<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv="Content-Type" content="text/html; charset=utf-8">
<meta name="Generator" content="Microsoft Word 12 (filtered medium)">
<!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:Verdana;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:Georgia;
panose-1:2 4 5 2 5 4 5 2 3 3;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
p
{mso-style-priority:99;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
{mso-style-priority:99;
mso-style-link:"Balloon Text Char";
margin:0in;
margin-bottom:.0001pt;
font-size:8.0pt;
font-family:"Tahoma","sans-serif";}
p.imprintuniqueid, li.imprintuniqueid, div.imprintuniqueid
{mso-style-name:imprintuniqueid;
mso-style-priority:99;
margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
span.BalloonTextChar
{mso-style-name:"Balloon Text Char";
mso-style-priority:99;
mso-style-link:"Balloon Text";
font-family:"Tahoma","sans-serif";}
p.msonormal0, li.msonormal0, div.msonormal0
{mso-style-name:msonormal;
mso-style-priority:99;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
span.EmailStyle22
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:windowtext;}
span.EmailStyle23
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:windowtext;}
span.EmailStyle24
{mso-style-type:personal;
font-family:"Times New Roman","serif";
color:blue;
font-weight:normal;
font-style:normal;}
span.EmailStyle25
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EmailStyle26
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EmailStyle28
{mso-style-type:personal-reply;
font-family:"Calibri","sans-serif";
color:#1F497D;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="2050" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body lang="EN-US" link="blue" vlink="purple">
<div class="WordSection1">
<p class="MsoNormal"><span style="color:#1F497D">Perish the thought…<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
</div>
<table class="MsoNormalTable" border="0" cellspacing="3" cellpadding="0" width="900" style="width:6.25in">
<tbody>
<tr>
<td width="60" style="width:30.0pt;padding:.75pt .75pt .75pt .75pt">
<p class="MsoNormal"><span style="font-family:"Verdana","sans-serif";color:#1F497D"><img width="30" height="38" id="_x0000_i1036" src="cid:image001.png@01D2820D.371ED940" alt="http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png"></span><span style="font-size:12.0pt;font-family:"Verdana","sans-serif";color:#1F497D"><o:p></o:p></span></p>
</td>
<td style="padding:.75pt .75pt .75pt .75pt">
<p class="MsoNormal" style="margin-bottom:3.75pt"><b><span style="font-size:14.0pt;font-family:"Verdana","sans-serif";font-variant:small-caps;color:#59585B">Bruce D. Partington</span></b><b><span style="font-size:14.0pt;font-family:"Verdana","sans-serif";font-variant:small-caps;color:#59585B"><o:p></o:p></span></b></p>
<p class="MsoNormal"><i><span style="font-size:10.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">Shareholder • Board Certified in Construction Law</span></i><i><span style="font-size:10.0pt;font-family:"Verdana","sans-serif";color:#00BAF4"><o:p></o:p></span></i></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D;display:none"><o:p> </o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="3" cellpadding="0" width="856" style="width:428.2pt">
<tbody>
<tr style="height:9.3pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:9.3pt">
<p class="MsoNormal" style="line-height:9.3pt"><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B">PO Box 13010, Pensacola, FL 32591-3010</span><span style="font-family:"Verdana","sans-serif";color:#1F497D">
</span><span style="font-size:12.0pt;font-family:"Verdana","sans-serif";color:#1F497D"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height:7.35pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:7.35pt">
<p class="MsoNormal" style="mso-line-height-alt:7.35pt"><b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">O</span></b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B"> (850) 432.1399
</span><b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">C</span></b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B"> (850) 982.3875
</span><b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">F</span></b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B"> (850) 432.7340
</span><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height:5.85pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:5.85pt">
<p class="MsoNormal" style="mso-line-height-alt:5.85pt"><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4"><a href="http://clarkpartington.com/"><span style="color:#00BAF4;text-decoration:none">clarkpartington.com |
