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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><a name="_MailEndCompose"><span style='color:#1F497D'>Wouldn’t the prime contract require all contractors carry the appropriate coverages and if the coverages are not in place, then the sub who is not carrying the coverage be in breach?<o:p></o:p></span></a></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-size:10.0pt;color:#376092'>Sincerely,<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;color:#376092'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;color:#376092'>Paul J. Kelly<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;color:#376092'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;color:#376092'>Paul J. Kelly, P.A.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;color:#376092'>2959 First Avenue North<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;color:#376092'>St. Petersburg, Florida 33713<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;color:#376092'>(727) 327-3935<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;color:#4F81BD'><img width=70 height=92 id="Picture_x0020_1" src="cid:image002.jpg@01D18047.42D03630" alt="cid:image006153c.jpg"></span><span style='font-size:10.0pt;color:#376092'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;color:#376092'><o:p> </o:p></span></p><p class=MsoNormal><u><span style='font-size:10.0pt;color:#376092'>CONFIDENTIALITY NOTICE:</span></u><span style='font-size:10.0pt;color:#376092'> A law firm is sending this message; This e-mail message including attachments, if any, is intended only for the person or entity to which it is addressed and may contain confidential and/or privileged material. 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There may be no further distribution or publication of this communication or its contents without the express consent of this law firm.<o:p></o:p></span></p><p class=MsoNormal><i><u><span style='font-size:10.0pt;color:#376092'>IRS Circular 230 disclosure:</span></u></i><i><span style='font-size:10.0pt;color:#376092'><br></span></i><span style='font-size:10.0pt;color:#376092'>To ensure compliance with requirements imposed by the IRS, we inform you that any tax advice contained in this communication, unless expressly stated otherwise, was not intended or written to be used, and cannot be used, for the purpose of (i) avoiding tax-related penalties under the Internal Revenue Code or (ii) promoting, marketing or recommending to another party any tax-related matter(s) addressed herein.</span><span style='font-size:10.0pt;color:#376092'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:20.0pt;font-family:Webdings;color:#00B050'>P</span><span style='font-size:10.0pt;font-family:"Book Antiqua","serif";color:#00B050'> Think Green! Unless necessary, please do not print this email.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'><o:p> </o:p></span></p></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Smith, Jared<br><b>Sent:</b> Thursday, March 17, 2016 11:46 AM<br><b>To:</b> Brian Solomon; Fred Dudley; clc-discussion@lists.flabarrpptl.org<br><b>Subject:</b> Re: [CLC-Discussion] Back charge for failure to maintain work comp insurance?<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='color:#1F497D'>Thanks, Brian. Great thoughts. Much appreciated. The subsub had actually produced a cert. of insurance before starting the job, but let it lapse during the pendency of the project.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=564 style='width:423.0pt;border-collapse:collapse'><tr><td width=246 style='width:184.5pt;padding:0in 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:12.0pt;font-family:"Verdana","sans-serif";color:black'>Jared</span></b><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'> </span><b><span style='font-size:12.0pt;font-family:"Verdana","sans-serif"'>E. <span style='color:black'>Smith</span></span></b><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><br></span><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:black'>Board Certified in Construction Law</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><br><br><a href="http://www.rumberger.com"><span style='text-decoration:none'><img border=0 width=150 height=42 id="_x0000_i1025" src="cid:image005.png@01D18046.C05CD370"></span></a><o:p></o:p></span></p></td><td width=7 style='width:5.25pt;border:none;border-left:solid #A5A5A5 1.0pt;padding:0in 0in 0in 0in'></td><td width=292 style='width:219.0pt;padding:0in 0in 0in 0in'><p><span style='font-size:8.0pt;font-family:"Verdana","sans-serif"'>Main: 813.223.4253</span><br><span style='font-size:8.0pt;font-family:"Verdana","sans-serif"'>Email: <a href="mailto:jsmith@rumberger.com">jsmith@rumberger.com</a><u><span style='color:#4F81BD'><br><a