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<div>Bond claim is an unsecured claim on a contract (bond). Security is property held by secured creditor or property not held but subject to acquisition through a lien foreclosure process. </div>
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On Oct 3, 2012, at 9:39 AM, "Andrea Fair" <<a href="mailto:amf@fairconstructionliens.com">amf@fairconstructionliens.com</a>> wrote:<br>
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<p class="MsoNormal"><span style="color:#1F497D">I could be wrong but I would imagine there is language in the lien and/or bond statutes that specifically uses the word “security.” If so, then I would argue that a bond claim is a secured claim and the legislature
intended for it to be. <o:p></o:p></span></p>
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<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061">Andrea M. Fair-Purcell</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061"><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061">Board Certified Construction Attorney<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [mailto:clc-discussion-bounces@lists.flabarrpptl.org]
<b>On Behalf Of </b>Blaik Ross<br>
<b>Sent:</b> Wednesday, October 03, 2012 9:13 AM<br>
<b>To:</b> Weintraub, Lee; <a href="mailto:peter@robertsonfirm.com">peter@robertsonfirm.com</a>;
<a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> Re: [CLC-Discussion] Secured creditor<o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">How about a bond holder? I am making a performance bond claim against a surety in liquidation for money damages and they ask on their proof of claim form if I am
a secured creditor. I answered yes and attached the bond as the security agreement, but received a letter from their attorney saying a bond is not a security agreement but an “insurance policy”, therefore my claim is unsecured. They cited no authority for
the statement. They said I will have an opportunity later to object to that classification if I feel otherwise. Anyone know the answer?<o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy"><o:p> </o:p></span></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:navy">Thanks!<o:p></o:p></span></p>
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<p class="MsoNormal"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b>Weintraub, Lee<br>
<b>Sent:</b> Wednesday, October 03, 2012 8:51 AM<br>
<b>To:</b> <a href="mailto:peter@robertsonfirm.com">peter@robertsonfirm.com</a>; <a href="mailto:clc-discussion@lists.flabarrpptl.org">
clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> Re: [CLC-Discussion] Secured creditor</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><o:p></o:p></span></p>
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<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal"><span style="font-size:10.0pt;font-family:"Arial","sans-serif";color:blue">In bankruptcy cases, a lien holder is deemed a secured creditor even prior to judgment</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><o:p></o:p></span></p>
<p class="MsoNormal"><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><o:p> </o:p></span></p>
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<p class="MsoNormal" style="margin-bottom:12.0pt"><b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">From:</span></b><span style="font-size:10.0pt;font-family:"Tahoma","sans-serif"">
<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>]
<b>On Behalf Of </b><a href="mailto:peter@robertsonfirm.com">peter@robertsonfirm.com</a><br>
<b>Sent:</b> Wednesday, October 03, 2012 8:24 AM<br>
<b>To:</b> <a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br>
<b>Subject:</b> [CLC-Discussion] Secured creditor</span><span style="font-size:12.0pt;font-family:"Times New Roman","serif""><o:p></o:p></span></p>
<p class="MsoNormal">I have a question about secured creditors. Is a construction lien holder a secured creditor? I don’t think so until there is a judgment, but can’t find a statutory or case law basis. I appreciate any help.<o:p></o:p></p>
<p class="MsoNormal"><o:p> </o:p></p>
<p class="MsoNormal">Peter A. Robertson<o:p></o:p></p>
<p class="MsoNormal">Board Certified Construction Law<o:p></o:p></p>
<p class="MsoNormal">Board Certified Civil Trial<o:p></o:p></p>
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