<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:x="urn:schemas-microsoft-com:office:excel" xmlns:p="urn:schemas-microsoft-com:office:powerpoint" xmlns:a="urn:schemas-microsoft-com:office:access" xmlns:dt="uuid:C2F41010-65B3-11d1-A29F-00AA00C14882" xmlns:s="uuid:BDC6E3F0-6DA3-11d1-A2A3-00AA00C14882" xmlns:rs="urn:schemas-microsoft-com:rowset" xmlns:z="#RowsetSchema" xmlns:b="urn:schemas-microsoft-com:office:publisher" xmlns:ss="urn:schemas-microsoft-com:office:spreadsheet" xmlns:c="urn:schemas-microsoft-com:office:component:spreadsheet" xmlns:odc="urn:schemas-microsoft-com:office:odc" xmlns:oa="urn:schemas-microsoft-com:office:activation" xmlns:html="http://www.w3.org/TR/REC-html40" xmlns:q="http://schemas.xmlsoap.org/soap/envelope/" xmlns:rtc="http://microsoft.com/officenet/conferencing" xmlns:D="DAV:" xmlns:Repl="http://schemas.microsoft.com/repl/" xmlns:mt="http://schemas.microsoft.com/sharepoint/soap/meetings/" xmlns:x2="http://schemas.microsoft.com/office/excel/2003/xml" xmlns:ppda="http://www.passport.com/NameSpace.xsd" xmlns:ois="http://schemas.microsoft.com/sharepoint/soap/ois/" xmlns:dir="http://schemas.microsoft.com/sharepoint/soap/directory/" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:dsp="http://schemas.microsoft.com/sharepoint/dsp" xmlns:udc="http://schemas.microsoft.com/data/udc" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:sub="http://schemas.microsoft.com/sharepoint/soap/2002/1/alerts/" xmlns:ec="http://www.w3.org/2001/04/xmlenc#" xmlns:sp="http://schemas.microsoft.com/sharepoint/" xmlns:sps="http://schemas.microsoft.com/sharepoint/soap/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:udcs="http://schemas.microsoft.com/data/udc/soap" xmlns:udcxf="http://schemas.microsoft.com/data/udc/xmlfile" xmlns:udcp2p="http://schemas.microsoft.com/data/udc/parttopart" xmlns:wf="http://schemas.microsoft.com/sharepoint/soap/workflow/" xmlns:dsss="http://schemas.microsoft.com/office/2006/digsig-setup" xmlns:dssi="http://schemas.microsoft.com/office/2006/digsig" xmlns:mdssi="http://schemas.openxmlformats.org/package/2006/digital-signature" xmlns:mver="http://schemas.openxmlformats.org/markup-compatibility/2006" xmlns:m="http://schemas.microsoft.com/office/2004/12/omml" xmlns:mrels="http://schemas.openxmlformats.org/package/2006/relationships" xmlns:spwp="http://microsoft.com/sharepoint/webpartpages" xmlns:ex12t="http://schemas.microsoft.com/exchange/services/2006/types" xmlns:ex12m="http://schemas.microsoft.com/exchange/services/2006/messages" xmlns:pptsl="http://schemas.microsoft.com/sharepoint/soap/SlideLibrary/" xmlns:spsl="http://microsoft.com/webservices/SharePointPortalServer/PublishedLinksService" xmlns:Z="urn:schemas-microsoft-com:" xmlns:st="" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<meta http-equiv=Content-Type content="text/html; charset=utf-8">
<meta name=Generator content="Microsoft Word 12 (filtered medium)">
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]-->
<title>Message</title>
<style>
<!--
/* Font Definitions */
@font-face
{font-family:"Cambria Math";
panose-1:2 4 5 3 5 4 6 3 2 4;}
@font-face
{font-family:Calibri;
panose-1:2 15 5 2 2 2 4 3 2 4;}
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:Verdana;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:"Book Antiqua";
panose-1:2 4 6 2 5 3 5 3 3 4;}
@font-face
{font-family:"Century Gothic";
panose-1:2 11 5 2 2 2 2 2 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:11.0pt;
font-family:"Calibri","sans-serif";}
a:link, span.MsoHyperlink
{mso-style-priority:99;
color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{mso-style-priority:99;
color:purple;
text-decoration:underline;}
p
{mso-style-priority:99;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman","serif";}
p.MsoAcetate, li.MsoAcetate, div.MsoAcetate
{mso-style-priority:99;
mso-style-link:"Balloon Text Char";