href="http://www.rumberger.com/90F6E0/assets/files/vcards/Jared%20E%20Smith.vcf" title="">vCard</a></span></u></span><br><br><br><a href="http://www.rumberger.com/90F6E0/assets/files/vcards/Jared%20E%20Smith.vcf"><span style='text-decoration:none'><img border=0 width=32 height=32 id="_x0000_i1026" src="cid:image007.png@01D18046.C05CD370" alt=vCard></span></a><a href="https://www.linkedin.com/company/rumberger-kirk-&-caldwell"><span style='text-decoration:none'><img border=0 width=32 height=32 id="_x0000_i1027" src="http://www.rumberger.com/90F6E0/Signature/Linkedin_32x32.png" alt=LinkedIn></span></a><a href="https://twitter.com/rumbergerkirk"><span style='text-decoration:none'><img border=0 width=32 height=32 id="_x0000_i1028" src="http://www.rumberger.com/90F6E0/Signature/Twitter_32x32.png" alt=Twitter></span></a><a href="https://www.facebook.com/rumbergerkirkcaldwell"><span style='text-decoration:none'><img border=0 width=32 height=32 id="_x0000_i1029" src="http://www.rumberger.com/90F6E0/Signature/Facebook_32x32.png" alt=Facebook></span></a><a href="https://goo.gl/maps/ZpASy"><span style='text-decoration:none'><img border=0 width=33 height=33 id="_x0000_i1030" src="cid:image008.png@01D18046.C05CD370" alt="Tampa Office"></span></a><o:p></o:p></p></td></tr><tr><td width=449 colspan=3 style='width:336.75pt;padding:0in 0in 0in 0in'><div class=MsoNormal align=center style='text-align:center'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><hr size=2 width="100%" noshade style='color:black' align=center></span></div><p class=MsoNormal align=center style='text-align:center'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D'>100 North Tampa Street | Suite 2000 | Tampa,</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'> </span><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D'>FL</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'> </span><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D'>33602-5830</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><br></span><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D'>Mail To: P.O. Box 3390 | Tampa, FL 33601-3390</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p></td></tr></table><p class=MsoNormal><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:silver'><br></span><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";color:#7D7D7D'>The information in this e-mail message is legally privileged and confidential information. If you have received this e-mail in error, please delete from any device/media where the message is stored.</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Brian Solomon [<a href="mailto:bsolomon@solomon-law.com">mailto:bsolomon@solomon-law.com</a>] <br><b>Sent:</b> Thursday, March 17, 2016 11:24 AM<br><b>To:</b> Fred Dudley; Smith, Jared; <a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br><b>Subject:</b> RE: [CLC-Discussion] Back charge for failure to maintain work comp insurance?<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>First, the subcontractor should have obtained a certificate of insurance prior to the subsub beginning work. At this point I believe the proper action would be to withhold from the payment the estimated premium based on the total amount of payments made to the subsub. At final audit, the subcontractor will be asked to provide all payments made to subsubs and then to provide certificates of insurance for each. For the subsub at issue, there will not be a certificate so subcontractor will be charged additional premium based on the total amount of the payments made to the subsub. By deducting it now, the subcontractor will already have the money to pay the additional premium. However, letting any subcontractor on a job without first getting a certificate of insurance is a very risky, and well could be, a very expensive proposition.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><o:p> </o:p></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>] <b>On Behalf Of </b>Fred Dudley<br><b>Sent:</b> Wednesday, March 16, 2016 10:28 AM<br><b>To:</b> Smith, Jared <<a href="mailto:jsmith@rumberger.com">jsmith@rumberger.com</a>>; <a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br><b>Subject:</b> Re: [CLC-Discussion] Back charge for failure to maintain work comp insurance?<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='color:#1F497D'>This a great question, Jared, and one for which we need to seek clarification. I’m working on it now with the WC attorney’s I work with on Stop Work Orders and Penalty Assessments, but failure to have required WC coverage is a crime in Florida.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='color:#1F497D'>Fred R. Dudley, Partner<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Board Certified Construction Lawyer<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Dudley, Sellers, Healy & Heath, P. L.