<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns="http://www.w3.org/TR/REC-html40"><head><meta http-equiv=Content-Type content="text/html; charset=utf-8"><meta name=Generator content="Microsoft Word 12 (filtered medium)"><!--[if !mso]><style>v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style><![endif]--><style><!--
/* Font Definitions */
@font-face
{font-family:Courier;
panose-1:2 7 4 9 2 2 5 2 4 4;}
@font-face
{font-family:Wingdings;
panose-1:5 0 0 0 0 0 0 0 0 0;}
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:Verdana;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:"Lucida Calligraphy";}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
p
{mso-style-priority:99;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
{mso-style-priority:99;
mso-style-link:"Balloon Text Char";
margin:0in;
margin-bottom:.0001pt;
font-size:8.0pt;
font-family:"Tahoma","sans-serif";}
span.BalloonTextChar
{mso-style-name:"Balloon Text Char";
mso-style-priority:99;
mso-style-link:"Balloon Text";
font-family:"Tahoma","sans-serif";}
span.EmailStyle20
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:windowtext;}
span.EmailStyle21
{mso-style-type:personal;
font-family:"Times New Roman","serif";
color:#1F497D;}
span.EmailStyle22
{mso-style-type:personal;
font-family:"Times New Roman","serif";
color:#1F497D;}
span.EmailStyle23
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EmailStyle24
{mso-style-type:personal;
font-family:"Verdana","sans-serif";
color:#1F497D;}
span.EmailStyle25
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EmailStyle27
{mso-style-type:personal-reply;
font-family:"Times New Roman","serif";
color:black;
font-weight:normal;
font-style:normal;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page WordSection1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.WordSection1
{page:WordSection1;}
--></style><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><i><span style='font-size:14.0pt;font-family:"Times New Roman","serif";color:black'>But see In re: Susun Cummings, Tim Givens Building and Remodeling, Inc., Plaintiff vs. Susan Cummings, Defendant, </span></i><span style='font-size:14.0pt;font-family:"Times New Roman","serif";color:black'>2000 Bankr. LEXIS 1637; 14 Fla. L. Weekly Fed. B. 138 United States Bankruptcy Court for the Southern District of Florida) (distinguishing <i>Braverman </i>where work was later permitted) <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif";color:black'><o:p> </o:p></span></p><div><p class=MsoNormal><b><span style='font-size:14.0pt;font-family:"Times New Roman","serif";color:black'>Frederick C. Barnes, P.A<o:p></o:p></span></b></p><p class=MsoNormal><span style='font-size:14.0pt;color:black'>500 N. Maitland Ave., Suite 305<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;color:black'>Maitland, FL 32751<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;color:black'>(407) 865-9200<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:14.0pt;color:black'>fcbarneslaw.com<o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:14.0pt;font-family:"Times New Roman","serif";color:black'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Justin Zinzow<br><b>Sent:</b> Wednesday, April 02, 2014 11:17 AM<br><b>To:</b> Tim Atkinson; Michael D. Randolph; Paul V. DeBianchi; CHernicz@herniczlegal.com<br><b>Cc:</b> <clc-discussion@lists.flabarrpptl.org><br><b>Subject:</b> Re: [CLC-Discussion] Disgorgement of Funds - Unlicensed Contracting<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>As I do not precisely know your circumstance, I offer the following two authorities and am interested in anything others can share on the topic:<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><i><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>See Braverman v. Van Bower, Inc.</span></i><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>, 583 So. 2d 381, 382 (Fla. 3d DCA 1991) (license holder not entitled to payment for unpermitted work).<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><i><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>Vista Designs, Inc. v. Silverman</span></i><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>, 774 So.2d 884 (Fla. 4<sup>th</sup> DCA 2001) (unlicensed attorney required to disgorge fees received).<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 align=left style='border-collapse:collapse'><tr style='height:87.0pt'><td valign=top style='padding:0in 5.4pt 0in 5.4pt;height:87.0pt'><p class=MsoNormal style='mso-element:frame;mso-element-frame-hspace:2.25pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly'><b><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#1F497D'>Justin R. Zinzow | Zinzow Law<br></span></b><span style='font-size:12.0pt;font-family:"Arial","sans-serif";color:#1F497D'>AV Rated Board Certified<br>Construction Specialist<br><br>(727) 787-3121<b><br></b>Website | Bio<b><o:p></o:p></b></span></p></td><td valign=top style='padding:0in 5.4pt 0in 5.4pt;height:87.0pt'><p class=MsoNormal style='mso-element:frame;mso-element-frame-hspace:2.25pt;mso-element-wrap:around;mso-element-anchor-vertical:paragraph;mso-element-anchor-horizontal:column;mso-height-rule:exactly'><span style='color:#1F497D'><img width=142 height=108 id="Picture_x0020_1" src="cid:image001.jpg@01CF4E6A.93F12CB0" alt="Description: Description: Description: Description: Description: Description: Description: Description: Description: New Image"></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'><o:p></o:p></span></p></td></tr></table><p