<font color='black' size='2' face='arial'><FONT style="BACKGROUND-COLOR: transparent" face="Arial, Helvetica, sans-serif">Maybe some legislative clarification is in order.</FONT><br>
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<div style="CLEAR: both">Barry Kalmanson<br>
bkpa1@aol.com<br>
</div>
<br>
<br>
<div style="FONT-FAMILY: arial,helvetica; COLOR: black; FONT-SIZE: 10pt">-----Original Message-----<br>
From: Larry Leiby <Leiby@mkpalaw.com><br>
To: 'Roberts, Hardy L.' <hroberts@carltonfields.com>; 'Construction Law Discussion' <clc-discussion@lists.flabarrpptl.org><br>
Sent: Wed, Feb 6, 2013 11:27 am<br>
Subject: Re: [CLC-Discussion] Can a construction lender bond off aconstruction lien?<br>
<br>
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<div class=MsoNormal><SPAN style="COLOR: #1f497d">I agree with those who noted that a lender does not have an interest in property, instead it has a mortgage lien, and thus is not covered under 713.24. However that is the tip of the iceberg and begs the question.</SPAN></div>
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<div class=MsoNormal><SPAN style="COLOR: #1f497d">The concern that I have experienced is where the lender seeks to transfer the lien to bond but the bond form is not conditioned only on proving the lien claim it is also conditioned on proving priority. That is not what 713.24 is about, and the clerks aren’t real students of 713.24 as they have many duties. If that happens the lienor should challenge any certificate of transfer. </SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #1f497d"> </SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #1f497d">So a lender is a little nuts wanting to transfer a lien under 713.24 without added language (which would not meet the requirements of 713.24), because then the lienor need only prove its lien claim and the condition of the bond is performed where the principal and surety on the bond are on the hook (assuming they didn’t sneak in any added language to the 713.24 bond form). The lender loses its argument about the lien not having equity and being inferior to the mortgage by bonding it off and taking the property equity out of the equation. The lienor should be ecstatic about not being worried about the lender’s priority any more, but must watch carefully the language in the bond. If the lender is looking to clear title for some reason of its own, it should not be the principal on the bond – only someone with an interest. If the lender gets cute and adds language to the bond, we have some new issues to address, which I believe are not yet resolved. </SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #1f497d"> </SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #1f497d">Thus if the lender uses a 713.24 bond to transfer it off, the question is: Is the lien really transferred off, or is the lien still there along with the bond because the lender cannot meet the requirements of 713.24 by not having an interest in the property? </SPAN></div>
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<div class=MsoNormal><SPAN style="COLOR: #1f497d"> </SPAN></div>
<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ">Larry R. Leiby, Esq.</SPAN></B></div>
<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ">Malka & Kravitz, P.A. </SPAN></B></div>
<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ">1300 Sawgrass Corp. Pkwy., Suite 100</SPAN></B></div>
<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ">Ft. Lauderdale, FL 33323</SPAN></B></div>
<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt">Phone: 954-514-0984</SPAN></B></div>
<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt">Fax: 954-514-0985 e-mail: <A href="mailto:leiby@mkpalaw.com">leiby@mkpalaw.com</A></SPAN></B></div>
<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt"> </SPAN></B></div>
<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ">Board Certified in Construction Law</SPAN></B></div>
<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ">Fla. Supreme Court Certified Circuit Court Civil Mediator</SPAN></B></div>
<div class=MsoNormal><B><SPAN style="FONT-FAMILY: "> </SPAN></B></div>
