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<span style="font-size: 10pt;">I cannot continue on a case in Osceola County and am looking for a firm to assume representation. <o:p></o:p></span></p>
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<span style="font-size: 10pt;"><o:p> </o:p></span></p>
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<span style="font-size: 10pt;">The Client inherited his mother's home which had a remaining mortgage less that $15,000. He began making payments and then the servicing company changed and my client failed to make a payment. Because of the amount of equity,
after 45-60 days the loan was defaulted. My client contacted the servicing company and was told that he could bring the loan current by paying them to catch up the payments. Here are some of the facts:<o:p></o:p></span></p>
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<span style="font-size: 10pt;"><o:p> </o:p></span></p>
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<span style="font-size:10.0pt;mso-fareast-font-family:
"Times New Roman";mso-bidi-font-family:"Times New Roman"">On or before January 14, 2012, Client contacted SERVICER regarding the past due amount on the loan and requesting a verification of the debt.
A SERVICER representative informed Client that $613.04 was due in order to cure the default. This amount corresponds to the “past due” amount contained in the January 17, 2012 statement that Client had yet to receive. <o:p></o:p></span>
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<span style="font-size:10.0pt;mso-fareast-font-family:
"Times New Roman";mso-bidi-font-family:"Times New Roman"">By check dated January 14, 2012, Client remitted by U.S. Mail check # 433 in the amount of $613.04. SERVICER received the check on or about
January 23, 2012. <o:p></o:p></span> </li><li class="MsoNormal" style="line-height: normal; background-image: initial; background-">
<span style="font-size:10.0pt;mso-fareast-font-family:
"Times New Roman";mso-bidi-font-family:"Times New Roman"">By letter dated February 7, 2012, SERVICER returned the check in the amount of $613.04 because it was insufficient to cure the default, however,
SERVICER did not inform Client how much additional money was needed.<o:p></o:p></span>
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<span style="font-size:10.0pt;mso-fareast-font-family:
"Times New Roman";mso-bidi-font-family:"Times New Roman"">Defendant received the returned check on February 7, 2012. That same evening at 7:38 pm, Client contacted SERVICER and inquired what amount
was required to cure the default. Client was informed that $1,209.80 was needed. That very same day, Client remitted check #440 in the amount $1,209.80. Although the check was remitted on February 9, 2012, the check indicates that the check was not processed
until February 27, 2012. <o:p></o:p></span> </li><li class="MsoNormal" style="line-height: normal; background-image: initial; background-">
<span style="font-size:10.0pt;mso-fareast-font-family:
"Times New Roman";mso-bidi-font-family:"Times New Roman"">According to the statement date of January 17, 2012, the total amount due at that time was $1,209.80, the exact amount remitted by Client.<o:p></o:p></span>
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<span style="font-size:10.0pt;mso-fareast-font-family:
"Times New Roman";mso-bidi-font-family:"Times New Roman"">Based on information and belief, SERVICER failed to process the check until after the next statement dropped which resulted in a total amount
due in excess of check # 440.<o:p></o:p></span> </li><li class="MsoNormal" style="line-height: normal; background-image: initial; background-">
<span style="font-size:10.0pt;mso-fareast-font-family:
"Times New Roman";mso-bidi-font-family:"Times New Roman"">By letter dated February 7, 2012, SERVICER returned check # 440 in the amount of $1,209.80 because it was insufficient to cure the default,
however, SERVICER did not inform Client how much additional money was needed. <o:p></o:p></span>
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<span style="font-size:10.0pt;mso-fareast-font-family:
"Times New Roman";mso-bidi-font-family:"Times New Roman"">Client, believing that he had cured the default by tendering check # 440, tendered to SERVICER on March 8, 2012, check # 447 for the regular
monthly mortgage payment in the amount of $159.75. <o:p></o:p></span> </li><li class="MsoNormal" style="line-height: normal; background-image: initial; background-">
<span style="font-size:10.0pt;mso-fareast-font-family:
"Times New Roman";mso-bidi-font-family:"Times New Roman"">Despite Client’s good faith efforts in making the monthly mortgage payment, SERVICER returned check # 447 by letter dated March 30, 2012. <o:p></o:p></span>
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<span style="font-size: 10pt;">The servicer has a history of this activity.<o:p></o:p></span></p>
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<span style="font-size: 10pt;"><o:p> </o:p></span></p>
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<span style="font-size: 10pt;">2005: Texas jury awarded plaintiff, on almost the same facts, $10 million in actual damages and $1.5 million in mental anguish and economic damages.<o:p></o:p></span></p>
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<span style="font-size: 10pt;"><o:p> </o:p></span></p>
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<span style="font-size: 10pt;">2013 Servicer settles with California Attorney General and the Federal Consumer Financial Protection Bureau for "pushing borrowers into foreclosure through illegal actions, such as failing to promptly and accurately credit mortgage
payments." <o:p></o:p></span></p>
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<span style="font-size: 10pt;"><o:p> </o:p></span></p>
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<span style="font-size: 10pt;">Please contact me if anyone is interested in discussing this case or know of someone who might be interested.<o:p></o:p></span></p>
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"Times New Roman""><o:p> </o:p></span></p>
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