margin:0in;
margin-bottom:.0001pt;
font-size:8.0pt;
font-family:"Tahoma","sans-serif";}
span.BalloonTextChar
{mso-style-name:"Balloon Text Char";
mso-style-priority:99;
mso-style-link:"Balloon Text";
font-family:"Tahoma","sans-serif";}
span.EmailStyle20
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:windowtext;}
span.EmailStyle21
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EmailStyle22
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EmailStyle23
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:black;}
span.EmailStyle24
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EmailStyle25
{mso-style-type:personal;
font-family:"Calibri","sans-serif";
color:#1F497D;}
span.EmailStyle27
{mso-style-type:personal-reply;
font-family:"Calibri","sans-serif";
color:#1F497D;}
.MsoChpDefault
{mso-style-type:export-only;
font-size:10.0pt;}
@page Section1
{size:8.5in 11.0in;
margin:1.0in 1.0in 1.0in 1.0in;}
div.Section1
{page:Section1;}
-->
</style>
<!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1027" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body bgcolor=white lang=EN-US link=blue vlink=purple>
<div class=Section1>
<p class=MsoNormal><span style='color:#1F497D'>I would also look to the mortgage
and construction loan agreement as typically the mortgagor grants the lender
the right to remove encumbrances and liens and add it to the balance of the
loan.<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#1F497D'>Albert T. Franson<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#1F497D'>Board Certified in Construction Law<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#4F6228'>Franson & Iseley, P.A.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#4F6228'>1400 Prudential Drive, Suite 5<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#4F6228'>Jacksonville, Florida 32207<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#4F6228'>Telephone: (904) 396-1800<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#4F6228'>Facsimile: (904) 396-1804<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#4F6228'>afranson@fi-law.com<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#4F6228'><o:p> </o:p></span></p>
<p class=MsoNormal><b><u><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#4F6228'>Franson & Iseley, P.A. E-Mail Confidentiality Notice<o:p></o:p></span></u></b></p>
<p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";
color:#1F497D'>This transmission may be: (1) subject to the attorney
-client privilege; (2) attorney work product; or (3) strictly
confidential. If you are not the intended recipient of this message, you
may not disclose, print, copy or disseminate this information. If you have
received this information in error, please reply, notify the sender, and delete
the message. Unauthorized interception of this e-mail is a violation of federal
law.<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
</div>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>
clc-discussion-bounces@lists.flabarrpptl.org
[mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Roberts,
Hardy L.<br>
<b>Sent:</b> Wednesday, February 06, 2013 7:38 AM<br>
<b>To:</b> Mankuta, David; 'John Campo'; 'Matthew Belcastro'; 'Raymond L.
Robinson'; 'Gibbons, Michael'; 'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal><span style='color:#1F497D'>Thanks for all the comments,
everyone!<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'>Hardy<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Mankuta, David
[mailto:David.Mankuta@fowlerwhite.com] <br>
<b>Sent:</b> Tuesday, February 05, 2013 2:48 PM<br>
<b>To:</b> 'John Campo'; 'Matthew Belcastro'; 'Raymond L. Robinson'; 'Gibbons,
Michael'; Roberts, Hardy L.; 'Construction Law Discussion'<br>
<b>Subject:</b> RE: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal><span style='color:#1F497D'>And I agree with John.
