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<p class=MsoNormal><span style='color:#1F497D'>I agree with those who noted
that a lender does not have an interest in property, instead it has a mortgage
lien, and thus is not covered under 713.24. However that is the tip of the
iceberg and begs the question.<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'>The concern that I have experienced
is where the lender seeks to transfer the lien to bond but the bond form is not
conditioned only on proving the lien claim it is also conditioned on proving priority.
That is not what 713.24 is about, and the clerks aren’t real students of 713.24
as they have many duties. If that happens the lienor should challenge any
certificate of transfer. <o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'>So a lender is a little nuts
wanting to transfer a lien under 713.24 without added language (which would not
meet the requirements of 713.24), because then the lienor need only prove its
lien claim and the condition of the bond is performed where the principal and
surety on the bond are on the hook (assuming they didn’t sneak in any added
language to the 713.24 bond form). The lender loses its argument about the
lien not having equity and being inferior to the mortgage by bonding it off and
taking the property equity out of the equation. The lienor should be ecstatic
about not being worried about the lender’s priority any more, but must watch
carefully the language in the bond. If the lender is looking to clear title
for some reason of its own, it should not be the principal on the bond – only someone
with an interest. If the lender gets cute and adds language to the bond, we
have some new issues to address, which I believe are not yet resolved. <o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'>Thus if the lender uses a 713.24
bond to transfer it off, the question is: Is the lien really transferred off,
or is the lien still there along with the bond because the lender cannot meet
the requirements of 713.24 by not having an interest in the property? <o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><b><span style='font-family:"Arial Rounded MT Bold","sans-serif";
color:#215868'>Larry R. Leiby, Esq.<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-family:"Arial","sans-serif";color:#1F497D'>Malka
& Kravitz, P.A. <o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-family:"Arial","sans-serif";color:#1F497D'>1300
Sawgrass Corp. Pkwy., Suite 100<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-family:"Arial","sans-serif";color:#1F497D'>Ft.
Lauderdale, FL 33323<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Phone: 954-514-0984<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Fax: 954-514-0985 e-mail: leiby@mkpalaw.com<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>
<p class=MsoNormal><b><span style='font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Fla. Supreme Court Certified Circuit Court Civil Mediator<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>
<p class=MsoNormal><span style='font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Member, Leiby Alexander Brandt ADR Group, LLC<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Member, JAMS Global Engineering and Construction
Panel <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Fellow, College of Commercial Arbitrators<o:p></o:p></span></p>
<p class=MsoNormal><b><span style='font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>
<p class=MsoNormal><span style='color:#1F497D'><img width=112 height=94
id="Picture_x0020_0" src="cid:image002.jpg@01CE045B.B8DA6AA0"
alt="Description: JAMSadr.com.jpg"></span><span style='color:#1F497D'><o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>
clc-discussion-bounces@lists.flabarrpptl.org
[mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>John
Campo<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:41 PM<br>
<b>To:</b> 'Matthew Belcastro'; 'Raymond L. Robinson'; 'Gibbons, Michael';
'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal><span style='font-size:12.0pt;color:black'>As a practical
matter, I would welcome a Lien Transfer Bond knowing that a pile of money is
readily available for the taking should my client prevail on its lien. <o:p></o:p></span></p>
<div>
<p class=MsoNormal><span style='color:black'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#244061'>John D. Campo, Esq.<br>
Florida Bar Board Certified - Construction Law <br>
<a href="mailto:john@npw-law.com">john@npw-law.com</a><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:8.0pt;color:#244061'> <o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#244061'>Niesen|Price|Worthy|Campo|Blakey,
PA<br>
5216 SW 91st Drive Gainesville, FL 32608<br>
Ph (352) 373-9031 Fax (352) 373-9099<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#244061'><a href="http://npw-law.com">http://npw-law.com</a></span><span
style='color:black'><o:p></o:p></span></p>
<p class=MsoNormal><span style='color:black'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:black'><img border=0 width=85 height=68
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<p class=MsoNormal><span style='color:black'><o:p> </o:p></span></p>
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<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>
clc-discussion-bounces@lists.flabarrpptl.org
[mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Matthew
Belcastro<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:16 PM<br>
<b>To:</b> Raymond L. Robinson; Gibbons, Michael; Roberts, Hardy L.;
Construction Law Discussion<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:blue'>I'm not sure I understand why the construction lender wants to bond
