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<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>We recently had a scenario where the lender needed to clear
title in order to proceed on a complex commercial short sale because our lien,
and issues too complex to be resolved short of trial, were impeding their ability
to foreclose out the interests of the lien holder. As a result, they transferred
the lien to bond to effectuate that multi-million dollar transaction. <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>As Larry indicated in his post earlier, the lender was not too
happy to then realize that they had waived any right to argue the priority of
their loan over the lien, and were forced to satisfy the lien that would have
otherwise been worth nothing.<o:p></o:p></span></p>
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<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>That is the one and only time I have experienced such a scenario,
but to answer your question, there is at least one scenario where it can become
an issue.<o:p></o:p></span></p>
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<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
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clc-discussion-bounces@lists.flabarrpptl.org
[mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Greg
Elliott<br>
<b>Sent:</b> Wednesday, February 06, 2013 12:26 PM<br>
<b>To:</b> Reese J. Henderson, Jr.; Larry Leiby; 'Roberts, Hardy L.';
'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?<o:p></o:p></span></p>
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<p class=MsoNormal><o:p> </o:p></p>
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<p class=MsoNormal><span style='font-family:"Tahoma","sans-serif"'>Still
struggling to picture a scenario where a lender would have any legitimate
interest in transferring some claimant's lien against their borrower's property
off to other security (713.24 bond). In my experience the notion of
bonding a lien off usually is something a General Contractor elects do do with
one of his subs or materialmen's claim of lien, where he is in a dispute with
that sub or materialman over what is due, and does not want his owner's
property subjected to the lien. The property owner's lender might
consider the encumbrance to be an event of technical default under the
mortgage, but why would they care to expend the energy and resources to
transfer that inferior claim of interest off. If push came to shove
the lender could just foreclose the claim out with every other junior
encumberance.<o:p></o:p></span></p>
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<p class=MsoNormal><span style='font-family:"Tahoma","sans-serif"'>G. Elliott<o:p></o:p></span></p>
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<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Copperplate Gothic Light","sans-serif";
color:navy'>Gregory T. Elliott</span><span style='font-family:"Tahoma","sans-serif";
color:navy'><br>
</span><strong><i><span style='font-size:10.0pt;font-family:"Copperplate Gothic Light","sans-serif";
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<p class=MsoNormal><span style='font-family:"Tahoma","sans-serif"'>------
Original Message ------<o:p></o:p></span></p>
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<p class=MsoNormal><span style='font-family:"Tahoma","sans-serif"'>From:
"Reese J. Henderson, Jr." <<a
href="mailto:Reese.Henderson@gray-robinson.com">Reese.Henderson@gray-robinson.com</a>><o:p></o:p></span></p>
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<div>
<p class=MsoNormal><span style='font-family:"Tahoma","sans-serif"'>To:
"Larry Leiby" <<a href="mailto:Leiby@mkpalaw.com">Leiby@mkpalaw.com</a>>;
"'Roberts, Hardy L.'" <<a href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</a>>;
"'Construction Law Discussion'" <<a
href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a>><o:p></o:p></span></p>
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<p class=MsoNormal><span style='font-family:"Tahoma","sans-serif"'>Sent:
2/6/2013 11:45:46 AM<o:p></o:p></span></p>
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<div>
<p class=MsoNormal><span style='font-family:"Tahoma","sans-serif"'>Subject: Re:
[CLC-Discussion] Can a construction lender bond off aconstruction lien?<o:p></o:p></span></p>
</div>
<blockquote style='border:none;border-left:solid black 1.0pt;padding:0in 0in 0in 8.0pt;
margin-left:3.75pt;margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>
<div id=1eda7bf7d2144651ace52263919152ff>
<div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>“is the lien still there along with the bond . . .” –
interesting point, Larry. If the lender attempts to transfer the lien
through a 713.24 lien transfer bond, then by your argument the lienor would
still have its lien claim AND now have a claim against that bond, which,
because it does not comply with 713.24, is instead a common law bond which is
additional – and not substitute – security for the lien.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-family:"Tahoma","sans-serif"'><o:p> </o:p></span></p>
</div>
<p class=MsoNormal><strong><span style='font-family:"Arial","sans-serif"'>Reese
J. Henderson, Jr.</span></strong><span style='font-size:10.0pt;font-family:
"Tahoma","sans-serif"'><o:p></o:p></span></p>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Board
Certified Construction Attorney</span><span style='font-size:8.0pt;font-family:
Courier'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'>GrayRobinson, P.A.</span><span style='font-size:8.0pt;font-family:
Courier'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif";
color:black'>50 North Laura Street, Suite 1100 </span><span style='font-size:
8.0pt;font-family:Courier'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Jacksonville,