However, someone did make a comment if there is a need to increase the
bond. That is where the problem may arise. The lender is not a
party to the case so when the contractor comes into court requesting an
increase in the bond—the person who put up the bond is not there. Judge
cannot compel a non-party to put up more money and the contractor may end up
under-secured. <o:p></o:p></span></p>
<div>
<div>
<div class=MsoNormal><span style='color:#1F497D'>
<hr size=4 width=200 style='width:150.0pt' noshade style='color:#005710'
align=left>
</span></div>
</div>
</div>
<p class=MsoNormal><span style='color:#1F497D'><img width=160 height=61
id="_x0000_i1039" src="cid:image001.jpg@01CE045A.EE73B050"></span><span
style='font-size:10.0pt;color:black'><br>
<br>
David Mankuta <br>
Fowler White Boggs P.A. <br>
1200 East Las Olas Blvd, Suite 500 <br>
Fort Lauderdale, Florida 33301 <br>
Direct: 954 335 1572 <br>
Fax: 954 414 2126 <br>
<a href="http://www.fowlerwhite.com">www.fowlerwhite.com</a></span><span
style='color:#1F497D'> <o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>
clc-discussion-bounces@lists.flabarrpptl.org
[mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>John
Campo<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:41 PM<br>
<b>To:</b> 'Matthew Belcastro'; 'Raymond L. Robinson'; 'Gibbons, Michael';
'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal><span style='font-size:12.0pt;color:black'>As a practical
matter, I would welcome a Lien Transfer Bond knowing that a pile of money is
readily available for the taking should my client prevail on its lien. <o:p></o:p></span></p>
<div>
<p class=MsoNormal><span style='color:black'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#244061'>John D. Campo, Esq.<br>
Florida Bar Board Certified - Construction Law <br>
<a href="mailto:john@npw-law.com">john@npw-law.com</a><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:8.0pt;color:#244061'> <o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#244061'>Niesen|Price|Worthy|Campo|Blakey,
PA<br>
5216 SW 91st Drive Gainesville, FL 32608<br>
Ph (352) 373-9031 Fax (352) 373-9099<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#244061'><a href="http://npw-law.com">http://npw-law.com</a></span><span
style='color:black'><o:p></o:p></span></p>
<p class=MsoNormal><span style='color:black'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:black'><img border=0 width=85 height=68
id="_x0000_i1025" src="cid:image002.jpg@01CE045A.EE73B050"
alt="NPW_Logo_Solid_small"> <img border=0 width=54 height=70
id="_x0000_i1026" src="cid:image003.jpg@01CE045A.EE73B050"
alt="certification logo half size"><o:p></o:p></span></p>
<p class=MsoNormal><span style='color:black'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:9.0pt;color:#244061'>This
communication is intended for the sole use of the individual or entity to which
it is addressed and may contain information that is privileged, confidential
and exempt from disclosure under applicable law. If the reader of this
communication is not the intended recipient, employee or agent responsible for
delivering the message to the intended recipient, you are hereby notified that
any review, dissemination, distribution or copying of this communication is
strictly prohibited. If you have received this communication in error,
please immediately notify me by telephone, delete this communication, and
destroy any copies of it. Thank you.<o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='font-size:12.0pt;color:black'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Matthew Belcastro<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:16 PM<br>
<b>To:</b> Raymond L. Robinson; Gibbons, Michael; Roberts, Hardy L.;
Construction Law Discussion<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:blue'>I'm not sure I understand why the construction lender wants to bond
off the lien? Are they trying to convert to permanent financing and unable
as a result of the construction lien? </span><span style='font-size:10.0pt;
font-family:"Arial","sans-serif"'><o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><br>
<br>
<br>
<strong><span style='font-family:"Arial","sans-serif"'>Matthew Belcastro</span></strong><br>
Attorney at Law<br>
Henderson, Franklin, Starnes & Holt, P.A.<br>
1715 Monroe Street<br>
P.O. Box 280<br>
Fort Myers, FL 33902<br>
Direct Dial: 239.344.1205<br>
