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<DIV align=left dir=ltr><SPAN class=126273815-18042011><FONT color=#0000ff face=Arial size=2>By the way, could you please resend the case as I seem to
have inadvertently deleted that email. Thank you in
advance.</FONT></SPAN></DIV><BR>
<BLOCKQUOTE dir=ltr style="MARGIN-RIGHT: 0px">
<DIV align=left class=OutlookMessageHeader dir=ltr lang=en-us>
</DIV></BLOCKQUOTE><BR></DIV>
<DIV ALIGN="center"></DIV>
<DIV></DIV>
<DIV ALIGN="left"><FONT FACE="Arial"><STRONG>William H. Beaver II, Esquire</STRONG><BR></FONT><FONT SIZE="2">
<DIV STYLE="FONT-SIZE: 8pt; FONT-FAMILY: courier">
<DIV ALIGN="left"><FONT FACE="Arial" SIZE="2"></FONT></DIV>
<DIV ALIGN="left"><FONT COLOR="black" FACE="Arial" SIZE="2">GrayRobinson, P.A.</FONT></DIV>
<DIV ALIGN="left"><FONT COLOR="black" FACE="Arial" SIZE="1">301 East Pine Street, Suite 1400 </FONT></DIV>
<DIV ALIGN="left"><FONT SIZE="1"><FONT FACE="Arial"><FONT COLOR="black">P.O. Box 3068 (32802-3068)</FONT> </FONT></FONT></DIV>
<DIV ALIGN="left">
<DIV ALIGN="left"><FONT FACE="Arial" SIZE="1">Orlando, Florida 32801</FONT></DIV>
<DIV ALIGN="left"><FONT FACE="Arial" SIZE="1">Main: 407-843-8880 | Fax: 407-244-5690</FONT></DIV>
<DIV ALIGN="left"><FONT FACE="Arial" SIZE="1"> </FONT></DIV>
<DIV ALIGN="left">
<DIV ALIGN="left"><FONT FACE="Arial" SIZE="1">Email: William.Beaver@gray-robinson.com</FONT></DIV></DIV>
<DIV ALIGN="left"><FONT FACE="Times New Roman" SIZE="1">
<P CLASS="MsoNormal" STYLE="MARGIN: 0in 0in 0pt"><A HREF="http://gray-robinson.com/"><B STYLE="mso-bidi-font-weight: normal"><SPAN STYLE="FONT-SIZE: 11pt; COLOR: maroon">GRAY</SPAN></B><B STYLE="mso-bidi-font-weight: normal"><SPAN STYLE="FONT-SIZE: 11pt"> | <SPAN STYLE="COLOR: #333333">ROBINSON</SPAN></SPAN></B></A></P>
<P CLASS="MsoNormal" STYLE="MARGIN: 0in 0in 0pt"><SPAN STYLE="FONT-SIZE: 6pt"><SPAN STYLE="mso-spacerun: yes"></SPAN><A HREF="http://www.gray-robinson.com/">ATTORNEYS AT LAW</A></SPAN></P></FONT>
<P></P></DIV></DIV></DIV></FONT><STRONG><A HREF="http://www.gray-robinson.com/"><FONT COLOR="maroon" FACE="Arial" SIZE="1"></FONT></A></STRONG></DIV>
<P><BR><FONT SIZE="1"></FONT><FONT FACE="Arial"><FONT SIZE="1">This e-mail is intended only for the individual(s) or entity(s) named within the message. This e-mail might contain legally privileged and confidential information. If you properly received this e-mail as a client or retained expert, please hold it in confidence to protect the attorney-client or work product privileges. Should the intended recipient forward or disclose this message to another person or party, that action could constitute a waiver of the attorney-client privilege. If the reader of this message is not the intended recipient, or the agent responsible to deliver it to the intended recipient, you are hereby notified that any review, dissemination, distribution or copying of this communication is prohibited by the sender and to do so might constitute a violation of the Electronic Communications Privacy Act, 18 U.S.C. section 2510-2521. If this communication was received in error we apologize for the intrusion. Please notify us by reply e-mail and delete the original message without reading same. Nothing in this e-mail message shall, in and of itself, create an attorney-client relationship with the sender.<BR><BR>Disclaimer under Circular 230: Any statements regarding tax matters made herein, including any attachments, are not formal tax opinions by this firm, cannot be relied upon or used by any person to avoid tax penalties, and are not intended to be used or referred to in any marketing or promotional materials</FONT>.</FONT><FONT FACE="Arial"></FONT></P>
<P><FONT FACE="Arial" SIZE="1">Please be advised that this law firm may be acting as a debt collector and is attempting to collect a debt and any information provided will be used for that purpose.<BR></FONT></P>
<P><BLOCKQUOTE dir=ltr style="MARGIN-RIGHT: 0px"><DIV align=left class=OutlookMessageHeader dir=ltr lang=en-us><HR tabIndex=-1></DIV></BLOCKQUOTE><BR><BLOCKQUOTE dir=ltr style="MARGIN-RIGHT: 0px"><DIV align=left class=OutlookMessageHeader dir=ltr lang=en-us>