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>SunTrust Financial Center, Suite 301<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>3522 Thomasville Road<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Tallahassee, Florida 32308<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Cell: (850) 294-3471<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'>Direct: (850)692-6368<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><a href="mailto:dudley@mylicenselaw.com">dudley@mylicenselaw.com</a><o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #E1E1E1 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b>From:</b> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>] <b>On Behalf Of </b>Smith, Jared<br><b>Sent:</b> Tuesday, March 15, 2016 4:29 PM<br><b>To:</b> <a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br><b>Subject:</b> [CLC-Discussion] Back charge for failure to maintain work comp insurance?<o:p></o:p></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='color:#1F497D'>Can a subcontractor withhold full payment from a subsub that failed to maintain work comp insurance? (in the past, the subcontractor has been audited by its comp carrier and required to pay additional premium for any subsubs that did not have required coverage—significant dollar amounts). No written contract exists, so for now am making arguments based on custom and industry standard. Any guidance or discussion appreciated.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=564 style='width:423.0pt;border-collapse:collapse'><tr><td width=246 style='width:184.5pt;padding:0in 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:12.0pt;font-family:"Verdana","sans-serif";color:black'>Jared</span></b><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'> </span><b><span style='font-size:12.0pt;font-family:"Verdana","sans-serif"'>E. <span style='color:black'>Smith</span></span></b><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><br></span><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:black'>Board Certified in Construction Law</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><br><br><a href="http://www.rumberger.com"><span style='text-decoration:none'><img border=0 width=150 height=42 id="_x0000_i1032" src="cid:image009.png@01D18046.C05CD370"></span></a><o:p></o:p></span></p></td><td width=7 style='width:5.25pt;border:none;border-left:solid #A5A5A5 1.0pt;padding:0in 0in 0in 0in'></td><td width=292 style='width:219.0pt;padding:0in 0in 0in 0in'><p><span style='font-size:8.0pt;font-family:"Verdana","sans-serif"'>Main: 813.223.4253</span><br><span style='font-size:8.0pt;font-family:"Verdana","sans-serif"'>Email: <a href="mailto:jsmith@rumberger.com">jsmith@rumberger.com</a><u><span style='color:#4F81BD'><br><a href="http://www.rumberger.com/90F6E0/assets/files/vcards/Jared%20E%20Smith.vcf">vCard</a></span></u></span><br><br><br><a href="http://www.rumberger.com/90F6E0/assets/files/vcards/Jared%20E%20Smith.vcf"><span style='text-decoration:none'><img border=0 width=32 height=32 id="_x0000_i1033" src="cid:image010.png@01D18046.C05CD370" alt=vCard></span></a><a href="https://www.linkedin.com/company/rumberger-kirk-&-caldwell"><span style='text-decoration:none'><img border=0 width=32 height=32 id="_x0000_i1034" src="http://www.rumberger.com/90F6E0/Signature/Linkedin_32x32.png" alt=LinkedIn></span></a><a href="https://twitter.com/rumbergerkirk"><span style='text-decoration:none'><img border=0 width=32 height=32 id="_x0000_i1035" src="http://www.rumberger.com/90F6E0/Signature/Twitter_32x32.png" alt=Twitter></span></a><a href="https://www.facebook.com/rumbergerkirkcaldwell"><span style='text-decoration:none'><img border=0 width=32 height=32 id="_x0000_i1036" src="http://www.rumberger.com/90F6E0/Signature/Facebook_32x32.png" alt=Facebook></span></a><a href="https://goo.gl/maps/ZpASy"><span style='text-decoration:none'><img border=0 width=33 height=33 id="_x0000_i1037" src="cid:image011.png@01D18046.C05CD370" alt="Tampa Office"></span></a><o:p></o:p></p></td></tr><tr><td width=255 colspan=3 style='width:191.3pt;padding:0in 0in 0in 0in'><div class=MsoNormal align=center style='text-align:center'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><hr size=4 width="100%" noshade style='color:black' align=center></span></div><p class=MsoNormal align=center style='text-align:center'><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D'>100 North Tampa Street | Suite 2000 | Tampa,</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'> </span><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D'>FL</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'> </span><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D'>33602-5830</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><br></span><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#7D7D7D'>Mail To: P.O. 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