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<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt">From:</SPAN></B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt"> <A href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</A> [<A href="mailto:clc-discussion-bounces@lists.flabarrpptl.org?">mailto:clc-discussion-bounces@lists.flabarrpptl.org</A>] <B>On Behalf Of </B>John Campo<br>
<B>Sent:</B> Tuesday, February 05, 2013 2:41 PM<br>
<B>To:</B> 'Matthew Belcastro'; 'Raymond L. Robinson'; 'Gibbons, Michael'; 'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<B>Subject:</B> Re: [CLC-Discussion] Can a construction lender bond off aconstruction lien?</SPAN></div>
</div>
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<div class=MsoNormal> </div>
<div class=MsoNormal><SPAN style="COLOR: black; FONT-SIZE: 12pt">As a practical matter, I would welcome a Lien Transfer Bond knowing that a pile of money is readily available for the taking should my client prevail on its lien. </SPAN></div>
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<div class=MsoNormal><SPAN style="COLOR: black"> </SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #244061">John D. Campo, Esq.<br>
Florida Bar Board Certified - Construction Law <br>
<A href="mailto:john@npw-law.com">john@npw-law.com</A></SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #244061; FONT-SIZE: 8pt"> </SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #244061">Niesen|Price|Worthy|Campo|Blakey, PA<br>
5216 SW 91st Drive Gainesville, FL 32608<br>
Ph (352) 373-9031 Fax (352) 373-9099</SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #244061"><A href="http://npw-law.com/" target=_blank>http://npw-law.com</A></SPAN><SPAN style="COLOR: black"></SPAN></div>
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<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt">From:</SPAN></B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt"> <A href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</A> [<A href="mailto:clc-discussion-bounces@lists.flabarrpptl.org?">mailto:clc-discussion-bounces@lists.flabarrpptl.org</A>] <B>On Behalf Of </B>Matthew Belcastro<br>
<B>Sent:</B> Tuesday, February 05, 2013 2:16 PM<br>
<B>To:</B> Raymond L. Robinson; Gibbons, Michael; Roberts, Hardy L.; Construction Law Discussion<br>
<B>Subject:</B> Re: [CLC-Discussion] Can a construction lender bond off aconstruction lien?</SPAN></div>
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<div class=MsoNormal><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt">I'm not sure I understand why the construction lender wants to bond off the lien? Are they trying to convert to permanent financing and unable as a result of the construction lien? </SPAN><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt"></SPAN></div>
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<div class=MsoNormal><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt"><br>
<br>
<br>
<STRONG><SPAN style="FONT-FAMILY: ">Matthew Belcastro</SPAN></STRONG><br>
Attorney at Law<br>
Henderson, Franklin, Starnes & Holt, P.A.<br>
1715 Monroe Street<br>
P.O. Box 280<br>
Fort Myers, FL 33902<br>
Direct Dial: 239.344.1205<br>
Direct Fax: 239.344.1524<br>
<A href="mailto:Matthew.Belcastro@henlaw.com">Matthew.Belcastro@henlaw.com</A><br>
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<div style="MARGIN-BOTTOM: 12pt" class=MsoNormal><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt">-----Original Message-----<br>
<B>From:</B> <A href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</A> [<A href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</A>] <B>On Behalf Of </B>Raymond L. Robinson<br>
<B>Sent:</B> Tuesday, February 05, 2013 2:02 PM<br>
<B>To:</B> Gibbons, Michael; Roberts, Hardy L.; Construction Law Discussion<br>
<B>Subject:</B> Re: [CLC-Discussion] Can a construction lender bond off aconstruction lien?</SPAN><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt"></SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #1f497d">One could make the argument that Florida is considered a “lien” state and case law has held that a mortgage is not a transfer of “interest” in real property and therefore does not need two subscribing witnesses. Good question though. Let me know if you find the answer.</SPAN></div>
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<div class=MsoNormal><SPAN style="FONT-FAMILY: "> </SPAN><B><I><SPAN style="FONT-FAMILY: ; FONT-SIZE: 12pt">Raymond L. Robinson, Esq.</SPAN></I></B></div>
