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<p class="MsoNormal">Hi everyone. Hope all are well.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">I have an issue that has come up that I have not encountered before that involves a construction mortgage lender asserting the rights of the owner under 713.21 and 713.31.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Lender and Owner / Borrower are not adverse (obviously, always the potential for conflict between a Lender and Borrower).<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Lender was granted an assignment of Owner’s right to defend title to the real property to protect the lien granted under the Mortgage.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Contractor has filed a lien that is invalid on its face. Contractor blew 90 days by a mile.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Lender wants to have the lien discharged under a 713.21 action and also include an action under 713.31. I have handled these claims many times but the Plaintiff was always the Owner.<o:p></o:p></p>
<p class="MsoNormal"><br>
I have never seen a scenario where the Lender wanted to contest the lien on its own accord, which it has the right to do under the language in the mortgage.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Has anyone ever dealt with this. Seems straight forward but again, first time I have done it from the context of a lender asserting claim.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Any insight would be greatly appreciated.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Thanks all.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
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<p class="MsoNormal"><a href="https://www.qpwblaw.com/" target="_blank"><span style="font-size:1.0pt;color:blue;text-decoration:none"><img border="0" width="90" height="81" style="width:.9375in;height:.8437in" id="Picture_x0020_1" src="cid:image001.jpg@01D9B8D7.E9517750"></span></a><span style="font-size:1.0pt;mso-ligatures:none"><o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">Michael J. Barker</span></b><b><span style="font-size:1.0pt;font-family:"remialcxesans",serif;color:white"></span></b><b><span style="font-size:1.0pt;font-family:"template-a3X8WgCsEe6QfAAiSCOENg",serif;color:white"></span></b><b><span style="font-size:1.0pt;font-family:"zone-1",serif;color:white"></span></b><b><span style="font-size:1.0pt;font-family:"zones-AQ",serif;color:white"></span></b><b><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001"><o:p></o:p></span></b></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001"> | <o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">Partner<o:p></o:p></span></b></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Arial",sans-serif;color:#000001">Quintairos, Prieto, Wood & Boyer, P.A.<o:p></o:p></span></b></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">12428 San Jose Blvd., Suite 1<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">, <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">Jacksonville<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">FL<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">32223<o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">Email: <a href="mailto:mbarker@qpwblaw.com" target="_blank"><span style="color:#000001">mbarker@qpwblaw.com</span></a><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001"> <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001"><a href="https://www.qpwblaw.com/" target="_blank"><span style="color:#000001;text-decoration:none">Web: </span><span style="color:#000001">www.qpwblaw.com</span></a><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">Mobile: <a href="tel:(904)%20226-3660" target="_blank"><span style="color:#000001;text-decoration:none">(904) 226-3660</span></a><o:p></o:p></span></p>
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<p class="MsoNormal" style="line-height:8.0pt;mso-line-height-rule:exactly"><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">Arizona </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">California </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Colorado </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Florida </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Georgia </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">Illinois </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">Indiana </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Kentucky </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Louisiana </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Maryland </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Massachusetts</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001"><br>
<span style="background:white">Michigan </span></span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Mississippi </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Nevada </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> New Jersey </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Segoe UI Symbol",sans-serif;color:#000001;background:#F0F0F0"> </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">New York </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">Rhode Island </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">Tennessee </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆</span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white"> Texas </span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001;background:#ECECEC">◆ </span><span style="font-size:7.5pt;font-family:"Arial",sans-serif;color:#000001;background:white">USVI</span><span style="font-size:7.5pt;font-family:"Cambria Math",serif;color:#000001"><o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:red">NOTICE: Quintairos, Prieto, Wood & Boyer, P. A. is a debt collector and any information obtained may be used for that purpose.
</span><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:#000001">This e-mail message and any attachment to this e-mail message contains confidential information that may be legally privileged. If you are not the intended recipient, you must
not review, retransmit, convert to hard copy, copy, use or disseminate this e-mail or any attachments to it. If you received this e-mail in error, please notify us immediately by return e-mail or by telephone at (855)287-0240 and delete this message. Please
note that if this e-mail message contains a forwarded message or is a reply to a prior message, some or all of the contents of this message or any attachments may not have been produced by Quintairos, Prieto Wood & Boyer, P. A.</span><span style="font-size:8.0pt;font-family:"Arial",sans-serif;color:red"><o:p></o:p></span></p>
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