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<p class="MsoNormal"><span style="color:#1F497D">Was the notice of commencement recorded before the mortgage, perhaps? That would get the lender really interested.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p style="FONT-SIZE: 9pt; FONT-FAMILY: Arial"><strong><span style="FONT-SIZE: 10pt">Bruce Partington | Shareholder<br>
Board Certified Specialist in Construction Law</span><br>
</strong><a href="mailto:bpartington@clarkpartington.com"><font color="#02b2ee">bpartington@clarkpartington.com</font></a><font color="#02b2ee"> |
<u>(850) 432-1399</u></font></p>
<p style="FONT-SIZE: 9pt; FONT-FAMILY: Arial"><span style="FONT-SIZE: 10pt"></span><strong><font size="2">CLARK PARTINGTON</font></strong><br style="FONT-SIZE: 9pt; FONT-FAMILY: Arial">
Office: (850) 434-9200 | Fax: (850) 432-7340 <br style="FONT-SIZE: 9pt; FONT-FAMILY: Arial">
125 East Intendencia Street, 4th Floor <br style="FONT-SIZE: 9pt; FONT-FAMILY: Arial">
Pensacola, Florida 32502 <br style="FONT-SIZE: 9pt; FONT-FAMILY: Arial">
<a style="FONT-SIZE: 9pt; FONT-FAMILY: Arial" href="https://clarkpartington.com/"><font title="" style="FONT-SIZE: 9pt; FONT-FAMILY: Arial" color="#02b2ee">clarkpartington.com</font></a>
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<p style="FONT-SIZE: 9pt; FONT-FAMILY: Arial"><a href="http://clarkpartington.com/"><img border="0" src="cid:logo4_d1062d3d-30e4-47df-99af-a59488723ed9.jpg"></a></p>
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<p class="MsoNormal"><b><span style="mso-ligatures:none">From:</span></b><span style="mso-ligatures:none"> clc-discussion-bounces@lists.flabarrpptl.org <clc-discussion-bounces@lists.flabarrpptl.org>
<b>On Behalf Of </b>RPPTL CLC-Discussion<br>
<b>Sent:</b> Monday, July 17, 2023 4:56 PM<br>
<b>To:</b> clc-discussion@lists.flabarrpptl.org<br>
<b>Subject:</b> [CLC-Discussion] Lender asserting rights under 713.21 and 713.31<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Hi everyone. Hope all are well.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">I have an issue that has come up that I have not encountered before that involves a construction mortgage lender asserting the rights of the owner under 713.21 and 713.31.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Lender and Owner / Borrower are not adverse (obviously, always the potential for conflict between a Lender and Borrower).<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Lender was granted an assignment of Owner’s right to defend title to the real property to protect the lien granted under the Mortgage.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Contractor has filed a lien that is invalid on its face. Contractor blew 90 days by a mile.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Lender wants to have the lien discharged under a 713.21 action and also include an action under 713.31. I have handled these claims many times but the Plaintiff was always the Owner.<o:p></o:p></p>
<p class="MsoNormal"><br>
I have never seen a scenario where the Lender wanted to contest the lien on its own accord, which it has the right to do under the language in the mortgage.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Has anyone ever dealt with this. Seems straight forward but again, first time I have done it from the context of a lender asserting claim.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Any insight would be greatly appreciated.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
<p class="MsoNormal">Thanks all.<o:p></o:p></p>
<p class="MsoNormal"> <o:p></o:p></p>
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<p class="MsoNormal"><a href="https://link.edgepilot.com/s/d2e09a79/1HrZFBGfz0uf1ILVmVuVwA?u=https://www.qpwblaw.com/" target="_blank"><span style="font-size:1.0pt;color:blue;text-decoration:none"><img border="0" width="90" height="81" style="width:.9416in;height:.8416in" id="Picture_x0020_1" src="cid:image001.jpg@01D9B8D1.51641750"></span></a><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">Michael J. Barker</span></b><b><span style="font-size:1.0pt;font-family:"remialcxesans",serif;color:white"></span></b><b><span style="font-size:1.0pt;font-family:template-a3X8WgCsEe6QfAAiSCOENg;color:white"></span></b><b><span style="font-size:1.0pt;font-family:zone-1;color:white"></span></b><b><span style="font-size:1.0pt;font-family:zones-AQ;color:white"></span></b><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001"> | </span><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">Partner</span></b><o:p></o:p></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#000001">Quintairos, Prieto, Wood & Boyer, P.A.</span></b><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">12428 San Jose Blvd., Suite 1</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">, </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">Jacksonville</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">, </span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">FL</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">32223</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">Email: <a href="mailto:mbarker@qpwblaw.com" target="_blank"><span style="color:#000001">mbarker@qpwblaw.com</span></a></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001"><a href="https://link.edgepilot.com/s/d2e09a79/1HrZFBGfz0uf1ILVmVuVwA?u=https://www.qpwblaw.com/" target="_blank"><span style="color:#000001;text-decoration:none">Web: </span><span style="color:#000001">https://link.edgepilot.com/s/4fc85814/MedgEnIRj0WqcyrcpoUNqg?u=http://www.qpwblaw.com/</span></a></span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">Mobile: <a href="tel:(904)%20226-3660" target="_blank"><span style="color:#000001;text-decoration:none">(904) 226-3660</span></a></span><o:p></o:p></p>
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<p class="MsoNormal" style="line-height:8.0pt;mso-line-height-rule:exactly"><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">Arizona </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">California </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Colorado </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Florida </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Georgia </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">Illinois </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">Indiana </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Kentucky </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Louisiana </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Maryland </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Massachusetts</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001"><br>
<span style="background:white">Michigan </span></span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Mississippi </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Nevada </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> New Jersey </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Segoe UI Symbol",sans-serif;color:#000001;background:#F0F0F0"> </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">New York </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">Rhode Island </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">Tennessee </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Texas </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">USVI</span><o:p></o:p></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:red">NOTICE: Quintairos, Prieto, Wood & Boyer, P. A. is a debt collector and any information obtained may be used for that purpose.
</span><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">This e-mail message and any attachment to this e-mail message contains confidential information that may be legally privileged. If you are not the intended recipient, you must
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note that if this e-mail message contains a forwarded message or is a reply to a prior message, some or all of the contents of this message or any attachments may not have been produced by Quintairos, Prieto Wood & Boyer, P. A.</span><o:p></o:p></p>
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