Direct Fax: 239.344.1524<br>
<a href="mailto:Matthew.Belcastro@henlaw.com">Matthew.Belcastro@henlaw.com</a><br>
<a href="http://www.henlaw.com">www.henlaw.com</a><br>
</span><!--[if gte vml 1]><v:shapetype id="_x0000_t75" coordsize="21600,21600"
o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe" filled="f"
stroked="f">
<v:stroke joinstyle="miter" />
<v:formulas>
<v:f eqn="if lineDrawn pixelLineWidth 0" />
<v:f eqn="sum @0 1 0" />
<v:f eqn="sum 0 0 @1" />
<v:f eqn="prod @2 1 2" />
<v:f eqn="prod @3 21600 pixelWidth" />
<v:f eqn="prod @3 21600 pixelHeight" />
<v:f eqn="sum @0 0 1" />
<v:f eqn="prod @6 1 2" />
<v:f eqn="prod @7 21600 pixelWidth" />
<v:f eqn="sum @8 21600 0" />
<v:f eqn="prod @7 21600 pixelHeight" />
<v:f eqn="sum @10 21600 0" />
</v:formulas>
<v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect" />
<o:lock v:ext="edit" aspectratio="t" />
</v:shapetype><v:shape id="_x0000_s1026" type="#_x0000_t75" alt="" style='position:absolute;
margin-left:0;margin-top:0;width:198.75pt;height:41.25pt;z-index:251658240;
mso-wrap-distance-left:0;mso-wrap-distance-top:0;mso-wrap-distance-right:0;
mso-wrap-distance-bottom:0;mso-position-horizontal:left;
mso-position-horizontal-relative:text;mso-position-vertical-relative:line'
o:allowoverlap="f">
<v:imagedata src="cid:image004.jpg@01CE045A.EE73B050" o:title="imagebc96e3" />
<w:wrap type="square"/>
</v:shape><![endif]--><![if !vml]><img width=265 height=55
src="cid:image004.jpg@01CE045A.EE73B050" align=left v:shapes="_x0000_s1026"><![endif]><span
style='font-size:10.0pt;font-family:"Arial","sans-serif"'> </span><span
style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p>
<p><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'> </span><o:p></o:p></p>
<div class=MsoNormal align=center style='text-align:center'><span
style='font-size:10.0pt;font-family:"Arial","sans-serif"'>
<hr size=2 width="100%" align=center>
</span></div>
<p><strong><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>CONFIDENTIALITY
STATEMENT</span></strong><o:p></o:p></p>
<p><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Henderson,
Franklin, Starnes & Holt, P.A.</span><o:p></o:p></p>
<p style='margin-bottom:12.0pt'><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>The
information contained in this transmission may contain privileged and
confidential information. It is intended only for the use of the
person(s) named above. If you are not the intended recipient, you
are hereby notified that any review, dissemination, distribution or duplication
of this communication is strictly prohibited. If you are not the intended
recipient, please contact the sender by reply e-mail and destroy all copies of
the original message.<br>
<br>
To reply to our e-mail administrator directly, please send an e-mail to </span><a
href="mailto:administrator@henlaw.com"><span style='font-size:10.0pt;
font-family:"Arial","sans-serif"'>administrator@henlaw.com</span></a><br>
<br>
<span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>IRS CIRCULAR
230 NOTICE: Pursuant to Treasury Department Circular 230, this is to
advise you unless we otherwise expressly state in writing, e-mail
communications, including all attachments, from this firm are
not intended or written to be used, and cannot be used, for the purpose of
avoiding tax-related penalties. If you wish to engage this
firm to provide formal written advice as to federal or state tax issues,
please contact the sender.<o:p></o:p></span></p>
<blockquote style='margin-top:5.0pt;margin-right:0in;margin-bottom:5.0pt'>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:10.0pt;
font-family:"Tahoma","sans-serif"'>-----Original Message-----<br>
<b>From:</b> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Raymond L. Robinson<br>
<b>Sent:</b> Tuesday, February 05, 2013 2:02 PM<br>
<b>To:</b> Gibbons, Michael; Roberts, Hardy L.; Construction Law Discussion<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off
aconstruction lien?</span><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'>One could make the argument that
Florida is considered a “lien” state and case law has held that a mortgage is
not a transfer of “interest” in real property and therefore does not need two
subscribing witnesses. Good question though. Let me know if you