off the lien? Are they trying to convert to permanent financing and
unable as a result of the construction lien? </span><span
style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><br>
<br>
<br>
<strong><span style='font-family:"Arial","sans-serif"'>Matthew Belcastro</span></strong><br>
Attorney at Law<br>
Henderson, Franklin, Starnes & Holt, P.A.<br>
1715 Monroe Street<br>
P.O. Box 280<br>
Fort Myers, FL 33902<br>
Direct Dial: 239.344.1205<br>
Direct Fax: 239.344.1524<br>
<a href="mailto:Matthew.Belcastro@henlaw.com">Matthew.Belcastro@henlaw.com</a><br>
<a href="http://www.henlaw.com">www.henlaw.com</a><br>
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<p><strong><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>CONFIDENTIALITY
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<p><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Henderson,
Franklin, Starnes & Holt, P.A.</span><o:p></o:p></p>
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<blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>
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<p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:10.0pt;
font-family:"Tahoma","sans-serif"'>-----Original Message-----<br>
<b>From:</b> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Raymond L. Robinson<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:02 PM<br>
<b>To:</b> Gibbons, Michael; Roberts, Hardy L.; Construction Law Discussion<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'>One could make the argument that
Florida is considered a “lien” state and case law has held that a mortgage is
not a transfer of “interest” in real property and therefore does not need two
subscribing witnesses. Good question though. Let me know if you
find the answer.<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
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</span><b><i><span style='font-size:12.0pt;font-family:"Book Antiqua","serif";
color:#1F497D'>Raymond L. Robinson, Esq.<o:p></o:p></span></i></b></p>
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alt="Description: facebook 4040"></span></a><span style='color:black'> </span><a
href="http://www.linkedin.com/pub/raymond-robinson/26/35b/a09"><span
style='color:black;text-decoration:none'><img border=0 width=32 height=34
id="Picture_x0020_10" src="cid:image023.png@01CE045B.B8DA6AA0"
alt="http://ahaa.org/img/linkedin-icon.png"></span></a><span style='color:#1F497D'><o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><img border=0 width=109
height=99 id="Picture_x0020_8" src="cid:image024.png@01CE045B.B8DA6AA0"
alt="qrcode.1344014[1]"><o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Gibbons, Michael<br>
<b>Sent:</b> Tuesday, February 05, 2013 12:19 PM<br>
<b>To:</b> 'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off a
construction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:12.0pt;
font-family:"Times New Roman","serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'>Yes. The lender has “an
interest” via its mortgage in the real property on which the lien is imposed.<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<p class=MsoNormal><b><span style='color:#1F497D'>Michael R. Gibbons (<a
href="http://lowndes-law.com/our-people/michael-r-gibbons"><span
style='color:black'>Bio</span></a>)<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='color:#1F497D'>Shareholder</span></b><span
style='font-size:10.0pt;color:#1F497D'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;color:green'>Lowndes,
Drosdick, Doster, Kantor & Reed, P.A.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;color:green'>215 N. Eola Drive<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;color:green'>Orlando, FL 32801<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;color:green'>Phone:
407-418-6378<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;color:green'>Fax: 407-843-4444<o:p></o:p></span></p>
<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
color:green'>email: <a href="mailto:michael.gibbons@lowndes-law.com"><span
style='color:black'>michael.gibbons@lowndes-law.com</span></a><o:p></o:p></span></p>
<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
color:green'>website: <a href="http://www.lowndes-law.com/"><span
style='color:black'>http://www.lowndes-law.com</span></a><o:p></o:p></span></p>
<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
color:green'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:12.0pt;text-align:justify'><span
style='font-size:10.0pt;color:green'>
<img border=0 width=93 height=89 id="Picture_x0020_1"
src="cid:image025.jpg@01CE045B.B8DA6AA0"><o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Roberts, Hardy L.<br>
<b>Sent:</b> Tuesday, February 05, 2013 11:55 AM<br>
<b>To:</b> 'Construction Law Discussion'<br>
<b>Subject:</b> [CLC-Discussion] Can a construction lender bond off a
construction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal>Anyone have any thoughts on this?<o:p></o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'><img border=0 width=190 height=53 id="_x0000_i1037"
src="cid:image026.png@01CE045B.B8DA6AA0" alt="Carlton Fields"><br>
Hardy L. Roberts</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'><br>
Attorney at Law / Board Certified in Construction Law by the Florida Bar<br>
4221 W. Boy Scout Blvd., Ste. 1000<br>
Tampa, Florida 33607-5780 <br>
Direct: 813.229.4105 | Fax: 813.229.4133<br>
<br>
<a href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</a> | <a
href="http://www.carltonfields.com/">www.carltonfields.com</a> <br>
<a href="http://www.carltonfields.com/hroberts/">bio</a> | <a
href="http://www.carltonfields.com/load.vcf?type=atty&id=49fd8f5b-3f72-45c2-9ca7-83799b9c8b29">vcard</a>
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