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<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Agreed.  However if the lender signs as bond principal on a lien
transfer bond purportedly under F.S. 713.24, the condition to payment under the
bond (a form of contract) is proof of the statutory lien requirements, not
priority.  The lender wins the priority battle against the property in a
foreclosure, but may be ordered to pay on the lien transfer bond that it
voluntarily gave ostensibly under 713.24.  <o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>If the lender wishes to clear the title and transfer the lien from
the property to allow transfer of the property at an early stage the lender might
seek judicial authority to transfer the lien to a bond on motion where the bond
would be sought to be conditioned on proof of priority, not under 713.24, and
if the judge so permits.  I would expect a lienor to defend such a motion as
being without authority.  Depending on the situation the court may or may not
agree to such a bond by a lender.  There is a non-discretionary obligation to
transfer where the requirements of 713.24 are met (which a lender does not
meet).  <o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

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<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#215868'>Larry R. Leiby, Esq.<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Malka & Kravitz,
P.A.                                                          <o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>1300 Sawgrass Corp. Pkwy., Suite 100<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Ft. Lauderdale, FL  33323<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Phone:  954-514-0984<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Fax:      954-514-0985     e-mail:  leiby@mkpalaw.com<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Fla. Supreme Court Certified Circuit Court Civil Mediator<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Member, Leiby Alexander Brandt ADR Group, LLC<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Member, JAMS Global Engineering and Construction
Panel                    <o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Fellow, College of Commercial Arbitrators<o:p></o:p></span></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><img width=112 height=94 id="_x0000_i1045"
src="cid:image001.jpg@01CE18FE.9E0FF9D0" alt="Description: JAMSadr.com.jpg"></span><span
style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p>

</div>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

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<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> David C. Agee
[mailto:dagee@reidagee.com] <br>
<b>Sent:</b> Monday, March 04, 2013 5:27 PM<br>
<b>To:</b> Larry Leiby; Dan Vega; fred.dudley@hklaw.com; blc@kirwinnorris.com;
bkpa1@aol.com; hroberts@carltonfields.com; clc-discussion@lists.flabarrpptl.org<br>
<b>Subject:</b> RE: [CLC-Discussion] Can a construction lender bond off a
construction lien?[Scanned]<o:p></o:p></span></p>

</div>

</div>

<p class=MsoNormal><o:p> </o:p></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>When you say it doesn’t make practical sense, the lender’s
priority can’t be affected by a lien that occurs later in the chain absent
fraud or some other facts. The lender has a practical remedy, foreclose. <o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<div>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'>David C. Agee, Esquire<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'> <o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'>REID & AGEE, PLLC<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'>RIGHT TITLE, LLC<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'>3633 26th Street West<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Bradenton, FL 34205<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Tel 941.756.8791<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Fax 941.755.7311<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'>**********Ask us about Real Estate and Estate
Planning**************<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'>The information transmitted in this email, including any
attachments, is from Reid & Agee, PLLC and is covered by the Electronic
Communications Privacy Act, 18 U.S.C. 2510-2521.  This electronic
information is intended only for the person(s) or entity/entities to which it
is addressed and may contain confidential and/or privileged material.  Any
review, retransmission, dissemination or other use of, or taking of any action
in reliance upon, this information by persons or entities other than the
intended recipient(s) is strictly prohibited.  If you received this in
error, please contact the sender via telephone at (941) 756-8791 or reply email
and delete the email and any attachments from any computer.  Thank You.<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'>IRS Circular 230 Disclosure: To the extent that this message or
any attachment concerns tax matters, it is not intended to be used as or
intended to constitute a "reliance opinion" under applicable Treasury
Regulations, and accordingly this message or any attachment is not intended or
written to be used, and may not be used or relied upon, for the purpose of (i)
avoiding tax-related penalties that may be imposed by the Internal Revenue
Service, or (ii) promoting, marketing or recommending to another party any
tax-related matters addressed herein. Please be assured that this policy does
not reflect any decrease in the quality of services or the amount of thought
that we put in our correspondence.<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.5pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