</span></a><a href="mailto:bpartington@clarkpartington.com">bpartington@clarkpartington.com</a> | </span><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height:9.3pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:9.3pt">
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-line-height-alt:9.3pt">
<b><span style="font-family:"Verdana","sans-serif";color:#59585B;text-transform:uppercase">Clark Partington</span></b><b><span style="font-family:"Verdana","sans-serif";color:#59585B;text-transform:uppercase"><o:p></o:p></span></b></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> Reese J. Henderson, Jr. [mailto:Reese.Henderson@gray-robinson.com]
<br>
<b>Sent:</b> Wednesday, February 8, 2017 1:08 PM<br>
<b>To:</b> Bruce Partington; 'Willis, David'; Robert Doan; clc-discussion@lists.flabarrpptl.org<br>
<b>Subject:</b> RE: CGL Endorsement question<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="color:#1F497D">Bruce, you are probably correct concerning the potential use of this exclusion within the endorsement. And that would hardly be the first time that insurers adopted policy language for one purpose and ended
up using it for another purpose later.<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:10.0pt;font-family:"Georgia","serif";color:black"><br>
<b>Reese J. Henderson, Jr. | Shareholder</b><br>
<b>Florida Bar Board Certified in Construction Law</b><br>
<b>Florida Supreme Court Certified Circuit Civil Mediator</b><br>
</span><strong><span style="font-size:10.0pt;font-family:"Georgia","serif";color:maroon">G R A Y</span></strong><strong><span style="font-size:10.0pt;font-family:"Georgia","serif";color:black"> |
</span></strong><strong><span style="font-size:10.0pt;font-family:"Georgia","serif";color:#53565A">R O B I N S O N</span></strong><span style="font-size:10.0pt;font-family:"Georgia","serif";color:black"><br>
<br>
50 North Laura Street, Suite 1100 | Jacksonville, Florida 32202<br>
</span><b><span style="font-size:10.0pt;font-family:"Georgia","serif";color:maroon">T:
</span></b><span style="font-size:10.0pt;font-family:"Georgia","serif";color:black">904-598-9929 |
</span><b><span style="font-size:10.0pt;font-family:"Georgia","serif";color:maroon">F:
</span></b><span style="font-size:10.0pt;font-family:"Georgia","serif";color:black">904-598-9109 |
</span><b><span style="font-size:10.0pt;font-family:"Georgia","serif";color:maroon">D:
</span></b><span style="font-size:10.0pt;font-family:"Georgia","serif";color:black">904-632-8459<br>
</span><span style="font-size:10.0pt;font-family:"Georgia","serif";color:maroon"><a href="mailto:Reese.Henderson@gray-robinson.com" title="Click to send email to Reese J. Henderson, Jr."><span style="color:maroon">E-mail</span></a></span><span style="font-size:10.0pt;font-family:"Georgia","serif";color:black"> | </span><span style="font-size:10.0pt;font-family:"Georgia","serif";color:maroon"><a href="http://www.gray-robinson.com" title=""><span style="color:maroon">Website</span></a></span><span style="font-size:10.0pt;font-family:"Georgia","serif";color:black"> |
</span><span style="font-size:10.0pt;font-family:"Georgia","serif";color:#9C0532"><a href="http://www.gray-robinson.com/attorneys/detail/1022/ReeseJ-HendersonJr" title=""><span style="color:#9C0532">Bio</span></a></span><span style="font-size:10.0pt;font-family:"Georgia","serif";color:black">
| </span><span style="font-size:10.0pt;font-family:"Georgia","serif";color:maroon"><a href="http://www.gray-robinson.com/docs/Reese%20Henderson.vcf" title=""><span style="color:maroon">vCard</span></a></span><span style="font-size:10.0pt;font-family:"Georgia","serif";color:black"><br>
</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><br>
</span><b><span style="font-size:10.0pt;font-family:"Georgia","serif";color:#9C0532"><a href="https://www.facebook.com/GrayRobinsonLaw" title=""><span style="color:#9C0532">Facebook</span></a></span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif""> |
</span><b><span style="font-size:10.0pt;font-family:"Georgia","serif";color:#9C0532"><a href="https://www.linkedin.com/company/grayrobinson-p-a-" title=""><span style="color:#9C0532">LinkedIn</span></a></span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif""> |
</span><b><span style="font-size:10.0pt;font-family:"Georgia","serif";color:#9C0532"><a href="https://twitter.com/grayrobinsonlaw" title=""><span style="color:#9C0532">Twitter</span></a></span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><o:p> </o:p></span></p>
