style='font-size:10.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'>GrayRobinson, P.A.</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif";color:black'>301 East Pine Street, Suite 1400 </span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif";color:black'>P.O. Box 3068 (32802-3068)</span><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'> </span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Orlando, Florida 32801</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Main: 407-843-8880 | Fax: 407-244-5690</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Email: William.Beaver@gray-robinson.com</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><a href="http://gray-robinson.com/"><b><span style='color:maroon'>GRAY</span> | </b><b><span style='color:#333333'>ROBINSON</span></b></a><o:p></o:p></p><p class=MsoNormal><span style='font-size:6.0pt'><a href="http://www.gray-robinson.com/">ATTORNEYS AT LAW</a></span><o:p></o:p></p></div><p><br><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>This e-mail is intended only for the individual(s) or entity(s) named within the message. This e-mail might contain legally privileged and confidential information. If you properly received this e-mail as a client or retained expert, please hold it in confidence to protect the attorney-client or work product privileges. Should the intended recipient forward or disclose this message to another person or party, that action could constitute a waiver of the attorney-client privilege. If the reader of this message is not the intended recipient, or the agent responsible to deliver it to the intended recipient, you are hereby notified that any review, dissemination, distribution or copying of this communication is prohibited by the sender and to do so might constitute a violation of the Electronic Communications Privacy Act, 18 U.S.C. section 2510-2521. If this communication was received in error we apologize for the intrusion. Please notify us by reply e-mail and delete the original message without reading same. Nothing in this e-mail message shall, in and of itself, create an attorney-client relationship with the sender.<br><br>Disclaimer under Circular 230: Any statements regarding tax matters made herein, including any attachments, are not formal tax opinions by this firm, cannot be relied upon or used by any person to avoid tax penalties, and are not intended to be used or referred to in any marketing or promotional materials</span><span style='font-family:"Arial","sans-serif"'>.</span><o:p></o:p></p><p><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Please be advised that this law firm may be acting as a debt collector and is attempting to collect a debt and any information provided will be used for that purpose.</span><o:p></o:p></p><blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'><div class=MsoNormal align=center style='text-align:center'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><hr size=2 width="100%" align=center></span></div></blockquote><blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal style='margin-bottom:12.0pt'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> constructionlaw-bounces@lists.flabarrpptl.org [mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Chuck Young<br><b>Sent:</b> Monday, April 18, 2011 11:22 AM<br><b>To:</b> RPPTL constructionlaw<br><b>Subject:</b> Re: [RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>This is a case that I came across after Ivan that I saved but never had to actually argue to a Court. I do not recall finding anything at the time in Florida that was similar.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Sincerely,<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Chuck Y<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='color:#1F497D'>Charles P. Young, Esq.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Emmanuel, Sheppard & Condon, P.A.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>30 South Spring Street<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Pensacola, Florida 32502<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>850-433-6581<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>850-429-0492 (Fax)<o:p></o:p></span></p></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> constructionlaw-bounces@lists.flabarrpptl.org [mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>William H. Beaver II, Esquire<br><b>Sent:</b> Monday, April 18, 2011 10:07 AM<br><b>To:</b> RPPTL constructionlaw<br><b>Subject:</b> Re: [RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:blue'>Mr. Young:</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'> <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:blue'>The case seems to be pretty much dead on for the question posited. However, and this is a very legitimate question, have you had much success getting courts here to follow this, or any other out of state, ruling? And the obvious question...I assume there is nothing analogous from Florida?</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p></blockquote><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p></div><p class=MsoNormal><strong><span style='font-size:12.0pt;font-family:"Arial","sans-serif"'>William H. Beaver II, Esquire</span></strong><span style='font-size:10.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'>GrayRobinson, P.A.