</div>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<div>

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<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>
clc-discussion-bounces@lists.flabarrpptl.org
[mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Larry
Leiby<br>
<b>Sent:</b> Monday, March 04, 2013 3:53 PM<br>
<b>To:</b> Dan Vega; fred.dudley@hklaw.com; blc@kirwinnorris.com;
bkpa1@aol.com; hroberts@carltonfields.com; clc-discussion@lists.flabarrpptl.org<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off a
construction lien?[Scanned]<o:p></o:p></span></p>

</div>

</div>

<p class=MsoNormal><o:p> </o:p></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Dan,<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Did anyone ever say that it had to make practical sense?  </span><span
style='font-size:11.0pt;font-family:Wingdings;color:#1F497D'>J</span><span
style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:#1F497D'> 
<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>It is written is what we can say about it.  It also doesn’t
make practical sense for a lender to transfer a lien and eliminate its priority
position.  <o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Regards,<o:p></o:p></span></p>

<div>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#215868'>Larry R. Leiby, Esq.<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Malka & Kravitz,
P.A.                                                         
<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>1300 Sawgrass Corp. Pkwy., Suite 100<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Ft. Lauderdale, FL  33323<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Phone:  954-514-0984<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Fax:     
954-514-0985     e-mail:  leiby@mkpalaw.com<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Fla. Supreme Court Certified Circuit Court Civil Mediator<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Member, Leiby Alexander Brandt ADR Group, LLC<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Member, JAMS Global Engineering and Construction
Panel                   
<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Fellow, College of Commercial Arbitrators<o:p></o:p></span></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><img width=112 height=94 id="_x0000_i1025"
src="cid:image001.jpg@01CE18FE.9E0FF9D0" alt="Description: JAMSadr.com.jpg"><o:p></o:p></span></p>

</div>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<div>

<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Dan Vega
[mailto:DVega@taylorvega.com] <br>
<b>Sent:</b> Monday, March 04, 2013 3:50 PM<br>
<b>To:</b> Larry Leiby; 'fred.dudley@hklaw.com'; blc@kirwinnorris.com; bkpa1@aol.com;
hroberts@carltonfields.com; clc-discussion@lists.flabarrpptl.org<br>
<b>Subject:</b> RE: [CLC-Discussion] Can a construction lender bond off a
construction lien?<o:p></o:p></span></p>

</div>

</div>

<p class=MsoNormal><o:p> </o:p></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Larry, so a subcontractor can transfer its supplier’s lien to a
bond but not a mortgage holder?  <o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>This result does not make practical sense.  <o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<div>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Daniel R. Vega, Esq.<o:p></o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Taylor Vega, P.A.<o:p></o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>2555 Ponce De Leon Blvd.</span><span lang=ES-DO
style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";color:#1F497D'>,
Suite 220<o:p></o:p></span></p>

<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
font-family:"Century Gothic","sans-serif";color:#1F497D'>Coral Gables, Florida
33134<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Telephone: (305) 443-2043<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Facsimile:  (305) 443-2048<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Cell:  (305) 962-5186<o:p></o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>E-mail: <a href="mailto:dvega@taylorvega.com"><span
style='color:#1F497D'>dvega@taylorvega.com</span></a><o:p></o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:black'><img border=0 width=202 height=35 id="_x0000_i1026"
src="cid:image002.png@01CE18FE.9E0FF9D0"
alt="cid:image001.png@01CD58FE.F1B30070"></span><span style='font-size:24.0pt;
font-family:"Calibri","sans-serif";font-variant:small-caps;color:white'>TaegTayl</span><span
lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'><o:p></o:p></span></p>

</div>

<table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=1229
 style='width:922.1pt;background:#999999;border-collapse:collapse'>
 <tr>
  <td width=1229 valign=top style='width:922.1pt;border:solid windowtext 1.0pt;
  padding:0in 5.4pt 0in 5.4pt'>
  <p class=MsoNormal style='line-height:6.0pt;mso-line-height-rule:exactly'><span
  style='font-size:10.0pt;color:#1F497D'><o:p> </o:p></span></p>
  </td>
 </tr>
</table>