<p class="imprintuniqueid" style="margin-bottom:12.0pt"><span style="font-size:7.5pt;font-family:"Georgia","serif"">This e-mail is intended only for the individual(s) or entity(s) named within the message. This e-mail might contain legally privileged and confidential
information. If you properly received this e-mail as a client or retained expert, please hold it in confidence to protect the attorney-client or work product privileges. Should the intended recipient forward or disclose this message to another person or party,
that action could constitute a waiver of the attorney-client privilege. If the reader of this message is not the intended recipient, or the agent responsible to deliver it to the intended recipient, you are hereby notified that any review, dissemination, distribution
or copying of this communication is prohibited by the sender and to do so might constitute a violation of the Electronic Communications Privacy Act, 18 U.S.C. section 2510-2521. If this communication was received in error we apologize for the intrusion. Please
notify us by reply e-mail and delete the original message without reading same. Nothing in this e-mail message shall, in and of itself, create an attorney-client relationship with the sender.<br>
<br>
Please be advised that this law firm may be acting as a debt collector and is attempting to collect a debt and any information provided will be used for that purpose.</span><o:p></o:p></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Bruce Partington<br>
<b>Sent:</b> Wednesday, February 08, 2017 1:57 PM<br>
<b>To:</b> 'Willis, David'; Robert Doan; <a href="mailto:clc-discussion@lists.flabarrpptl.org">
clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> Re: [CLC-Discussion] CGL Endorsement question<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="color:#1F497D">Thanks, everyone. Looks like the consensus is that it’s to address some of the extremely low perm things like spray on vinyl.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">That said, I can see an insurer trying to argue that it might apply to some other spray on coatings that are high-perm, or even some of the cementitious products that are (at least for one coat) sprayed on. A
lot of traditional stucco is getting the first coat sprayed on for large areas. Sometimes the second and third coats too.
<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D">Thankfully the client I’m reviewing the policy for doesn’t use any of that…..<o:p></o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
</div>
<table class="MsoNormalTable" border="0" cellspacing="3" cellpadding="0" width="900" style="width:6.25in">
<tbody>
<tr>
<td width="60" style="width:30.0pt;padding:.75pt .75pt .75pt .75pt">
<p class="MsoNormal"><span style="font-family:"Verdana","sans-serif";color:#1F497D"><img border="0" width="30" height="38" id="_x0000_i1025" src="cid:image001.png@01D2820D.371ED940" alt="http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png"></span><span style="font-size:12.0pt;font-family:"Verdana","sans-serif";color:#1F497D"><o:p></o:p></span></p>
</td>
<td style="padding:.75pt .75pt .75pt .75pt">
<p class="MsoNormal" style="margin-bottom:3.75pt"><b><span style="font-size:14.0pt;font-family:"Verdana","sans-serif";font-variant:small-caps;color:#59585B">Bruce D. Partington<o:p></o:p></span></b></p>
<p class="MsoNormal"><i><span style="font-size:10.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">Shareholder • Board Certified in Construction Law<o:p></o:p></span></i></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D;display:none"><o:p> </o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="3" cellpadding="0" width="856" style="width:428.2pt">
<tbody>
<tr style="height:9.3pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:9.3pt">
<p class="MsoNormal" style="line-height:9.3pt"><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B">PO Box 13010, Pensacola, FL 32591-3010</span><span style="font-family:"Verdana","sans-serif";color:#1F497D">
</span><span style="font-size:12.0pt;font-family:"Verdana","sans-serif";color:#1F497D"><o:p></o:p></span></p>
</td>
</tr>
<tr style="height:7.35pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:7.35pt">
<p class="MsoNormal" style="mso-line-height-alt:7.35pt"><b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">O</span></b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B"> (850) 432.1399
</span><b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">C</span></b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B"> (850) 982.3875
</span><b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">F</span></b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B"> (850) 432.7340
