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<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>How about a bond holder? I am making
a performance bond claim against a surety in liquidation for money damages and
they ask on their proof of claim form if I am a secured creditor. I answered
yes and attached the bond as the security agreement, but received a letter from
their attorney saying a bond is not a security agreement but an “insurance
policy”, therefore my claim is unsecured. They cited no authority for
the statement. They said I will have an opportunity later to object to
that classification if I feel otherwise. Anyone know the answer?<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'>Thanks!<o:p></o:p></span></font></p>
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10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p><P> </P>
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<P align=justify><FONT face=Arial size=2><strong>Capability Integrity and Value.</strong><br>
We look forward to providing our clients
with many more years of delivering the highest quality buildings in our
community.<BR><A
href="http://www.beauchampco.com">http://www.beauchampco.com</A></FONT></P></TD></TR></TBODY></TABLE><br><div>
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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
clc-discussion-bounces@lists.flabarrpptl.org
[mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>Weintraub, Lee<br>
<b><span style='font-weight:bold'>Sent:</span></b> Wednesday, October 03, 2012
8:51 AM<br>
<b><span style='font-weight:bold'>To:</span></b> peter@robertsonfirm.com;
clc-discussion@lists.flabarrpptl.org<br>
<b><span style='font-weight:bold'>Subject:</span></b> Re: [CLC-Discussion]
Secured creditor</span></font><font size=3 face="Times New Roman"><span
style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
</div>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=blue face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:blue'>In bankruptcy cases, a lien holder is
deemed a secured creditor even prior to judgment</span></font><font size=3
face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'><o:p> </o:p></span></font></p>
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<p align=center style='text-align:center'><font size=3 face="Times New Roman"><span
style='font-size:12.0pt'><img width=120 height=35 id="_x0000_i1025"
src="http://becker-poliakoff.us/graphics/logo_120.gif"
alt="Becker & Poliakoff" align=baseline border=0><a
href="http://www.becker-poliakoff.com/" target="_blank"></a><o:p></o:p></span></font></p>
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<p class=MsoNormal style='text-align:justify'><b><font size=2 color="#003768"
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:#003768;
font-weight:bold'>Lee A. Weintraub</span></font></b><font color="#003768"><span
style='color:#003768'><br>
</span></font><font size=1 color="#003768" face=Verdana><span
style='font-size:8.0pt;font-family:Verdana;color:#003768'>Board Certified
Construction Lawyer</span></font><o:p></o:p></p>
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<p class=MsoNormal><st1:place w:st="on"><st1:PlaceName w:st="on"><font
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w:st="on">Lake</st1:PlaceType></span></font></st1:place><font size=1
face=Verdana><span style='font-size:8.0pt;font-family:Verdana'> Corporate
Park<br>
<st1:Street w:st="on"><st1:address w:st="on">3111 Stirling Road</st1:address></st1:Street><br>
<st1:place w:st="on"><st1:City w:st="on">Fort Lauderdale</st1:City>, <st1:State
w:st="on">FL</st1:State> <st1:PostalCode w:st="on">33312-6525</st1:PostalCode></st1:place><br>
<br>
954.985.4147 Phone<br>
954.985.4176 Fax<br>
<br>
LWeintraub@becker-poliakoff.com<br>
<a href="http://www.becker-poliakoff.com">www.becker-poliakoff.com</a></span></font><font
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<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'><br>
</span></font><font size=2 face=Verdana><span style='font-size:10.0pt;
font-family:Verdana'>Our clients' total satisfaction is our #1 priority.
The <st1:place w:st="on"><st1:PlaceName w:st="on">Becker & Poliakoff</st1:PlaceName>
<st1:PlaceName w:st="on"><strong><b><font face=Verdana><span style='font-family:
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face=Verdana><span style='font-family:Verdana'> <st1:PlaceName w:st="on">CARE</st1:PlaceName>
<st1:PlaceType w:st="on">Center</st1:PlaceType></span></font></b></strong></st1:place><strong><b><font
face=Verdana><span style='font-family:Verdana'> </span></font></b></strong>is
available for questions, concerns and suggestions. Please contact us at
954.364.6090 or via email at </span></font><font size=3 face="Times New Roman"><span
style='font-size:12.0pt;font-family:"Times New Roman"'><a
href="mailto:CARE@becker-poliakoff.com"><font size=2 face=Verdana><span
style='font-size:10.0pt;font-family:Verdana'>CARE@becker-poliakoff.com</span></font></a></span></font><font
size=2 face=Verdana><span style='font-size:10.0pt;font-family:Verdana'>. </span></font><font
size=3 face="Times New Roman"><span style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt;font-family:"Times New Roman"'><br>
<a href="http://www.floridaconstructionlawauthority.com/"><strong><b><font
size=2 face=Verdana><span style='font-size:10.0pt;font-family:Verdana'>Click
here</span></font></b></strong></a></span></font><font size=2 face=Verdana><span
style='font-size:10.0pt;font-family:Verdana'> to subscribe to our
complimentary Florida Construction Law Blog. </span></font><font size=3
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<p class=MsoNormal style='margin-bottom:12.0pt'><b><font size=2 face=Tahoma><span
style='font-size:10.0pt;font-family:Tahoma;font-weight:bold'>From:</span></font></b><font
size=2 face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'>
clc-discussion-bounces@lists.flabarrpptl.org
[mailto:clc-discussion-bounces@lists.flabarrpptl.org] <b><span
style='font-weight:bold'>On Behalf Of </span></b>peter@robertsonfirm.com<br>
<b><span style='font-weight:bold'>Sent:</span></b> Wednesday, October 03, 2012
8:24 AM<br>
<b><span style='font-weight:bold'>To:</span></b>
clc-discussion@lists.flabarrpptl.org<br>
<b><span style='font-weight:bold'>Subject:</span></b> [CLC-Discussion] Secured
creditor</span></font><font size=3 face="Times New Roman"><span
style='font-size:12.0pt;font-family:"Times New Roman"'><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'>I
have a question about secured creditors. Is a construction lien holder a
secured creditor? I don’t think so until there is a judgment, but
can’t find a statutory or case law basis. I appreciate any help.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'>Peter
A. Robertson<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'>Board
Certified Construction Law<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'>Board
Certified Civil Trial<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'>The
Robertson Firm<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'>5547
A1A South<o:p></o:p></span></font></p>
<p class=MsoNormal><st1:address w:st="on"><st1:Street w:st="on"><font size=2
face=Calibri><span style='font-size:11.0pt'>Suite</span></font></st1:Street>
108</st1:address><o:p></o:p></p>
<p class=MsoNormal><st1:place w:st="on"><st1:City w:st="on"><font size=2
face=Calibri><span style='font-size:11.0pt'>St. Augustine</span></font></st1:City>,
<st1:State w:st="on">FL</st1:State> <st1:PostalCode w:st="on">32080</st1:PostalCode></st1:place><o:p></o:p></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'>T
(904)853-2612<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'>F
(904)853-2613<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Calibri><span style='font-size:11.0pt'><o:p> </o:p></span></font></p>
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