<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
font-family:"Century Gothic","sans-serif";color:#1F497D'>The information contained
in this email message is intended only for the personal and confidential use of
the recipient(s) named above. This message may be an attorney-client
communication and as such is privileged and confidential. If the reader of this
message is not the intended recipient or an agent responsible for delivering it
to the intended recipient, you are hereby notified that you have received this
document in error and that any review, dissemination, distribution, or copying
of this message is strictly prohibited. If you have received this communication
in error, please notify us immediately by e-mail, and delete the original
message.<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<div>

<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Larry Leiby
[mailto:Leiby@mkpalaw.com] <br>
<b>Sent:</b> Monday, March 04, 2013 3:46 PM<br>
<b>To:</b> Dan Vega; 'fred.dudley@hklaw.com'; blc@kirwinnorris.com;
bkpa1@aol.com; hroberts@carltonfields.com; clc-discussion@lists.flabarrpptl.org<br>
<b>Subject:</b> RE: [CLC-Discussion] Can a construction lender bond off a
construction lien?<o:p></o:p></span></p>

</div>

</div>

<p class=MsoNormal><o:p> </o:p></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Dan, <o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>The GC has an interest in the contract under which the lien is
claimed, the other basis justifying transfer in 713.24.<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Regards,<o:p></o:p></span></p>

<div>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#215868'>Larry R. Leiby, Esq.<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Malka & Kravitz,
P.A.                                                         
<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>1300 Sawgrass Corp. Pkwy., Suite 100<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Ft. Lauderdale, FL  33323<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Phone:  954-514-0984<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Fax:     
954-514-0985     e-mail:  <a
href="mailto:leiby@mkpalaw.com">leiby@mkpalaw.com</a><o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Fla. Supreme Court Certified Circuit Court Civil Mediator<o:p></o:p></span></b></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Member, Leiby Alexander Brandt ADR Group, LLC<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Member, JAMS Global Engineering and Construction
Panel                   
<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Fellow, College of Commercial Arbitrators<o:p></o:p></span></p>

<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><img border=0 width=112 height=94 id="_x0000_i1027"
src="cid:image001.jpg@01CE18FE.9E0FF9D0" alt="Description: JAMSadr.com.jpg"><o:p></o:p></span></p>

</div>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<div>

<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Dan Vega [<a
href="mailto:DVega@taylorvega.com">mailto:DVega@taylorvega.com</a>] <br>
<b>Sent:</b> Monday, March 04, 2013 3:44 PM<br>
<b>To:</b> 'fred.dudley@hklaw.com'; <a href="mailto:blc@kirwinnorris.com">blc@kirwinnorris.com</a>;
<a href="mailto:bkpa1@aol.com">bkpa1@aol.com</a>; Larry Leiby; <a
href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</a>; <a
href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> RE: [CLC-Discussion] Can a construction lender bond off a
construction lien?<o:p></o:p></span></p>

</div>

</div>

<p class=MsoNormal><o:p> </o:p></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>I just read below and for what it is worth,  if a GC can transfer
a lien to a bond per 713.24, why would a lender not be able to do it?<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>GC’s transfer liens to bonds all of the time.  Practically
speaking, every decent owner/gc contract requires the gc to do so.<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>It can hardly be argued that a GC has an “interest” in the
property greater than a mortgage holder/lender.  <o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Dan<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<div>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Daniel R. Vega, Esq.<o:p></o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Taylor Vega, P.A.<o:p></o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>2555 Ponce De Leon Blvd.</span><span lang=ES-DO
style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";color:#1F497D'>,
Suite 220<o:p></o:p></span></p>

<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
font-family:"Century Gothic","sans-serif";color:#1F497D'>Coral Gables, Florida
33134<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Telephone: (305) 443-2043<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Facsimile:  (305) 443-2048<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>Cell:  (305) 962-5186<o:p></o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'>E-mail: <a href="mailto:dvega@taylorvega.com"><span
style='color:#1F497D'>dvega@taylorvega.com</span></a><o:p></o:p></span></p>

<p class=MsoNormal><span lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:black'><img border=0 width=202 height=35 id="_x0000_i1028"
src="cid:image002.png@01CE18FE.9E0FF9D0"
alt="cid:image001.png@01CD58FE.F1B30070"></span><span style='font-size:24.0pt;
font-family:"Calibri","sans-serif";font-variant:small-caps;color:white'>TaegTayl</span><span
lang=IT style='font-size:10.0pt;font-family:"Century Gothic","sans-serif";
color:#1F497D'><o:p></o:p></span></p>