find the answer.<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<p class=MsoNormal><span style='font-family:"Book Antiqua","serif";color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-family:"Book Antiqua","serif";color:#1F497D'>
</span><b><i><span style='font-size:12.0pt;font-family:"Book Antiqua","serif";
color:#1F497D'>Raymond L. Robinson, Esq.<o:p></o:p></span></i></b></p>
<p class=MsoNormal><b><i><span style='font-family:"Book Antiqua","serif";
color:#1F497D'> Office: (305) 662-7618 </span></i></b><b><i><span
style='font-size:12.0pt;font-family:"Book Antiqua","serif";color:#1F497D'><o:p></o:p></span></i></b></p>
<p class=MsoNormal><b><i><span style='font-family:"Book Antiqua","serif";
color:#1F497D'> Cell: (305) 632-4384<o:p></o:p></span></i></b></p>
<p class=MsoNormal><b><i><span style='font-family:"Century Gothic","sans-serif";
color:#1F497D'> </span></i></b><b><i><span style='font-family:"Book Antiqua","serif";
color:#1F497D'><a href="http://www.rrobinsonlaw.com/"><span style='color:#1F497D'>http://www.rrobinsonlaw.com/</span></a> </span></i></b><b><i><span
style='font-family:"Century Gothic","sans-serif";color:#1F497D'><o:p></o:p></span></i></b></p>
<p class=MsoNormal><b><i><span style='font-family:"Century Gothic","sans-serif";
color:#1F497D'><o:p> </o:p></span></i></b></p>
<p class=MsoNormal><span style='color:#1F497D'><img border=0 width=252
height=72 id="_x0000_i1028" src="cid:image006.png@01CE045A.EE73B050"
alt="cid:image002.png@01CB0330.4CD28650"><img border=0 width=611 height=57
id="Picture_x0020_2" src="cid:image007.jpg@01CE045A.EE73B050"
alt="LH Address Line"><o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'> <img
border=0 width=120 height=169 id="Picture_x0020_3"
src="cid:image008.jpg@01CE045A.EE73B050"
alt="http://www.floridabar.org/TFB/TFBResources.nsf/Attachments/E9FCC9C6B2384C36852574FA00690DDC/$FILE/ConstructionLaw.jpg?OpenElement"> <img
border=0 width=132 height=168 id="Picture_x0020_4"
src="cid:image009.jpg@01CE045A.EE73B050"
alt="cid:image001.jpg@01CC7158.CF9B3D60"> <img border=0 width=181
height=65 id="il_fi" src="cid:image010.jpg@01CE045A.EE73B050"
alt="http://www.jbslawoffice.com/wp-content/uploads/2010/09/SuperLawyers_logo_2011.jpg"><o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='font-size:7.5pt;font-family:"Arial","sans-serif";
color:black'>* CONFIDENTIALITY NOTICE: This e-mail message, including
attachments, if any, is intended only for the person or entity to which it is
addressed and may contain confidential and/or privileged material. Any
unauthorized review, use, disclosure or distribution is prohibited. If you are
not the intended recipient, please contact the sender by reply e-mail, destroy
all copies of the original message, and do not disseminate it further. If you
are the intended recipient but do not wish to receive communications through
this medium, please advise the sender immediately.</span><span
style='color:#1F497D'><o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'> <o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Book Antiqua","serif";
color:black'>Connect with Robinson & Associates, P.A.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";
color:black'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'> </span><a
href="http://www.facebook.com/pages/Robinson-Associates-PA/113822315326716?v=info"><span
style='color:#1F497D;text-decoration:none'><img border=0 width=32 height=32
id="Picture_x0020_6" src="cid:image011.png@01CE045A.EE73B050"
alt="Description: facebook 4040"></span></a><span style='color:black'> </span><a
href="http://www.linkedin.com/pub/raymond-robinson/26/35b/a09"><span
style='color:black;text-decoration:none'><img border=0 width=32 height=34
id="Picture_x0020_10" src="cid:image012.png@01CE045A.EE73B050"
alt="http://ahaa.org/img/linkedin-icon.png"></span></a><span style='color:#1F497D'><o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><img border=0 width=109
height=99 id="Picture_x0020_8" src="cid:image013.png@01CE045A.EE73B050"
alt="qrcode.1344014[1]"><o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Gibbons, Michael<br>
<b>Sent:</b> Tuesday, February 05, 2013 12:19 PM<br>
<b>To:</b> 'Roberts, Hardy L.'; 'Construction Law Discussion'<br>
<b>Subject:</b> Re: [CLC-Discussion] Can a construction lender bond off a
construction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:12.0pt;
font-family:"Times New Roman","serif"'><o:p> </o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'>Yes. The lender has “an