<o:p></o:p></span></p>
</td>
</tr>
<tr style="height:5.85pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:5.85pt">
<p class="MsoNormal" style="mso-line-height-alt:5.85pt"><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4"><a href="http://clarkpartington.com/"><span style="color:#00BAF4;text-decoration:none">clarkpartington.com |
</span></a><a href="mailto:bpartington@clarkpartington.com">bpartington@clarkpartington.com</a> | <o:p></o:p></span></p>
</td>
</tr>
<tr style="height:9.3pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:9.3pt">
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-line-height-alt:9.3pt">
<b><span style="font-family:"Verdana","sans-serif";color:#59585B;text-transform:uppercase">Clark Partington<o:p></o:p></span></b></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="color:#1F497D"><o:p> </o:p></span></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif""> Willis, David [<a href="mailto:dwillis@rumberger.com">mailto:dwillis@rumberger.com</a>]
<br>
<b>Sent:</b> Wednesday, February 8, 2017 12:27 PM<br>
<b>To:</b> Robert Doan; Bruce Partington; <a href="mailto:clc-discussion@lists.flabarrpptl.org">
clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> RE: CGL Endorsement question<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";color:blue">Bruce,<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";color:blue"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";color:blue">I believe Robert Doan is correct. Google the term“spray on siding.” It is a common search term and lots of products. You have probably seen the ads, “Never
Paint Again.”<o:p></o:p></span></p>
<p class="MsoNormal"><a name="_MailEndCompose"></a><span style="font-size:12.0pt;font-family:"Times New Roman","serif";color:blue"><o:p> </o:p></span></p>
<p class="MsoNormal" style="margin-bottom:12.0pt"><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><o:p> </o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="564" style="width:282.0pt;border-collapse:collapse">
<tbody>
<tr>
<td width="246" style="width:123.0pt;padding:0in 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:12.0pt;font-family:"Verdana","sans-serif";color:black">David</span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif""> </span><b><span style="font-size:12.0pt;font-family:"Verdana","sans-serif"">C.
<span style="color:black">Willis</span></span></b><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><br>
</span><span style="font-size:8.0pt;font-family:"Verdana","sans-serif";color:black">Board Certified in Construction Law and Business Litigation</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><br>
<br>
<a href="http://www.rumberger.com"><span style="text-decoration:none"><img border="0" width="150" height="42" id="_x0000_i1026" src="http://www.rumberger.com/90F6E0/Signature/RKCLogo.jpg" alt="Rumberger Kirk & Caldwell"></span></a><o:p></o:p></span></p>
</td>
<td width="7" style="width:3.5pt;border:none;border-left:solid #A5A5A5 1.0pt;padding:0in 0in 0in 0in">
</td>
<td width="292" style="width:146.0pt;padding:0in 0in 0in 0in">
<p><span style="font-size:8.0pt;font-family:"Verdana","sans-serif"">Direct: 407.839.2186<br>
Main: 407.872.7300</span><br>
<span style="font-size:8.0pt;font-family:"Verdana","sans-serif"">Cell: 407.497.9174</span><br>
<span style="font-size:8.0pt;font-family:"Verdana","sans-serif"">Email: <a href="mailto:dwillis@rumberger.com">
dwillis@rumberger.com</a><u><span style="color:#4F81BD"><br>
<a href="http://www.rumberger.com/90F6E0/assets/files/vcards/David%20Willis.vcf" title="">vCard</a></span></u></span><br>
<br>
<a href="http://www.rumberger.com/90F6E0/assets/files/vcards/David%20Willis.vcf"><span style="text-decoration:none"><img border="0" width="32" height="32" id="_x0000_i1027" src="http://www.rumberger.com/90F6E0/Signature/vcard.jpg" alt="vCard"></span></a><a href="https://www.linkedin.com/company/rumberger-kirk-&-caldwell"><span style="text-decoration:none"><img border="0" width="32" height="32" id="_x0000_i1028" src="http://www.rumberger.com/90F6E0/Signature/Linkedin_32x32.png" alt="LinkedIn"></span></a><a href="https://twitter.com/rumbergerkirk"><span style="text-decoration:none"><img border="0" width="32" height="32" id="_x0000_i1029" src="http://www.rumberger.com/90F6E0/Signature/Twitter_32x32.png" alt="Twitter"></span></a><a href="https://www.facebook.com/rumbergerkirkcaldwell"><span style="text-decoration:none"><img border="0" width="32" height="32" id="_x0000_i1030" src="http://www.rumberger.com/90F6E0/Signature/Facebook_32x32.png" alt="Facebook"></span></a><a href="https://goo.gl/maps/637GK"><span style="text-decoration:none"><img border="0" width="33" height="33" id="_x0000_i1031" src="http://www.rumberger.com/90F6E0/Signature/map-icon.png" alt="Orlando Office"></span></a><o:p></o:p></p>