</div>

<table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=1229
 style='width:922.1pt;background:#999999;border-collapse:collapse'>
 <tr>
  <td width=1229 valign=top style='width:922.1pt;border:solid windowtext 1.0pt;
  padding:0in 5.4pt 0in 5.4pt'>
  <p class=MsoNormal style='line-height:6.0pt;mso-line-height-rule:exactly'><span
  style='font-size:10.0pt;color:#1F497D'><o:p> </o:p></span></p>
  </td>
 </tr>
</table>

<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
font-family:"Century Gothic","sans-serif";color:#1F497D'>The information
contained in this email message is intended only for the personal and
confidential use of the recipient(s) named above. This message may be an
attorney-client communication and as such is privileged and confidential. If
the reader of this message is not the intended recipient or an agent
responsible for delivering it to the intended recipient, you are hereby
notified that you have received this document in error and that any review,
dissemination, distribution, or copying of this message is strictly prohibited.
If you have received this communication in error, please notify us immediately
by e-mail, and delete the original message.<o:p></o:p></span></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>

<div>

<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>

<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b><a href="mailto:fred.dudley@hklaw.com">fred.dudley@hklaw.com</a><br>
<b>Sent:</b> Monday, March 04, 2013 3:15 PM<br>
<b>To:</b> <a href="mailto:blc@kirwinnorris.com">blc@kirwinnorris.com</a>; <a
href="mailto:bkpa1@aol.com">bkpa1@aol.com</a>; <a
href="mailto:Leiby@mkpalaw.com">Leiby@mkpalaw.com</a>; <a
href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</a>; <a
href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off a
construction lien?<o:p></o:p></span></p>

</div>

</div>

<p class=MsoNormal><o:p> </o:p></p>

<div>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>This is the statute that makes Florida a "lien theory"
state rather than a "title theory" state like California. The lien
(mortgage or construction) is NOT an interest in real property.</span><o:p></o:p></p>

<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'> </span><o:p></o:p></p>

<div>

<div style='margin-top:3.0pt'>

<p class=MsoNormal style='line-height:15.75pt'><b><span style='font-size:11.5pt;
font-family:"Calibri","sans-serif";color:black'>Frederick Dudley</span></b><span
style='font-size:11.5pt;font-family:"Calibri","sans-serif";color:black'> | </span><b><span
style='font-size:10.5pt;font-family:"Georgia","serif";color:#001A63'>Holland
& Knight</span></b><span style='font-size:11.5pt;font-family:"Calibri","sans-serif";
color:black'><br>
Board Certified Construction Lawyer<br>
315 South Calhoun Street, Suite 600 | Tallahassee FL 32301<br>
Phone 850.425.5668 | Fax 850.224.8832 | Cell 850.294.3471<br>
<a href="mailto:fred.dudley@hklaw.com"><span style='color:#002776;text-decoration:
none'>fred.dudley@hklaw.com</span></a> | <a href="http://www.hklaw.com/"><span
style='color:#002776;text-decoration:none'>www.hklaw.com</span></a> </span><o:p></o:p></p>

</div>

</div>

<p class=MsoNormal><span style='font-size:8.5pt;font-family:"Calibri","sans-serif";
color:#BBBBBB'>________________________________________________<br>
</span><span style='font-size:8.5pt;font-family:"Calibri","sans-serif";
color:#999999'><a href="http://www.hklaw.com/vcard.aspx?user=frdudley"><span
style='color:#00A9E0;text-decoration:none'>Add to address book</span></a></span><span
style='font-size:8.5pt;font-family:"Calibri","sans-serif";color:#00A9E0'> | <a
href="http://www.hklaw.com/id77/biosfrdudley"><span style='color:#00A9E0;
text-decoration:none'>View professional biography</span></a> </span><o:p></o:p></p>