Florida 32202</span><span style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Main:
904-598-9929 | Fax: 904-598-9109</span><span style='font-size:8.0pt;font-family:
Courier'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif"'>Email:
<a href="mailto:Reese.Henderson@gray-robinson.com">Reese.Henderson@gray-robinson.com</a></span><span
style='font-size:8.0pt;font-family:Courier'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><a
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<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[mailto:<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Larry Leiby<br>
<b>Sent:</b> Wednesday, February 06, 2013 11:27 AM<br>
<b>To:</b> 'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off aconstruction
lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>I agree with those who noted that a lender does not have an
interest in property, instead it has a mortgage lien, and thus is not covered
under 713.24. However that is the tip of the iceberg and begs the
question.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>The concern that I have experienced is where the lender seeks to
transfer the lien to bond but the bond form is not conditioned only on proving
the lien claim it is also conditioned on proving priority. That is not
what 713.24 is about, and the clerks aren’t real students of 713.24 as they
have many duties. If that happens the lienor should challenge any
certificate of transfer. <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>So a lender is a little nuts wanting to transfer a lien under
713.24 without added language (which would not meet the requirements of
713.24), because then the lienor need only prove its lien claim and the
condition of the bond is performed where the principal and surety on the bond
are on the hook (assuming they didn’t sneak in any added language to the 713.24
bond form). The lender loses its argument about the lien not having
equity and being inferior to the mortgage by bonding it off and taking the
property equity out of the equation. The lienor should be ecstatic about
not being worried about the lender’s priority any more, but must watch carefully
the language in the bond. If the lender is looking to clear title for
some reason of its own, it should not be the principal on the bond – only
someone with an interest. If the lender gets cute and adds language to
the bond, we have some new issues to address, which I believe are not yet
resolved. <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Thus if the lender uses a 713.24 bond to transfer it off, the
question is: Is the lien really transferred off, or is the lien still
there along with the bond because the lender cannot meet the requirements of
713.24 by not having an interest in the property? <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#215868'>Larry R. Leiby, Esq.<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Malka & Kravitz,
P.A.
<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>1300 Sawgrass Corp. Pkwy., Suite 100<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Ft. Lauderdale, FL 33323<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Phone: 954-514-0984<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'>Fax: 954-514-0985
e-mail: <a href="mailto:leiby@mkpalaw.com">leiby@mkpalaw.com</a><o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Fla. Supreme Court Certified Circuit Court Civil Mediator<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Member, Leiby Alexander Brandt ADR Group, LLC<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Member, JAMS Global Engineering and Construction
Panel
<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'>Fellow, College of Commercial Arbitrators<o:p></o:p></span></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Arial Rounded MT Bold","sans-serif";
color:#1F497D'><o:p> </o:p></span></b></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><img border=0 width=112 height=94 id="Picture_x0020_0"
src="cid:image024.jpg@01CE0468.48F77590" alt="Description: JAMSadr.com.jpg"><o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
<a href="mailto:[mailto:clc-discussion-bounces@lists.flabarrpptl.org]">[mailto:clc-discussion-bounces@lists.flabarrpptl.org]</a>
<b>On Behalf Of </b>John Campo<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:41 PM<br>
<b>To:</b> 'Matthew Belcastro'; 'Raymond L. Robinson'; 'Gibbons, Michael';
'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'>As
a practical matter, I would welcome a Lien Transfer Bond knowing that a pile of
money is readily available for the taking should my client prevail on its
lien. <o:p></o:p></span></p>
<div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:black'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#244061'>John D. Campo, Esq.<br>
Florida Bar Board Certified - Construction Law <br>
<a href="mailto:john@npw-law.com">john@npw-law.com</a><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:8.0pt;font-family:"Calibri","sans-serif";
color:#244061'> <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#244061'>Niesen|Price|Worthy|Campo|Blakey, PA<br>
5216 SW 91st Drive Gainesville, FL 32608<br>
Ph (352) 373-9031 Fax (352) 373-9099<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#244061'><a href="http://npw-law.com">http://npw-law.com</a></span><span
style='font-size:11.0pt;font-family:"Calibri","sans-serif";color:black'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:black'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:black'><img border=0 width=85 height=68 id="_x0000_i1027"
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<img border=0 width=54 height=70 id="_x0000_i1028"
src="cid:image026.jpg@01CE0468.48F77590" alt="certification logo half size"><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:black'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:9.0pt;font-family:"Calibri","sans-serif";