interest” via its mortgage in the real property on which the lien is imposed.<o:p></o:p></span></p>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<p class=MsoNormal><b><span style='color:#1F497D'>Michael R. Gibbons (<a
href="http://lowndes-law.com/our-people/michael-r-gibbons"><span
style='color:black'>Bio</span></a>)<o:p></o:p></span></b></p>
<p class=MsoNormal><b><span style='color:#1F497D'>Shareholder</span></b><span
style='font-size:10.0pt;color:#1F497D'><o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;color:green'>Lowndes,
Drosdick, Doster, Kantor & Reed, P.A.<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;color:green'>215 N. Eola Drive<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;color:green'>Orlando, FL 32801<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;color:green'>Phone: 407-418-6378<o:p></o:p></span></p>
<p class=MsoNormal><span style='font-size:10.0pt;color:green'>Fax: 407-843-4444<o:p></o:p></span></p>
<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
color:green'>email: <a href="mailto:michael.gibbons@lowndes-law.com"><span
style='color:black'>michael.gibbons@lowndes-law.com</span></a><o:p></o:p></span></p>
<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
color:green'>website: <a href="http://www.lowndes-law.com/"><span
style='color:black'>http://www.lowndes-law.com</span></a><o:p></o:p></span></p>
<p class=MsoNormal style='text-align:justify'><span style='font-size:10.0pt;
color:green'><o:p> </o:p></span></p>
<p class=MsoNormal style='margin-bottom:12.0pt;text-align:justify'><span
style='font-size:10.0pt;color:green'>
<img border=0 width=93 height=89 id="Picture_x0020_1"
src="cid:image014.jpg@01CE045A.EE73B050"><o:p></o:p></span></p>
</div>
<p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p>
<div>
<div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span
style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a
href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a>
[<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Roberts, Hardy L.<br>
<b>Sent:</b> Tuesday, February 05, 2013 11:55 AM<br>
<b>To:</b> 'Construction Law Discussion'<br>
<b>Subject:</b> [CLC-Discussion] Can a construction lender bond off a
construction lien?<o:p></o:p></span></p>
</div>
</div>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal>Anyone have any thoughts on this?<o:p></o:p></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'><img border=0 width=190 height=53 id="_x0000_i1037"
src="cid:image015.png@01CE045A.EE73B050" alt="Carlton Fields"><br>
Hardy L. Roberts</span></b><span style='font-size:10.0pt;font-family:"Arial","sans-serif";
color:black'><br>
Attorney at Law / Board Certified in Construction Law by the Florida Bar<br>
4221 W. Boy Scout Blvd., Ste. 1000<br>
Tampa, Florida 33607-5780 <br>
Direct: 813.229.4105 | Fax: 813.229.4133<br>
<br>
<a href="mailto:hroberts@carltonfields.com">hroberts@carltonfields.com</a> | <a
href="http://www.carltonfields.com/">www.carltonfields.com</a> <br>
<a href="http://www.carltonfields.com/hroberts/">bio</a> | <a
href="http://www.carltonfields.com/load.vcf?type=atty&id=49fd8f5b-3f72-45c2-9ca7-83799b9c8b29">vcard</a>
<br>
<br>
<i>Confidential: This e-mail contains a communication protected by the
attorney-client privilege or constitutes work product. If you do not
expect such a communication please delete this message without reading it or
any attachment and then notify the sender of this inadvertent delivery.</i> <o:p></o:p></span></p>
<p class=MsoNormal><o:p> </o:p></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:12.0pt;
font-family:"Times New Roman","serif"'><o:p> </o:p></span></p>
<p><b><span style='font-size:9.0pt'>Notice of Confidentiality:</span></b><span
style='font-size:9.0pt'> This e-mail communication and the attachment(s)
hereto, if any, are intended solely for the information and use of the
addressee(s) identified above and may contain information which is legally
privileged from disclosure and/or otherwise confidential. If a recipient of
this e-mail communication is not an addressee (or an authorized representative
of an addressee), such recipient is hereby advised that any review, disclosure,
reproduction, re-transmission or other dissemination or use of this e-mail
communication (or any information contained herein) is strictly prohibited. If