class=MsoNormal><span style='color:#1F497D'><img width=155 height=54 id="Picture_x0020_2" src="cid:image002.png@01CF4E6A.93F12CB0" alt="Description: Description: Description: Description: C:\Users\shumphrey\Zinzow_files\image003.png"><img width=68 height=89 id="Picture_x0020_3" src="cid:image003.jpg@01CF4E6A.93F12CB0" alt="Description: Description: Description: Description: Description: Description: Description: Description: Description: ConstructionLaw"><img width=142 height=61 id="Picture_x0020_4" src="cid:image004.png@01CF4E6A.93F12CB0" alt="Description: Description: Description: Description: Description: Description: Description: Description: Description: logo-super-lawyers"><img width=82 height=82 id="Picture_x0020_5" src="cid:image005.png@01CF4E6A.93F12CB0" alt="Description: Description: Description: Description: Description: Description: Description: Description: Description: logo-legal-elite"><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:13.5pt;font-family:"Times New Roman","serif";color:black'><o:p> </o:p></span></p><p class=MsoNormal style='line-height:15.75pt'><b><i><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#414751'>35111 U.S. Highway 19 N. </span></i></b><b><i><span style='font-size:10.0pt;font-family:Wingdings;color:#414751'>±</span></i></b><b><i><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#414751'> Suite 302 </span></i></b><b><i><span style='font-size:10.0pt;font-family:Wingdings;color:#414751'>±</span></i></b><b><i><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#414751'> Palm Harbor, FL 34684 </span></i></b><b><i><span style='font-size:10.0pt;font-family:Wingdings;color:#414751'>±</span></i></b><b><i><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#414751'> Fax (727) 787-3231<o:p></o:p></span></i></b></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:#414751'>NOTICE: This e-mail message and any attachment to this e-mail message contains confidential information that may be legally privileged. If you are not the intended recipient, you must not review, retransmit, convert to hard copy, copy, use or disseminate this e-mail or any attachments to it. If you have received this e-mail in error, please notify us immediately by return e-mail or by telephone at 727-787-3121 and delete this message. Please note that if this e-mail message contains a forwarded message or is a reply to a prior message, some or all of the contents of this message or any attachments may not have been produced by the sender. Disclaimer under Circular 230: Any statements regarding tax matters made herein, including any attachments, are not formal tax opinions by this firm, cannot be relied upon or used by any person to avoid tax penalties, are not intended to be advice to avoid tax laws or penalties, and are not intended to be used or referred to in any marketing or promotional materials.</span><span style='color:#1F497D'><o:p></o:p></span></p></div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>] <b>On Behalf Of </b>Tim Atkinson<br><b>Sent:</b> Tuesday, April 01, 2014 9:26 AM<br><b>To:</b> Michael D. Randolph; Paul V. DeBianchi; <a href="mailto:CHernicz@herniczlegal.com">CHernicz@herniczlegal.com</a><br><b>Cc:</b> <<a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a>><br><b>Subject:</b> Re: [CLC-Discussion] Disgorgement of Funds - Unlicensed Contracting<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><a name="_MailEndCompose"><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>See Section 489.128, Florida Statutes, and <u>Earth Trades, Inc. v. T & G Corp.</u>, 108 So. 3d 580 (Fla. 2013).</span></a><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Timothy P. Atkinson</span></b><b><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>*</span></b><b><span style='font-size:12.0pt;font-family:"Verdana","sans-serif";color:#1F497D'><o:p></o:p></span></b></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Oertel, Fernandez, Bryant & Atkinson, P.A.<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>2060 Delta Way<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>Tallahassee, Florida 32303<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>850-521-0700<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:9.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>850-521-0720-fax<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'>* Board Certified - State and Federal <o:p></o:p></span></p><p class=MsoNormal><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#1F497D'> Government and Administrative Practice</span><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#0070C0'><o:p></o:p></span></p></div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>] <b>On Behalf Of </b>Michael D. Randolph<br><b>Sent:</b> Tuesday, April 1, 2014 8:53 AM<br><b>To:</b> Paul V. DeBianchi; <a href="mailto:CHernicz@herniczlegal.com">CHernicz@herniczlegal.com</a><br><b>Cc:</b> <<a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a>><br><b>Subject:</b> Re: [CLC-Discussion] Disgorgement of Funds - Unlicensed Contracting<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='color:#1F497D'>I recently filed a case seeking that form of relief and opposing counsel has objected. I too had limited success in researching this issue.