<div>

<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;
font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Bryan L. Capps<br>
<b>Sent:</b> Monday, March 04, 2013 12:53 PM<br>
<b>To:</b> Barry Kalmanson; <a href="mailto:Leiby@mkpalaw.com">Leiby@mkpalaw.com</a>;
<a href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</a>; <a
href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off a
construction lien?</span><o:p></o:p></p>

</div>

</div>

<p class=MsoNormal style='margin-left:.5in'> <o:p></o:p></p>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:11.0pt;
font-family:"Calibri","sans-serif";color:#1F497D'>Just to kick this dead horse
one more time, note that <a
href="http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0600-0699/0697/Sections/0697.02.html">Florida
Statute Section 697.02</a> says, in its entirety, “Nature of a mortgage.—A
mortgage shall be held to be a specific lien on the property therein described,
and not a conveyance of the legal title or of the right of possession.” 
So, whether a lender has an interest in real property sufficient to support a
transfer-of-lien bond is apparently not a function/subject of case law
alone.  Who knew.</span><o:p></o:p></p>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:11.0pt;
font-family:"Calibri","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:11.0pt;
font-family:"Calibri","sans-serif";color:#1F497D'>Best regards.</span><o:p></o:p></p>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:11.0pt;
font-family:"Calibri","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:11.0pt;
font-family:"Calibri","sans-serif";color:#1F497D'>Bryan Capps</span><o:p></o:p></p>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:11.0pt;
font-family:"Calibri","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;
font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Barry Kalmanson<br>
<b>Sent:</b> Wednesday, February 06, 2013 1:48 PM<br>
<b>To:</b> <a href="mailto:Leiby@mkpalaw.com">Leiby@mkpalaw.com</a>; <a
href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</a>; <a
href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lenderbond off
aconstruction lien?</span><o:p></o:p></p>

<p class=MsoNormal style='margin-left:.5in'> <o:p></o:p></p>

<p class=MsoNormal style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:
12.0pt;margin-left:.5in'><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'>Maybe some legislative clarification is in order.</span><o:p></o:p></p>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Barry Kalmanson<br>
<a href="mailto:bkpa1@aol.com">bkpa1@aol.com</a></span><o:p></o:p></p>

</div>

<p class=MsoNormal style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:
12.0pt;margin-left:.5in'><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'> </span><o:p></o:p></p>

<div>

<p class=MsoNormal style='mso-margin-top-alt:0in;margin-right:0in;margin-bottom:
12.0pt;margin-left:.5in'><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'>-----Original Message-----<br>
From: Larry Leiby <<a href="mailto:Leiby@mkpalaw.com">Leiby@mkpalaw.com</a>><br>
To: 'Roberts, Hardy L.' <<a href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</a>>;
'Construction Law Discussion' <<a
href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a>><br>
Sent: Wed, Feb 6, 2013 11:27 am<br>
Subject: Re: [CLC-Discussion] Can a construction lender bond off aconstruction
lien?</span><o:p></o:p></p>

<div id="AOLMsgPart_3_2fe054e8-c48f-4d59-920f-c08999a2f5f4">

<div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'>I agree with those who noted
that a lender does not have an interest in property, instead it has a mortgage
lien, and thus is not covered under 713.24.  However that is the tip of
the iceberg and begs the question.</span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'>The concern that I have
experienced is where the lender seeks to transfer the lien to bond but the bond
form is not conditioned only on proving the lien claim it is also conditioned
on proving priority.  That is not what 713.24 is about, and the clerks
aren’t real students of 713.24 as they have many duties.  If that happens
the lienor should challenge any certificate of transfer.  </span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'>So a lender is a little nuts
wanting to transfer a lien under 713.24 without added language (which would not
meet the requirements of 713.24), because then the lienor need only prove its
lien claim and the condition of the bond is performed where the principal and surety
on the bond are on the hook (assuming they didn’t sneak in any added language
to the 713.24 bond form).  The lender loses its argument about the lien
not having equity and being inferior to the mortgage by bonding it off and
taking the property equity out of the equation.  The lienor should be
ecstatic about not being worried about the lender’s priority any more, but must
watch carefully the language in the bond.  If the lender is looking to
clear title for some reason of its own, it should not be the principal on the
bond – only someone with an interest.  If the lender gets cute and adds
language to the bond, we have some new issues to address, which I believe are
not yet resolved.  </span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'>Thus if the lender uses a
713.24 bond to transfer it off, the question is:  Is the lien really
transferred off, or is the lien still there along with the bond because the
lender cannot meet the requirements of 713.24 by not having an interest in the
property?  </span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