</td>
</tr>
<tr>
<td width="449" colspan="3" style="width:224.5pt;padding:0in 0in 0in 0in">
<div class="MsoNormal" align="center" style="text-align:center"><span style="font-size:12.0pt;font-family:"Times New Roman","serif"">
<hr size="3" width="100%" noshade="" style="color:black" align="center">
</span></div>
<p class="MsoNormal" align="center" style="text-align:center"><span style="font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D">300 South Orange Avenue | Suite 1400 | Orlando,</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif""> </span><span style="font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D">FL</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif"">
</span><span style="font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D">32801</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><br>
</span><span style="font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D">Mail To: P.O. Box 1873 | Orlando, FL 32802-1873</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><o:p></o:p></span></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:7.0pt;font-family:"Verdana","sans-serif";color:silver"><br>
</span><span style="font-size:7.5pt;font-family:"Verdana","sans-serif";color:#7D7D7D">The information in this e-mail message is legally privileged and confidential information. If you have received this e-mail in error, please delete from any device/media where
the message is stored.</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><o:p></o:p></span></p>
<div>
<div style="border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Robert Doan<br>
<b>Sent:</b> Wednesday, February 08, 2017 1:01 PM<br>
<b>To:</b> Bruce Partington; <a href="mailto:clc-discussion@lists.flabarrpptl.org">
clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> Re: [CLC-Discussion] CGL Endorsement question<o:p></o:p></span></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">I think it’s probably referring to liquid vinyl. <o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<table class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" style="border-collapse:collapse">
<tbody>
<tr style="height:111.25pt">
<td width="338" style="width:168.75pt;border:none;border-right:solid black 1.5pt;padding:0in 3.75pt 0in 0in;height:111.25pt">
<p class="MsoNormal"><img border="0" width="202" height="104" id="_x0000_i1033" src="cid:image002.jpg@01D2820D.371ED940" alt="cid:image001.jpg@01D17E04.1A2200A0"><o:p></o:p></p>
</td>
<td width="461" nowrap="" style="width:230.25pt;padding:0in 0in 0in 3.75pt;height:111.25pt">
<p class="MsoNormal">Robert E. Doan<o:p></o:p></p>
<p class="MsoNormal">Board Certified Construction Attorney<o:p></o:p></p>
<p class="MsoNormal">Supreme Court Certified Circuit Civil Mediator<o:p></o:p></p>
<p class="MsoNormal">351 E. New York Ave.<o:p></o:p></p>
<p class="MsoNormal">Deland, FL 32724<o:p></o:p></p>
<p class="MsoNormal">(P) 386-736-7700 | (F) 386-785-1549<o:p></o:p></p>
<p class="MsoNormal">Cobb Cole Center <o:p></o:p></p>
<p class="MsoNormal">149 South Ridgewood Ave. Suite 700<o:p></o:p></p>
<p class="MsoNormal">Daytona Beach, FL 32114<o:p></o:p></p>
<p class="MsoNormal">(P) 386-255-8171 | (F) 386-944-7954<o:p></o:p></p>
<p class="MsoNormal"><a href="http://www.cobbcole.com/"><span style="color:#0563C1">Website</span></a><o:p></o:p></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<div>
<div style="border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in">
<p class="MsoNormal"><b>From:</b> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">
clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Bruce Partington<br>
<b>Sent:</b> Wednesday, February 08, 2017 12:40 PM<br>
<b>To:</b> <a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> [CLC-Discussion] CGL Endorsement question<o:p></o:p></p>
</div>
</div>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Folks –<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">I ran across this in reviewing a clients CGL policy and have not seen it before – it’s in an exclusion within an endorsement (GL EDW 06 10).<o:p></o:p></p>
<p class="MsoNormal"><img border="0" width="943" height="83" id="_x0000_i1034" src="cid:image003.png@01D2820D.371ED940"><o:p></o:p></p>
<p class="MsoNormal">Does anyone know what it means by a “spray on siding product”? It doesn’t have a definition within the endorsement.