<FONT face=Tahoma size=2><B>From:</B>
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <B>On Behalf Of
</B>Chuck Young<BR><B>Sent:</B> Monday, April 18, 2011 11:22 AM<BR><B>To:</B>
RPPTL constructionlaw<BR><B>Subject:</B> Re: [RPPTL-constructionlaw] Hurrican
Wilma Claim/ 25% Rule<BR></FONT><BR></DIV>
<DIV></DIV>
<DIV class=WordSection1>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">This is a case that I came
across after Ivan that I saved but never had to actually argue to a
Court. I do not recall finding anything at the time in Florida that was
similar.<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Sincerely,<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Chuck Y<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<DIV>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Charles P. Young,
Esq.<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Board Certified in
Construction Law<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Emmanuel, Sheppard &
Condon, P.A.<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">30 South Spring
Street<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Pensacola, Florida
32502<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">850-433-6581<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">850-429-0492
(Fax)<o:p></o:p></SPAN></P></DIV>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<DIV>
<DIV style="BORDER-RIGHT: medium none; PADDING-RIGHT: 0in; BORDER-TOP: #b5c4df 1pt solid; PADDING-LEFT: 0in; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; PADDING-TOP: 3pt; BORDER-BOTTOM: medium none">
<P class=MsoNormal><B><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Tahoma','sans-serif'">From:</SPAN></B><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Tahoma','sans-serif'">
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <B>On Behalf Of
</B>William H. Beaver II, Esquire<BR><B>Sent:</B> Monday, April 18, 2011 10:07
AM<BR><B>To:</B> RPPTL constructionlaw<BR><B>Subject:</B> Re:
[RPPTL-constructionlaw] Hurrican Wilma Claim/ 25%
Rule<o:p></o:p></SPAN></P></DIV></DIV>
<P class=MsoNormal><o:p> </o:p></P>
<DIV>
<P class=MsoNormal><SPAN style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: 'Arial','sans-serif'">Mr.
Young:</SPAN><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'"><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'"> <o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 10pt; COLOR: blue; FONT-FAMILY: 'Arial','sans-serif'">The
case seems to be pretty much dead on for the question posited. However,
and this is a very legitimate question, have you had much success getting
courts here to follow this, or any other out of state, ruling? And the
obvious question...I assume there is nothing analogous from
Florida?</SPAN><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'"><o:p></o:p></SPAN></P>
<BLOCKQUOTE style="MARGIN-TOP: 5pt; MARGIN-BOTTOM: 5pt; MARGIN-RIGHT: 0in">
<P class=MsoNormal><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'"><o:p> </o:p></SPAN></P></BLOCKQUOTE>
<P class=MsoNormal><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'"><o:p> </o:p></SPAN></P></DIV>
<P class=MsoNormal><STRONG><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Arial','sans-serif'">William H. Beaver
II, Esquire</SPAN></STRONG><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Times New Roman','serif'"><o:p></o:p></SPAN></P>
<DIV>
<P class=MsoNormal><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: 'Arial','sans-serif'">GrayRobinson,
P.A.</SPAN><SPAN style="FONT-SIZE: 8pt; FONT-FAMILY: Courier"><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 7.5pt; COLOR: black; FONT-FAMILY: 'Arial','sans-serif'">301
East Pine Street, Suite 1400 </SPAN><SPAN style="FONT-SIZE: 8pt; FONT-FAMILY: Courier"><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 7.5pt; COLOR: black; FONT-FAMILY: 'Arial','sans-serif'">P.O.