<o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>] <b>On Behalf Of </b>Paul V. DeBianchi<br><b>Sent:</b> Tuesday, April 01, 2014 8:32 AM<br><b>To:</b> <a href="mailto:CHernicz@herniczlegal.com">CHernicz@herniczlegal.com</a><br><b>Cc:</b> <<a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a>><br><b>Subject:</b> Re: [CLC-Discussion] Disgorgement of Funds - Unlicensed Contracting<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div><p class=MsoNormal>I am looking for the same thing. I did some research and could not even find any cases on it. So, if you have any cases were some success in your research please post the authorities.<br><br>Thanks so much.<br><br><br><br>Sent from my iPhone<o:p></o:p></p></div><div><p class=MsoNormal style='margin-bottom:12.0pt'><br>On Apr 1, 2014, at 8:18 AM, "Charles B. Hernicz, Esq" <<a href="mailto:CHernicz@herniczlegal.com">CHernicz@herniczlegal.com</a>> wrote:<o:p></o:p></p></div><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><div><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'>Has anyone filed an action for disgorgement of funds against an unlicensed contractor who accepted money for construction? Care to share your complaint?</span><o:p></o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'> </span><o:p></o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'>Best regards,</span><o:p></o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'> </span><o:p></o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'>Chuck</span><o:p></o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'> </span><o:p></o:p></p><p class=MsoNormal><span style='font-family:"Times New Roman","serif";color:navy'>Charles B. Hernicz, Esq.<br></span><b><span style='font-size:7.0pt;font-family:"Times New Roman","serif";color:#1F497D'>Board Certified in Construction Law by The Florida Bar <br></span></b><span style='font-family:"Lucida Calligraphy";color:blue'>Hernicz Legal Services, P.L.<br></span><span style='font-size:10.0pt;font-family:"Times New Roman","serif";color:navy'>15854 Bent Creek Road <br>Wellington, FL 33414 <br>Telephone: (561) 753-7511 <br>Facsimile: (561) 753-7082 <br></span><span style='font-size:10.0pt;font-family:"Times New Roman","serif";color:blue'><a href="Chernicz@HerniczLegal.com">Chernicz@HerniczLegal.com</a></span><o:p></o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'> </span><o:p></o:p></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#1F497D'> </span><o:p></o:p></p></div></blockquote><blockquote style='margin-top:5.0pt;margin-bottom:5.0pt'><div><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'>_______________________________________________<br>CLC-Discussion mailing list<br><a href="mailto:CLC-Discussion@lists.flabarrpptl.org">CLC-Discussion@lists.flabarrpptl.org</a><br><a href="http://mailman.fsr.com/mailman/listinfo/clc-discussion">http://mailman.fsr.com/mailman/listinfo/clc-discussion</a><o:p></o:p></span></p></div></blockquote><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><div><p class=MsoNormal><strong><span style='font-size:12.0pt;font-family:"Arial","sans-serif"'>Michael D. Randolph</span></strong><span style='font-size:10.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Board Certified in Construction Law</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'>GrayRobinson, P.A.</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif";color:black'>8889 Pelican Bay Boulevard, Suite 400 </span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p></div><div><div><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Naples, FL 34108</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p></div><div><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Main: 239-598-3601 | Fax: 239-598-3164</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p></div><div><div><p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Email: <a href="mailto:michael.randolph@gray-robinson.com">michael.randolph@gray-robinson.com</a><o:p></o:p></span></p></div></div><div><p class=MsoNormal><a href="http://gray-robinson.com/" target="_blank"><b><span style='color:maroon'>GRAY</span> | </b><b><span style='color:#333333'>ROBINSON</span></b></a><o:p></o:p></p><p class=MsoNormal><span style='font-size:6.0pt'><a href="http://www.gray-robinson.com/" target="_blank">ATTORNEYS AT LAW</a></span><o:p></o:p></p></div></div></div></div><div><p><span style='font-size:10.0pt;color:black'><br></span><span style='font-size:7.5pt;font-family:"Arial","sans-serif";color:black'>This e-mail is intended only for the individual(s) or entity(s) named within the message. This e-mail might contain legally privileged and confidential information. If you properly received this e-mail as a client or retained expert, please hold it in confidence to protect the attorney-client or work product privileges. Should the intended recipient forward or disclose this message to another person or party, that action could constitute a waiver of the attorney-client privilege. If the reader of this message is not the intended recipient, or the agent responsible to deliver it to the intended recipient, you are hereby notified that any review, dissemination, distribution or copying of this communication is prohibited by the sender and to do so might constitute a violation of the Electronic Communications Privacy Act, 18 U.S.C. section 2510-2521. If this communication was received in error we apologize for the intrusion. Please notify us by reply e-mail and delete the original message without reading same. Nothing in this e-mail message shall, in and of itself, create an attorney-client relationship with the sender.</span><span style='font-size:10.0pt;color:black'><o:p></o:p></span></p></div></div></body></html>