<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<table class="MsoNormalTable" border="0" cellspacing="3" cellpadding="0" width="900" style="width:6.25in">
<tbody>
<tr>
<td width="60" style="width:30.0pt;padding:.75pt .75pt .75pt .75pt">
<p class="MsoNormal"><span style="font-family:"Verdana","sans-serif""><img border="0" width="30" height="38" id="Picture_x0020_1" src="cid:image001.png@01D2820D.371ED940" alt="http://cp.idgroupbranding.com/wp-content/uploads/2016/02/logo.png"></span><span style="font-size:12.0pt;font-family:"Verdana","sans-serif""><o:p></o:p></span></p>
</td>
<td style="padding:.75pt .75pt .75pt .75pt">
<p class="MsoNormal" style="margin-bottom:3.75pt"><b><span style="font-size:14.0pt;font-family:"Verdana","sans-serif";font-variant:small-caps;color:#59585B">Bruce D. Partington<o:p></o:p></span></b></p>
<p class="MsoNormal"><i><span style="font-size:10.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">Shareholder • Board Certified in Construction Law<o:p></o:p></span></i></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";display:none"><o:p> </o:p></span></p>
<table class="MsoNormalTable" border="0" cellspacing="3" cellpadding="0" width="856" style="width:428.2pt">
<tbody>
<tr style="height:9.3pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:9.3pt">
<p class="MsoNormal" style="line-height:9.3pt"><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B">PO Box 13010, Pensacola, FL 32591-3010</span><span style="font-family:"Verdana","sans-serif"">
</span><span style="font-size:12.0pt;font-family:"Verdana","sans-serif""><o:p></o:p></span></p>
</td>
</tr>
<tr style="height:7.35pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:7.35pt">
<p class="MsoNormal" style="mso-line-height-alt:7.35pt"><b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">O</span></b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B"> (850) 432.1399
</span><b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">C</span></b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B"> (850) 982.3875
</span><b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4">F</span></b><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#59585B"> (850) 432.7340
<o:p></o:p></span></p>
</td>
</tr>
<tr style="height:5.85pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:5.85pt">
<p class="MsoNormal" style="mso-line-height-alt:5.85pt"><span style="font-size:9.0pt;font-family:"Verdana","sans-serif";color:#00BAF4"><a href="http://clarkpartington.com/"><span style="color:#00BAF4;text-decoration:none">clarkpartington.com |
</span></a><a href="mailto:bpartington@clarkpartington.com">bpartington@clarkpartington.com</a> | <o:p></o:p></span></p>
</td>
</tr>
<tr style="height:9.3pt">
<td style="padding:.75pt .75pt .75pt .75pt;height:9.3pt">
<p class="MsoNormal" style="mso-margin-top-alt:auto;mso-margin-bottom-alt:auto;mso-line-height-alt:9.3pt">
<b><span style="font-family:"Verdana","sans-serif";color:#59585B;text-transform:uppercase">Clark Partington<o:p></o:p></span></b></p>
</td>
</tr>
</tbody>
</table>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
</div>
</body>
</html>