</div>

<div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Larry R. Leiby, Esq.</span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Malka & Kravitz,
P.A.                                                         
</span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>1300 Sawgrass Corp. Pkwy., Suite
100</span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Ft. Lauderdale, FL  33323</span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Phone:  954-514-0984</span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Fax:     
954-514-0985     e-mail:  <a
href="mailto:leiby@mkpalaw.com">leiby@mkpalaw.com</a></span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'> </span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Board Certified in Construction
Law</span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Fla. Supreme Court Certified
Circuit Court Civil Mediator</span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'> </span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Member, Leiby Alexander Brandt
ADR Group, LLC</span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Member, JAMS Global Engineering
and Construction
Panel                   
</span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Fellow, College of Commercial
Arbitrators</span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'> </span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'><img border=0 width=112
height=94 id="Picture_x0020_0" src="cid:image001.jpg@01CE18FE.9E0FF9D0"
alt="Description: JAMSadr.com.jpg"></span><o:p></o:p></p>

</div>

</div>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

</div>

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<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>From:</span></b><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org?">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>John Campo<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:41 PM<br>
<b>To:</b> 'Matthew Belcastro'; 'Raymond L. Robinson'; 'Gibbons, Michael';
'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?</span><o:p></o:p></p>

</div>

</div>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'> </span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-family:"Arial","sans-serif";
color:black'>As a practical matter, I would welcome a Lien Transfer Bond
knowing that a pile of money is readily available for the taking should my
client prevail on its lien.  </span><o:p></o:p></p>

</div>

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<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'> </span><o:p></o:p></p>

</div>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#244061'>John D. Campo, Esq.<br>
Florida Bar Board Certified - Construction Law      <br>
<a href="mailto:john@npw-law.com">john@npw-law.com</a></span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:8.0pt;
font-family:"Arial","sans-serif";color:#244061'> </span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#244061'>Niesen|Price|Worthy|Campo|Blakey,
PA<br>
5216 SW 91st Drive  Gainesville, FL 32608<br>
Ph (352) 373-9031   Fax (352) 373-9099</span><o:p></o:p></p>

</div>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#244061'><a href="http://npw-law.com/"
target="_blank">http://npw-law.com</a></span><o:p></o:p></p>

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id="_x0000_i1031" src="cid:image004.jpg@01CE18FE.9E0FF9D0"
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font-family:"Arial","sans-serif";color:#244061'>This communication is intended for
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contain information that is privileged, confidential and exempt from disclosure
under applicable law.  If the reader of this communication is not the
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you.</span><o:p></o:p></p>

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color:black'> </span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>From:</span></b><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org?">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Matthew Belcastro<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:16 PM<br>
<b>To:</b> Raymond L. Robinson; Gibbons, Michael; Roberts, Hardy L.;
Construction Law Discussion<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?</span><o:p></o:p></p>

</div>

</div>

</div>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'> </span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>I'm not sure I understand why the
construction lender wants to bond off the lien?  Are they trying to convert
to permanent financing and unable as a result of the construction lien?  </span><o:p></o:p></p>

</div>

</div>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'><br>
<br>
<br>
<strong><span style='font-family:"Arial","sans-serif"'>Matthew Belcastro</span></strong><br>
Attorney at Law<br>
Henderson, Franklin, Starnes & Holt, P.A.<br>
1715 Monroe Street<br>
P.O. Box 280<br>
Fort Myers, FL  33902<br>
Direct Dial:  239.344.1205<br>
Direct Fax: 239.344.1524<br>
<a href="mailto:Matthew.Belcastro@henlaw.com">Matthew.Belcastro@henlaw.com</a><br>
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<blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>-----Original Message-----<br>
<b>From:</b> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Raymond L. Robinson<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:02 PM<br>
<b>To:</b> Gibbons, Michael; Roberts, Hardy L.; Construction Law Discussion<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?</span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'>One could make the argument
that Florida is considered a “lien” state and case law has held that a mortgage
is not a transfer of “interest” in real property and therefore does not need
two subscribing witnesses.  Good question though.  Let me know if you
find the answer.</span><o:p></o:p></p>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>  </span><b><i><span
style='font-family:"Arial","sans-serif";color:black'>Raymond L. Robinson, Esq.</span></i></b><o:p></o:p></p>