</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif";color:black'>301 East Pine Street, Suite 1400 </span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif";color:black'>P.O. Box 3068 (32802-3068)</span><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'> </span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Orlando, Florida 32801</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Main: 407-843-8880 | Fax: 407-244-5690</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Email: William.Beaver@gray-robinson.com</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p><p class=MsoNormal><a href="http://gray-robinson.com/"><b><span style='color:maroon'>GRAY</span> | </b><b><span style='color:#333333'>ROBINSON</span></b></a><o:p></o:p></p><p class=MsoNormal><span style='font-size:6.0pt'><a href="http://www.gray-robinson.com/">ATTORNEYS AT LAW</a></span><o:p></o:p></p></div><p><br><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>This e-mail is intended only for the individual(s) or entity(s) named within the message. This e-mail might contain legally privileged and confidential information. If you properly received this e-mail as a client or retained expert, please hold it in confidence to protect the attorney-client or work product privileges. Should the intended recipient forward or disclose this message to another person or party, that action could constitute a waiver of the attorney-client privilege. If the reader of this message is not the intended recipient, or the agent responsible to deliver it to the intended recipient, you are hereby notified that any review, dissemination, distribution or copying of this communication is prohibited by the sender and to do so might constitute a violation of the Electronic Communications Privacy Act, 18 U.S.C. section 2510-2521. If this communication was received in error we apologize for the intrusion. Please notify us by reply e-mail and delete the original message without reading same. Nothing in this e-mail message shall, in and of itself, create an attorney-client relationship with the sender.<br><br>Disclaimer under Circular 230: Any statements regarding tax matters made herein, including any attachments, are not formal tax opinions by this firm, cannot be relied upon or used by any person to avoid tax penalties, and are not intended to be used or referred to in any marketing or promotional materials</span><span style='font-family:"Arial","sans-serif"'>.</span><o:p></o:p></p><p><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Please be advised that this law firm may be acting as a debt collector and is attempting to collect a debt and any information provided will be used for that purpose.</span><o:p></o:p></p><blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'><div class=MsoNormal align=center style='text-align:center'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><hr size=2 width="100%" align=center></span></div></blockquote><blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal style='margin-bottom:12.0pt'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> constructionlaw-bounces@lists.flabarrpptl.org [mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Chuck Young<br><b>Sent:</b> Monday, April 18, 2011 10:51 AM<br><b>To:</b> RPPTL constructionlaw<br><b>Subject:</b> Re: [RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Mr. Robinson,<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>See if this case is the type of argument you are looking for?<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Sincerely,<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Chuck Y<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='color:#1F497D'>Charles P. Young, Esq.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Emmanuel, Sheppard & Condon, P.A.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>30 South Spring Street<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Pensacola, Florida 32502<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>850-433-6581<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>850-429-0492 (Fax)<o:p></o:p></span></p></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> constructionlaw-bounces@lists.flabarrpptl.org [mailto:constructionlaw-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Raymond L. Robinson<br><b>Sent:</b> Monday, April 18, 2011 9:29 AM<br><b>To:</b> constructionlaw@lists.flabarrpptl.org<br><b>Subject:</b> [RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal style='text-align:justify;line-height:200%'>I have a situation where a client of mine, that suffered a loss from Hurricane Wilma, is having difficulty in a claim under its insurance policy in recovering the cost to repair/replace their roof up to the current code. Apparently there was an error in the 2004 Code which went into effect on October 1, 2005 that omitted the 25% provision and the insurer is questioning whether they are obligated to pay for the new code upgrade even though the County is requiring same. Wilma hit on October 25,2005 but the Code was not corrected until after that date. <o:p></o:p></p><p class=MsoNormal style='text-align:justify;line-height:200%'><o:p> </o:p></p><p class=MsoNormal style='text-align:justify;line-height:200%'>Any help would be greatly appreciated.<o:p></o:p></p><p class=MsoNormal><span style='font-family:"Book Antiqua","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-family:"Book Antiqua","serif"'><o:p> </o:p></span></p><p class=MsoNormal><b><i><span style='font-family:"Book Antiqua","serif";color:#1F497D'> Raymond L. Robinson, Esq.<o:p></o:p></span></i></b></p><p class=MsoNormal><b><i><span style='font-family:"Book Antiqua","serif";color:#1F497D'> Cell: (305) 632-4384<o:p></o:p></span></i></b></p><p class=MsoNormal><b><i><span style='font-family:"Century Gothic","sans-serif";color:#1F497D'> </span></i></b><b><i><span style='font-family:"Book Antiqua","serif";color:#1F497D'><a href="http://www.rrobinsonlaw.com/"><span style='color:#1F497D'>http://www.rrobinsonlaw.com/</span></a> </span></i></b><b><i><span style='font-family:"Century Gothic","sans-serif";color:#1F497D'><o:p></o:p></span></i></b></p><p class=MsoNormal><b><i><span style='font-family:"Century Gothic","sans-serif";color:#1F497D'><o:p> </o:p></span></i></b></p><p class=MsoNormal><span style='color:#1F497D'><img border=0 width=252 height=72 id="Picture_x0020_1" src="cid:image001.png@01CBFDB5.56E66A00" alt="cid:image002.png@01CB0330.4CD28650"><img border=0 width=611 height=57 id="Picture_x0020_2" src="cid:image002.jpg@01CBFDB5.56E66A00" alt="LH Address Line"><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif";color:black'>* CONFIDENTIALITY NOTICE: This e-mail message, including attachments, if any, is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. 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