<div class=MsoNormal><B><I><SPAN style="FONT-FAMILY: "> Office: (305) 662-7618 </SPAN></I></B><B><I><SPAN style="FONT-FAMILY: ; FONT-SIZE: 12pt"></SPAN></I></B></div>
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<div class=MsoNormal><SPAN style="COLOR: #1f497d"> </SPAN></div>
<div class=MsoNormal><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt">Connect with Robinson & Associates, P.A.</SPAN></div>
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<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt">From:</SPAN></B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt"> <A href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</A> [<A href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</A>] <B>On Behalf Of </B>Gibbons, Michael<br>
<B>Sent:</B> Tuesday, February 05, 2013 12:19 PM<br>
<B>To:</B> 'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<B>Subject:</B> Re: [CLC-Discussion] Can a construction lender bond off a construction lien?</SPAN></div>
</div>
</div>
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<div style="MARGIN-BOTTOM: 12pt" class=MsoNormal><SPAN style="FONT-FAMILY: ; FONT-SIZE: 12pt"> </SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #1f497d">Yes. The lender has “an interest” via its mortgage in the real property on which the lien is imposed.</SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: #1f497d"> </SPAN></div>
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<div class=MsoNormal><B><SPAN style="COLOR: #1f497d">Michael R. Gibbons (<A href="http://lowndes-law.com/our-people/michael-r-gibbons" target=_blank><SPAN style="COLOR: black">Bio</SPAN></A>)</SPAN></B></div>
<div class=MsoNormal><B><SPAN style="COLOR: #1f497d">Shareholder</SPAN></B><SPAN style="COLOR: #1f497d; FONT-SIZE: 10pt"></SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: green; FONT-SIZE: 10pt">Lowndes, Drosdick, Doster, Kantor & Reed, P.A.</SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: green; FONT-SIZE: 10pt">215 N. Eola Drive</SPAN></div>
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<div class=MsoNormal><SPAN style="COLOR: green; FONT-SIZE: 10pt">Phone: 407-418-6378</SPAN></div>
<div class=MsoNormal><SPAN style="COLOR: green; FONT-SIZE: 10pt">Fax: 407-843-4444</SPAN></div>
<div style="TEXT-ALIGN: justify" class=MsoNormal><SPAN style="COLOR: green; FONT-SIZE: 10pt">email: <A href="mailto:michael.gibbons@lowndes-law.com"><SPAN style="COLOR: black">michael.gibbons@lowndes-law.com</SPAN></A></SPAN></div>
<div style="TEXT-ALIGN: justify" class=MsoNormal><SPAN style="COLOR: green; FONT-SIZE: 10pt">website: <A href="http://www.lowndes-law.com/" target=_blank><SPAN style="COLOR: black">http://www.lowndes-law.com</SPAN></A></SPAN></div>
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<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt">From:</SPAN></B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt"> <A href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</A> [<A href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</A>] <B>On Behalf Of </B>Roberts, Hardy L.<br>
<B>Sent:</B> Tuesday, February 05, 2013 11:55 AM<br>
<B>To:</B> 'Construction Law Discussion'<br>
<B>Subject:</B> [CLC-Discussion] Can a construction lender bond off a construction lien?</SPAN></div>
</div>
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<div class=MsoNormal> </div>
<div class=MsoNormal>Anyone have any thoughts on this?</div>
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<div class=MsoNormal><B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt"><IMG id=_x0000_i1037 border=0 alt="Carlton Fields" src="cid:image026.png@01CE045B.B8DA6AA0" width=190 height=53><br>
Hardy L. Roberts</SPAN></B><SPAN style="FONT-FAMILY: ; FONT-SIZE: 10pt"><br>
Attorney at Law / Board Certified in Construction Law by the Florida Bar<br>
4221 W. Boy Scout Blvd., Ste. 1000<br>
Tampa, Florida 33607-5780 <br>
Direct: 813.229.4105 | Fax: 813.229.4133<br>
<br>
<A href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</A> | <A href="http://www.carltonfields.com/" target=_blank>www.carltonfields.com</A> <br>
<A href="http://www.carltonfields.com/hroberts/" target=_blank>bio</A> | <A href="http://www.carltonfields.com/load.vcf?type=atty&id=49fd8f5b-3f72-45c2-9ca7-83799b9c8b29" target=_blank>vcard</A> <br>
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