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<p class=MsoNormal style='margin-left:.5in'><b><i><span style='font-size:10.0pt;
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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
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<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>From:</span></b><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Gibbons, Michael<br>
<b>Sent:</b> Tuesday, February 05, 2013 12:19 PM<br>
<b>To:</b> 'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off a
construction lien?</span><o:p></o:p></p>

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</div>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'> </span><o:p></o:p></p>

</div>

<div style='margin-bottom:12.0pt'>

<p class=MsoNormal style='margin-left:.5in'><span style='font-family:"Arial","sans-serif";
color:black'> </span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'>Yes.  The lender has “an
interest” via its mortgage in the real property on which the lien is imposed.</span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

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<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'>Michael R. Gibbons  (<a
href="http://lowndes-law.com/our-people/michael-r-gibbons" target="_blank"><span
style='color:black'>Bio</span></a>)</span></b><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'>Shareholder</span></b><o:p></o:p></p>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:green'>Lowndes, Drosdick, Doster, Kantor
& Reed, P.A.</span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:green'>215 N. Eola Drive</span><o:p></o:p></p>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:green'>Orlando, FL 32801</span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:green'>Phone: 407-418-6378</span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:green'>Fax: 407-843-4444</span><o:p></o:p></p>

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<p class=MsoNormal style='margin-left:.5in;text-align:justify'><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";color:green'>email: <a
href="mailto:michael.gibbons@lowndes-law.com"><span style='color:black'>michael.gibbons@lowndes-law.com</span></a></span><o:p></o:p></p>

<p class=MsoNormal style='margin-left:.5in;text-align:justify'><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";color:green'>website: <a
href="http://www.lowndes-law.com/" target="_blank"><span style='color:black'>http://www.lowndes-law.com</span></a></span><o:p></o:p></p>

<p class=MsoNormal style='margin-left:.5in;text-align:justify'><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";color:green'> </span><o:p></o:p></p>

<div style='margin-bottom:12.0pt'>

<p class=MsoNormal style='margin-left:.5in;text-align:justify'><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";color:green'>       
<img border=0 width=93 height=89 id="Picture_x0020_1"
src="cid:image014.jpg@01CE18FE.9E0FF9D0"></span><o:p></o:p></p>

</div>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:#1F497D'> </span><o:p></o:p></p>

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<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>

<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>From:</span></b><span
style='font-size:10.0pt;font-family:"Arial","sans-serif";color:black'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Roberts, Hardy L.<br>
<b>Sent:</b> Tuesday, February 05, 2013 11:55 AM<br>
<b>To:</b> 'Construction Law Discussion'<br>
<b>Subject:</b> [CLC-Discussion] Can a construction lender bond off a
construction lien?</span><o:p></o:p></p>

</div>

</div>

</div>

<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'> </span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'>Anyone have any thoughts on this?</span><o:p></o:p></p>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'> </span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'><img border=0 width=190
height=53 id="_x0000_i1042" src="cid:image015.png@01CE18FE.9E0FF9D0"
alt="Carlton Fields"><br>
Hardy L. Roberts</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'><br>
Attorney at Law / Board Certified in Construction Law by the Florida Bar<br>
4221 W. Boy Scout Blvd., Ste. 1000<br>
Tampa, Florida  33607-5780 <br>
Direct:  813.229.4105 | Fax:  813.229.4133<br>
<br>
<a href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</a> | <a
href="http://www.carltonfields.com/" target="_blank">www.carltonfields.com</a> <br>
<a href="http://www.carltonfields.com/hroberts/" target="_blank">bio</a> | <a
href="http://www.carltonfields.com/load.vcf?type=atty&id=49fd8f5b-3f72-45c2-9ca7-83799b9c8b29"
target="_blank">vcard</a>    <br>
<br>
<i>Confidential: This e-mail contains a communication protected by the
attorney-client privilege or constitutes work product.  If you do not
expect such a communication please delete this message without reading it or
any attachment and then notify the sender of this inadvertent delivery.</i> </span><o:p></o:p></p>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-size:10.0pt;
font-family:"Arial","sans-serif";color:black'> </span><o:p></o:p></p>

