[CLC-Discussion] General Contractor License and Florida Public Adjuster License Question

Willis, David dwillis at rumberger.com
Sun Sep 30 07:21:50 PDT 2018


Depending on the wording of the contract, the contractor could have a real issue.  I represented a business a couple of years ago in which the contractor agreed to negotiate the claim with the insurance company.  My client became dissatisfied with the work, paid the reasonable value of the work performed and terminated.  The contractor sued attaching the contract.  The court dismissed the contract claim with prejudice ruling it was an illegal contract because the contractor was not a public adjuster.  Given the wording of that contract, it was not even a close call for the judge.  I had warned the contractor’s counsel it was an issue and the contractor insisted on filing suit.


David C. Willis
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From: clc-discussion-bounces at lists.flabarrpptl.org [mailto:clc-discussion-bounces at lists.flabarrpptl.org] On Behalf Of alanhlubitzpa at bellsouth.net
Sent: Wednesday, September 26, 2018 1:51 PM
To: clc-discussion at lists.flabarrpptl.org
Cc: 'James Baker'; 'Scott Haft'
Subject: [CLC-Discussion] General Contractor License and Florida Public Adjuster License Question

Colleagues,

My firm represents a contractor that has been performing Hurricane Irene repairs to single family homes in South Florida. My client’s contract with the homeowner requires it to estimate the cost to repair the damage, transmit the estimate to the homeowner’s insurance carrier and communicate with the carrier’s adjuster to finalize the claim. The contract states that the contractor will accept the amount paid by the insurance company, plus the amount of the insurance deductible paid by the homeowner, as full compensation for the repairs.

The homeowner wrongfully terminated the contract, and my client filed suit. One of the affirmative defenses to the claim is that the contract is illegal because the contractor is not licensed as a Florida public adjuster. My client insists that this affirmative defense has no merit. Does anyone have a case or ruling that supports my client’s position?

I look forward to your responses.

Alan
Alan H. Lubitz, Esq.
Law Office of Alan H. Lubitz, P. A.
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Boca Raton, FL 33432
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