color:#244061'>This communication is intended for the sole use of the
individual or entity to which it is addressed and may contain information that
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<p class=MsoNormal><span style='font-family:"Calibri","sans-serif";color:black'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
<a href="mailto:[mailto:clc-discussion-bounces@lists.flabarrpptl.org]">[mailto:clc-discussion-bounces@lists.flabarrpptl.org]</a>
<b>On Behalf Of </b>Matthew Belcastro<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:16 PM<br>
<b>To:</b> Raymond L. Robinson; Gibbons, Michael; Roberts, Hardy L.;
Construction Law Discussion<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:blue'>I'm not sure I understand why the construction lender wants to bond
off the lien? Are they trying to convert to permanent financing and
unable as a result of the construction lien? </span><span
style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><br>
<br>
<br>
<strong><span style='font-family:"Arial","sans-serif"'>Matthew Belcastro</span></strong><br>
Attorney at Law<br>
Henderson, Franklin, Starnes & Holt, P.A.<br>
1715 Monroe Street<br>
P.O. Box 280<br>
Fort Myers, FL 33902<br>
Direct Dial: 239.344.1205<br>
Direct Fax: 239.344.1524<br>
<a href="mailto:Matthew.Belcastro@henlaw.com">Matthew.Belcastro@henlaw.com</a><br>
<a href="http://www.henlaw.com">www.henlaw.com</a><br>
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<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span
style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Henderson, Franklin,
Starnes & Holt, P.A.</span><o:p></o:p></p>
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<blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:10.0pt;
font-family:"Tahoma","sans-serif"'>-----Original Message-----<br>
<b>From:</b> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Raymond L. Robinson<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:02 PM<br>
<b>To:</b> Gibbons, Michael; Roberts, Hardy L.; Construction Law Discussion<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off aconstruction
lien?</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>One could make the argument that Florida is considered a “lien”
state and case law has held that a mortgage is not a transfer of “interest” in
real property and therefore does not need two subscribing witnesses. Good
question though. Let me know if you find the answer.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<div>
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<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Gibbons, Michael<br>
<b>Sent:</b> Tuesday, February 05, 2013 12:19 PM<br>
<b>To:</b> 'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off a
construction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><o:p> </o:p></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Yes. The lender has “an interest” via its mortgage in the
real property on which the lien is imposed.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'><o:p> </o:p></span></p>
<div>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Michael R. Gibbons (<a
href="http://lowndes-law.com/our-people/michael-r-gibbons"><span
style='color:black'>Bio</span></a>)<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='font-size:11.0pt;font-family:"Calibri","sans-serif";
color:#1F497D'>Shareholder</span></b><span style='font-size:10.0pt;font-family:
"Calibri","sans-serif";color:#1F497D'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:green'>Lowndes, Drosdick, Doster, Kantor & Reed, P.A.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:green'>215 N. Eola Drive<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:green'>Orlando, FL 32801<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:green'>Phone: 407-418-6378<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Calibri","sans-serif";
color:green'>Fax: 407-843-4444<o:p></o:p></span></p>
<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
font-family:"Calibri","sans-serif";color:green'>email: <a
href="mailto:michael.gibbons@lowndes-law.com"><span style='color:black'>michael.gibbons@lowndes-law.com</span></a><o:p></o:p></span></p>
<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
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<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
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<p class=MsoNormal style='margin-bottom:12.0pt;text-align:justify'><span
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<img border=0 width=93 height=89 id="Picture_x0020_1"
src="cid:image036.jpg@01CE0468.48F77590"><o:p></o:p></span></p>
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<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Roberts, Hardy L.<br>
<b>Sent:</b> Tuesday, February 05, 2013 11:55 AM<br>
<b>To:</b> 'Construction Law Discussion'<br>
<b>Subject:</b> [CLC-Discussion] Can a construction lender bond off a
construction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'>Anyone
have any thoughts on this?<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'><img border=0 width=190 height=53 id="_x0000_i1039"
src="cid:image037.png@01CE0468.48F77590" alt="Carlton Fields"><br>
Hardy L. Roberts</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'><br>
Attorney at Law / Board Certified in Construction Law by the Florida Bar<br>
4221 W. Boy Scout Blvd., Ste. 1000<br>
Tampa, Florida 33607-5780 <br>
Direct: 813.229.4105 | Fax: 813.229.4133<br>
<br>
<a href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</a> | <a
href="http://www.carltonfields.com/">http://www.carltonfields.com/</a> <br>
<a href="http://www.carltonfields.com/hroberts/">bio</a> | <a
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