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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='color:#1F497D'>I could be wrong but I would imagine there is language in the lien and/or bond statutes that specifically uses the word “security.” If so, then I would argue that a bond claim is a secured claim and the legislature intended for it to be. <o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061'>Andrea M. Fair-Purcell</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061'>Board Certified Construction Attorney<o:p></o:p></span></p></div><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='border-collapse:collapse'><tr style='height:97.0pt'><td width=204 nowrap valign=top style='width:153.25pt;padding:0in 0in 0in 0in;height:97.0pt'><p class=MsoNormal style='text-align:justify'><span style='font-family:"Times New Roman","serif";color:#244061'>▬▬▬▬▬▬▬▬▬▬▬▬ </span><span style='font-family:"Times New Roman","serif";color:#244061'><o:p></o:p></span></p><p class=MsoNormal style='text-align:justify'><b><span style='font-size:16.0pt;font-family:"Times New Roman","serif";color:#244061'>FAIR•LAW•PLLC <o:p></o:p></span></b></p><p class=MsoNormal style='text-align:justify'><span style='font-family:"Times New Roman","serif";color:#244061'>▬▬▬▬▬▬▬▬▬▬▬▬ <o:p></o:p></span></p><p class=MsoNormal style='text-align:justify'><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061'>13046 Racetrack Road #236 <o:p></o:p></span></p><p class=MsoNormal style='text-align:justify'><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061'>Tampa, FL 33626 <br>(813) 412-1077 phone <o:p></o:p></span></p><p class=MsoNormal style='text-align:justify'><span style='font-size:12.0pt;font-family:"Times New Roman","serif";color:#244061'>(877) 879-4990 fax <br><a href="http://www.fairconstructionliens.com">www.fairconstructionliens.com</a></span><span style='color:#1F497D'><o:p></o:p></span></p></td><td width=108 nowrap valign=top style='width:81.0pt;padding:0in 0in 0in 0in;height:97.0pt'><p class=MsoNormal style='text-align:justify'><span style='font-family:"Arial","sans-serif";color:#1F497D'><img border=0 width=107 height=140 id="Picture_x0020_1" src="cid:image001.jpg@01CDA149.77EC45B0" alt="cid:image001.jpg@01CC8816.941390B0"></span><span style='color:#1F497D'><o:p></o:p></span></p></td></tr></table><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><p class=MsoNormal style='margin-bottom:12.0pt'><span style='font-size:9.0pt;font-family:"Times New Roman","serif";color:#244061'>The contents of this e-mail message and any attachments are intended solely for the addressee(s) named in this e-mail message. This communication is intended to be and to remain confidential and may be subject to applicable attorney/client and/or work product privileges. If you are not the intended recipient of this e-mail message, or if this e-mail message has been addressed to you in error, please immediately alert the sender by reply e-mail and then delete this e-mail message and its attachments. Do not deliver, distribute or copy this e-mail message and/or any attachments and if you are not the intended recipient, do not disclose the contents or take any action in reliance upon the information contained in this communication or any attachments. </span><span style='color:#1F497D'><o:p></o:p></span></p><p class=MsoNormal><span style='color:#1F497D'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> clc-discussion-bounces@lists.flabarrpptl.org [mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b>On Behalf Of </b>Blaik Ross<br><b>Sent:</b> Wednesday, October 03, 2012 9:13 AM<br><b>To:</b> Weintraub, Lee; peter@robertsonfirm.com; clc-discussion@lists.flabarrpptl.org<br><b>Subject:</b> Re: [CLC-Discussion] Secured creditor<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:navy'>How about a bond holder? I am making a performance bond claim against a surety in liquidation for money damages and they ask on their proof of claim form if I am a secured creditor. I answered yes and attached the bond as the security agreement, but received a letter from their attorney saying a bond is not a security agreement but an “insurance policy”, therefore my claim is unsecured. They cited no authority for the statement. They said I will have an opportunity later to object to that classification if I feel otherwise. Anyone know the answer?<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:navy'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:navy'>Thanks!<o:p></o:p></span></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:navy'><o:p> </o:p></span></p><p> <o:p></o:p></p><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 width=400 style='width:300.0pt'><tr><td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><img border=0 width=115 height=155 id="_x0000_i1025" src="cid:image002.jpg@01CDA149.77EC45B0"><o:p></o:p></span></p></td><td style='padding:3.75pt 3.75pt 3.75pt 3.75pt'><p style='line-height:18.0pt'><strong><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'>Capability Integrity and Value.</span></strong><span style='font-size:10.0pt;font-family:"Arial","sans-serif"'><br>We look forward to providing our clients with many more years of delivering the highest quality buildings in our community.