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<p class=MsoNormal style='margin-left:.5in'><span style='font-family:"Arial","sans-serif";
color:black'> </span><o:p></o:p></p>

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<div>

<p class=MsoNormal style='margin-left:.5in'><b><span style='font-size:9.0pt;
font-family:"Arial","sans-serif";color:black'>Notice of Confidentiality:</span></b><span
style='font-size:9.0pt;font-family:"Arial","sans-serif";color:black'> This
e-mail communication and the attachment(s) hereto, if any, are intended solely
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this e-mail communication and the attachment(s) hereto, if any, may contain
written advice concerning or relating to a Federal (U.S.) tax issue, United
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do hereby) advise and disclose to you that, unless we expressly state otherwise
in writing, such tax advice is not written or intended to be used, and cannot
be used by you (the addressee), or other person(s), for purposes of (1)
avoiding penalties imposed under the United States Internal Revenue Code or (2)
promoting, marketing or recommending to any other person(s) the (or any of the)
transaction(s) or matter(s) addressed, discussed or referenced herein. Each
taxpayer should seek advice from an independent tax advisor with respect to any
Federal tax issue(s), transaction(s) or matter(s) addressed, discussed or
referenced herein based upon his, her or its particular circumstances. [v4.30] </span><o:p></o:p></p>

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</blockquote>

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<div id="AOLMsgPart_18_2fe054e8-c48f-4d59-920f-c08999a2f5f4"><pre
style='margin-left:.5in;background:white'><tt><span style='color:black'>_______________________________________________</span></tt><o:p></o:p></pre><pre
style='margin-left:.5in;background:white'><tt><span style='color:black'>CLC-Discussion mailing list</span></tt><o:p></o:p></pre><pre
style='margin-left:.5in;background:white'><tt><span style='color:black'><a
href="mailto:CLC-Discussion@lists.flabarrpptl.org">CLC-Discussion@lists.flabarrpptl.org</a></span></tt><o:p></o:p></pre><pre
style='margin-left:.5in;background:white'><tt><span style='color:black'><a
href="http://mailman.fsr.com/mailman/listinfo/clc-discussion" target="_blank">http://mailman.fsr.com/mailman/listinfo/clc-discussion</a></span></tt><o:p></o:p></pre></div>

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</div>

<p class=MsoNormal><b><o:p> </o:p></b></p>

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<hr size=2 width="100%" align=center>

</b></div>

<p class=MsoNormal style='margin-bottom:12.0pt'><b><span style='font-family:
"Arial","sans-serif";color:black'><br>
****<u>IRS CIRCULAR 230 DISCLOSURE</u>: TO ENSURE COMPLIANCE WITH REQUIREMENTS
IMPOSED BY THE IRS, WE INFORM YOU THAT ANY TAX ADVICE CONTAINED IN THIS
COMMUNICATION (INCLUDING ANY ATTACHMENTS) IS NOT INTENDED OR WRITTEN BY HOLLAND
& KNIGHT LLP TO BE USED, AND CANNOT BE USED, FOR THE PURPOSE OF (I)
AVOIDING TAX-RELATED PENALTIES UNDER THE INTERNAL REVENUE CODE, OR (II)
PROMOTING, MARKETING, OR RECOMMENDING TO ANOTHER PARTY ANY TAX-RELATED MATTER HEREIN.****</span></b><o:p></o:p></p>

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<hr size=2 width="100%" align=center>

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<p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";
color:black'><br>
NOTE: This e-mail is from a law firm, Holland & Knight LLP (“H&K”), and
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you believe you received this e-mail in error, please notify the sender
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construe anything in this e-mail to make you a client unless it contains a
specific statement to that effect and do not disclose anything to H&K in
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