Box 3068 (32802-3068)</SPAN><SPAN style="FONT-SIZE: 7.5pt; FONT-FAMILY: 'Arial','sans-serif'"> </SPAN><SPAN style="FONT-SIZE: 8pt; FONT-FAMILY: Courier"><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 7.5pt; FONT-FAMILY: 'Arial','sans-serif'">Orlando, Florida
32801</SPAN><SPAN style="FONT-SIZE: 8pt; FONT-FAMILY: Courier"><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 7.5pt; FONT-FAMILY: 'Arial','sans-serif'">Main: 407-843-8880
| Fax: 407-244-5690</SPAN><SPAN style="FONT-SIZE: 8pt; FONT-FAMILY: Courier"><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 7.5pt; FONT-FAMILY: 'Arial','sans-serif'">Email:
William.Beaver@gray-robinson.com</SPAN><SPAN style="FONT-SIZE: 8pt; FONT-FAMILY: Courier"><o:p></o:p></SPAN></P>
<P class=MsoNormal><A href="http://gray-robinson.com/"><B><SPAN style="COLOR: maroon">GRAY</SPAN> | </B><B><SPAN style="COLOR: #333333">ROBINSON</SPAN></B></A><o:p></o:p></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 6pt"><A href="http://www.gray-robinson.com/">ATTORNEYS AT
LAW</A></SPAN><o:p></o:p></P></DIV>
<P><BR><SPAN style="FONT-SIZE: 7.5pt; FONT-FAMILY: 'Arial','sans-serif'">This
e-mail is intended only for the individual(s) or entity(s) named within the
message. This e-mail might contain legally privileged and confidential
information. If you properly received this e-mail as a client or retained
expert, please hold it in confidence to protect the attorney-client or work
product privileges. Should the intended recipient forward or disclose this
message to another person or party, that action could constitute a waiver of
the attorney-client privilege. If the reader of this message is not the
intended recipient, or the agent responsible to deliver it to the intended
recipient, you are hereby notified that any review, dissemination,
distribution or copying of this communication is prohibited by the sender and
to do so might constitute a violation of the Electronic Communications Privacy
Act, 18 U.S.C. section 2510-2521. If this communication was received in error
we apologize for the intrusion. Please notify us by reply e-mail and delete
the original message without reading same. Nothing in this e-mail message
shall, in and of itself, create an attorney-client relationship with the
sender.<BR><BR>Disclaimer under Circular 230: Any statements regarding tax
matters made herein, including any attachments, are not formal tax opinions by
this firm, cannot be relied upon or used by any person to avoid tax penalties,
and are not intended to be used or referred to in any marketing or promotional
materials</SPAN><SPAN style="FONT-FAMILY: 'Arial','sans-serif'">.</SPAN><o:p></o:p></P>
<P><SPAN style="FONT-SIZE: 7.5pt; FONT-FAMILY: 'Arial','sans-serif'">Please be
advised that this law firm may be acting as a debt collector and is attempting
to collect a debt and any information provided will be used for that
purpose.</SPAN><o:p></o:p></P>
<BLOCKQUOTE style="MARGIN-TOP: 5pt; MARGIN-BOTTOM: 5pt; MARGIN-RIGHT: 0in">
<DIV align=center class=MsoNormal style="TEXT-ALIGN: center"><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'">
<HR align=center SIZE=2 width="100%">
</SPAN></DIV></BLOCKQUOTE>
<BLOCKQUOTE style="MARGIN-TOP: 5pt; MARGIN-BOTTOM: 5pt; MARGIN-RIGHT: 0in">
<P class=MsoNormal><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'"><o:p> </o:p></SPAN></P>
<P class=MsoNormal style="MARGIN-BOTTOM: 12pt"><B><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Tahoma','sans-serif'">From:</SPAN></B><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Tahoma','sans-serif'">
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <B>On Behalf Of
</B>Chuck Young<BR><B>Sent:</B> Monday, April 18, 2011 10:51
AM<BR><B>To:</B> RPPTL constructionlaw<BR><B>Subject:</B> Re:
[RPPTL-constructionlaw] Hurrican Wilma Claim/ 25% Rule</SPAN><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Times New Roman','serif'"><o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Mr.