<br><a href="http://www.beauchampco.com">http://www.beauchampco.com</a></span><o:p></o:p></p></td></tr></table><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><div><div class=MsoNormal align=center style='text-align:center'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><hr size=2 width="100%" align=center></span></div><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>] <b>On Behalf Of </b>Weintraub, Lee<br><b>Sent:</b> Wednesday, October 03, 2012 8:51 AM<br><b>To:</b> <a href="mailto:peter@robertsonfirm.com">peter@robertsonfirm.com</a>; <a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br><b>Subject:</b> Re: [CLC-Discussion] Secured creditor</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p></div><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Arial","sans-serif";color:blue'>In bankruptcy cases, a lien holder is deemed a secured creditor even prior to judgment</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p><table class=MsoNormalTable border=0 cellspacing=0 cellpadding=0 style='border-collapse:collapse'><tr style='height:22.5pt'><td style='border:inset #003768 1.0pt;background:#E7DDBF;padding:3.75pt 3.75pt 3.75pt 3.75pt;height:22.5pt'><p align=center style='text-align:center'><img border=0 width=120 height=35 id="_x0000_i1027" src="http://becker-poliakoff.us/graphics/logo_120.gif" alt="Becker & Poliakoff"><o:p></o:p></p></td><td style='border:inset #003768 1.0pt;border-left:none;background:#E7DDBF;padding:3.75pt 3.75pt 3.75pt 3.75pt;height:22.5pt'><p class=MsoNormal style='text-align:justify'><b><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:#003768'>Lee A. Weintraub</span></b><span style='color:#003768'><br></span><span style='font-size:8.0pt;font-family:"Verdana","sans-serif";color:#003768'>Board Certified Construction Lawyer</span><o:p></o:p></p></td></tr><tr><td width=100 style='width:75.0pt;border:inset #003768 1.0pt;border-top:none;padding:3.75pt 3.75pt 3.75pt 3.75pt'><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p> </o:p></span></p></td><td valign=top style='border-top:none;border-left:none;border-bottom:inset #003768 1.0pt;border-right:inset #003768 1.0pt;padding:3.75pt 3.75pt 3.75pt 3.75pt'><p class=MsoNormal><span style='font-size:8.0pt;font-family:"Verdana","sans-serif"'>Emerald Lake Corporate Park<br>3111 Stirling Road<br>Fort Lauderdale, FL 33312-6525<br><br>954.985.4147 Phone<br>954.985.4176 Fax<br><br><a href="mailto:LWeintraub@becker-poliakoff.com">LWeintraub@becker-poliakoff.com</a><br><a href="http://www.becker-poliakoff.com">www.becker-poliakoff.com</a></span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p></td></tr></table><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><br></span><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>Our clients' total satisfaction is our #1 priority. The Becker & Poliakoff <strong><span style='font-family:"Verdana","sans-serif"'>Client CARE Center </span></strong>is available for questions, concerns and suggestions. Please contact us at 954.364.6090 or via email at </span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><a href="mailto:CARE@becker-poliakoff.com"><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>CARE@becker-poliakoff.com</span></a></span><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>. </span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><p class=MsoNormal><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><br><a href="http://www.floridaconstructionlawauthority.com/"><strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'>Click here</span></strong></a></span><span style='font-size:10.0pt;font-family:"Verdana","sans-serif"'> to subscribe to our complimentary Florida Construction Law Blog. </span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><div class=MsoNormal align=center style='text-align:center'><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><hr size=2 width="100%" align=center></span></div><p class=MsoNormal style='margin-bottom:12.0pt'><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> <a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">clc-discussion-bounces@lists.flabarrpptl.org</a> [<a href="mailto:clc-discussion-bounces@lists.flabarrpptl.org">mailto:clc-discussion-bounces@lists.flabarrpptl.org</a>] <b>On Behalf Of </b><a href="mailto:peter@robertsonfirm.com">peter@robertsonfirm.com</a><br><b>Sent:</b> Wednesday, October 03, 2012 8:24 AM<br><b>To:</b> <a href="mailto:clc-discussion@lists.flabarrpptl.org">clc-discussion@lists.flabarrpptl.org</a><br><b>Subject:</b> [CLC-Discussion] Secured creditor</span><span style='font-size:12.0pt;font-family:"Times New Roman","serif"'><o:p></o:p></span></p><p class=MsoNormal>I have a question about secured creditors. Is a construction lien holder a secured creditor? I don’t think so until there is a judgment, but can’t find a statutory or case law basis. I appreciate any help.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>Peter A. Robertson<o:p></o:p></p><p class=MsoNormal>Board Certified Construction Law<o:p></o:p></p><p class=MsoNormal>Board Certified Civil Trial<o:p></o:p></p><p class=MsoNormal>The Robertson Firm<o:p></o:p></p><p class=MsoNormal>5547 A1A South<o:p></o:p></p><p class=MsoNormal>Suite 108<o:p></o:p></p><p class=MsoNormal>St. Augustine, FL 32080<o:p></o:p></p><p class=MsoNormal>T (904)853-2612<o:p></o:p></p><p class=MsoNormal>F (904)853-2613<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>