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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple style='word-wrap:break-word'><div class=WordSection1><p class=MsoNormal>We should have a telephonic discussion about the 1DCA opinion and how it benefits all lenders, owners, lienors and especially title insurance companies. The only individuals that will not benefit from the holding are attorneys doing claims work for the title insurance companies as less priority claims will need to be litigated.<o:p></o:p></p><p class=MsoNormal> <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Sincerely,<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Barry Kalmanson<o:p></o:p></p><p class=MsoNormal>500 N. Maitland Avenue<o:p></o:p></p><p class=MsoNormal>Suite 305<o:p></o:p></p><p class=MsoNormal>Maitland, Fl. 32751<o:p></o:p></p><p class=MsoNormal>407-645-4500 x 215<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>WWW.BARRYKALMANSON.COM <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'><o:p> </o:p></span></p><div><blockquote style='border:none;border-left:solid blue 1.5pt;padding:0in 0in 0in 2.0pt;margin-top:5.0pt;margin-bottom:5.0pt'><div><div id=yiv1804232658><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial",sans-serif;color:black'><o:p> </o:p></span></p></div></div></div></div></div></blockquote></div></div></div></body></html>