Robinson,<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">See if this case is the type
of argument you are looking for?<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Sincerely,<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Chuck
Y<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<DIV>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Charles P. Young,
Esq.<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Board Certified in
Construction Law<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Emmanuel, Sheppard &
Condon, P.A.<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">30 South Spring
Street<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">Pensacola, Florida
32502<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">850-433-6581<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d">850-429-0492
(Fax)<o:p></o:p></SPAN></P></DIV>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><o:p> </o:p></SPAN></P>
<DIV>
<DIV style="BORDER-RIGHT: medium none; PADDING-RIGHT: 0in; BORDER-TOP: #b5c4df 1pt solid; PADDING-LEFT: 0in; PADDING-BOTTOM: 0in; BORDER-LEFT: medium none; PADDING-TOP: 3pt; BORDER-BOTTOM: medium none">
<P class=MsoNormal><B><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Tahoma','sans-serif'">From:</SPAN></B><SPAN style="FONT-SIZE: 10pt; FONT-FAMILY: 'Tahoma','sans-serif'">
constructionlaw-bounces@lists.flabarrpptl.org
[mailto:constructionlaw-bounces@lists.flabarrpptl.org] <B>On Behalf Of
</B>Raymond L. Robinson<BR><B>Sent:</B> Monday, April 18, 2011 9:29
AM<BR><B>To:</B> constructionlaw@lists.flabarrpptl.org<BR><B>Subject:</B>
[RPPTL-constructionlaw] Hurrican Wilma Claim/ 25%
Rule<o:p></o:p></SPAN></P></DIV></DIV>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal style="LINE-HEIGHT: 200%; TEXT-ALIGN: justify">I have a
situation where a client of mine, that suffered a loss from Hurricane Wilma,
is having difficulty in a claim under its insurance policy in recovering the
cost to repair/replace their roof up to the current code.
Apparently there was an error in the 2004 Code which went into effect
on October 1, 2005 that omitted the 25% provision and the insurer is
questioning whether they are obligated to pay for the new code upgrade even
though the County is requiring same. Wilma hit on October 25,2005 but
the Code was not corrected until after that date. <o:p></o:p></P>
<P class=MsoNormal style="LINE-HEIGHT: 200%; TEXT-ALIGN: justify"><o:p> </o:p></P>
<P class=MsoNormal style="LINE-HEIGHT: 200%; TEXT-ALIGN: justify">Any help
would be greatly appreciated.<o:p></o:p></P>
<P class=MsoNormal><SPAN style="FONT-FAMILY: 'Book Antiqua','serif'"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><SPAN style="FONT-FAMILY: 'Book Antiqua','serif'"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><B><I><SPAN style="COLOR: #1f497d; FONT-FAMILY: 'Book Antiqua','serif'"> Raymond
L. Robinson, Esq.<o:p></o:p></SPAN></I></B></P>
<P class=MsoNormal><B><I><SPAN style="COLOR: #1f497d; FONT-FAMILY: 'Book Antiqua','serif'"> Cell:
(305) 632-4384<o:p></o:p></SPAN></I></B></P>
<P class=MsoNormal><B><I><SPAN style="COLOR: #1f497d; FONT-FAMILY: 'Century Gothic','sans-serif'">
</SPAN></I></B><B><I><SPAN style="COLOR: #1f497d; FONT-FAMILY: 'Book Antiqua','serif'"><A href="http://www.rrobinsonlaw.com/"><SPAN style="COLOR: #1f497d">http://www.rrobinsonlaw.com/</SPAN></A> </SPAN></I></B><B><I><SPAN style="COLOR: #1f497d; FONT-FAMILY: 'Century Gothic','sans-serif'"><o:p></o:p></SPAN></I></B></P>
<P class=MsoNormal><B><I><SPAN style="COLOR: #1f497d; FONT-FAMILY: 'Century Gothic','sans-serif'"><o:p> </o:p></SPAN></I></B></P>
<P class=MsoNormal><SPAN style="COLOR: #1f497d"><IMG alt=cid:image002.png@01CB0330.4CD28650 border=0 height=72 id=Picture_x0020_1 src="cid:126273815@18042011-1913" width=252><IMG alt="LH Address Line" border=0 height=57 id=Picture_x0020_2 src="cid:126273815@18042011-191A" width=611><o:p></o:p></SPAN></P>
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<P class=MsoNormal> <o:p></o:p></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: 'Book Antiqua','serif'">Connect
with Robinson & Associates, P.A.<o:p></o:p></SPAN></P>
<P class=MsoNormal><SPAN style="FONT-SIZE: 10pt; COLOR: black; FONT-FAMILY: 'Verdana','sans-serif'"><o:p> </o:p></SPAN></P>
<P class=MsoNormal><A href="http://www.facebook.com/home.php?#!/pages/Coral-Gables-FL/Robinson-Associates-PA/113822315326716?ref=sgm&ajaxpipe=1&__a=4"><SPAN style="COLOR: black; TEXT-DECORATION: none"><IMG alt="Description: facebook 4040" border=0 height=32 id=Picture_x0020_3 src="cid:126273815@18042011-1921" width=32></SPAN></A><SPAN style="COLOR: black"> </SPAN><o:p></o:p></P>
<P class=MsoNormal><o:p> </o:p></P>
<P class=MsoNormal><o:p> </o:p></P></BLOCKQUOTE></DIV></BLOCKQUOTE> </P>
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