you are not an addressee and have received this e-mail communication in error,
please advise the sender of that circumstance either by reply e-mail or by
telephone at (800) 356-6818, immediately delete this e-mail communication from
any computer and destroy all physical copies of same. <br>
<br>
<b>Replies Filtered:</b> Any incoming reply to this e-mail communication or
other e-mail communication to us will be electronically filtered for
"spam" and/or "viruses." That filtering process may result
in such reply or other e-mail communications to us being quarantined (i.e.,
potentially not received at our site at all) and/or delayed in reaching us. For
that reason, we cannot guarantee that we will receive your reply or other
e-mail communications to us and/or that we will receive the same in a timely
manner. Accordingly, you should consider sending communications to us which are
particularly important or time-sensitive by means other than e-mail. <br>
<br>
<b>Notice Under U.S. Treasury Department Circular 230:</b> To the extent that
this e-mail communication and the attachment(s) hereto, if any, may contain
written advice concerning or relating to a Federal (U.S.) tax issue, United
States Treasury Department Regulations (Circular 230) require that we (and we
do hereby) advise and disclose to you that, unless we expressly state otherwise
in writing, such tax advice is not written or intended to be used, and cannot
be used by you (the addressee), or other person(s), for purposes of (1)
avoiding penalties imposed under the United States Internal Revenue Code or (2)
promoting, marketing or recommending to any other person(s) the (or any of the)
transaction(s) or matter(s) addressed, discussed or referenced herein. Each
taxpayer should seek advice from an independent tax advisor with respect to any
Federal tax issue(s), transaction(s) or matter(s) addressed, discussed or
referenced herein based upon his, her or its particular circumstances. [v4.30] <o:p></o:p></span></p>
</blockquote>
<div>
<p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";
color:gray'>-----------------------------------------------------------------------------------------------------------</span><span
style='font-size:9.0pt;font-family:"Courier New"'><o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";
color:gray'>Disclaimer under IRS Circular 230: Unless expressly stated
otherwise in this transmission, nothing contained in this message is intended
or written to be used, nor may it be relied upon or used, (1) by any taxpayer
for the purpose of avoiding penalties that may be imposed on the taxpayer under
the Internal Revenue Code of 1986, as amended and/or (2) by any person to
support the promotion or marketing of or to recommend any Federal tax
transaction(s) or matter(s) addressed in this message.</span><span
style='font-size:9.0pt;font-family:"Courier New"'><o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";
color:gray'>If you desire a formal opinion on a particular tax matter for the
purpose of avoiding the imposition of any penalties, we will discuss the
additional Treasury requirements that must be met and whether it is possible to
meet those requirements under the circumstances, as well as the anticipated
time and additional fees involved.</span><span style='font-size:9.0pt;
font-family:"Courier New"'><o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";
color:gray'>-----------------------------------------------------------------------------------------------------------</span><span
style='font-size:9.0pt;font-family:"Courier New"'><o:p></o:p></span></p>
</div>
<div>
<p class=MsoNormal><span style='font-size:7.5pt;font-family:"Verdana","sans-serif";
color:gray'>Confidentiality Disclaimer: This e-mail message and any attachments
are private communication sent by a law firm, Fowler White Boggs P.A., and may
contain confidential, legally privileged information meant solely for the intended
recipient. If you are not the intended recipient, you are hereby notified that
any use, dissemination, distribution or copying of this communication is
strictly prohibited. Please notify the sender immediately by replying to this
message, then delete the e-mail and any attachments from your system. Thank
you.</span><span style='font-size:9.0pt;font-family:"Courier New"'><o:p></o:p></span></p>
</div>
</div>
</body>
</html>