[CLC-Discussion] CGL Endorsement question

Wed Feb 8 11:08:04 PST 2017

Bruce, you are probably correct concerning the potential use of this exclusion within the endorsement.  And that would hardly be the first time that insurers adopted policy language for one purpose and ended up using it for another purpose later.

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From: clc-discussion-bounces at lists.flabarrpptl.org [mailto:clc-discussion-bounces at lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 1:57 PM
To: 'Willis, David'; Robert Doan; clc-discussion at lists.flabarrpptl.org
Subject: Re: [CLC-Discussion] CGL Endorsement question

Thanks, everyone. Looks like the consensus is that it’s to address some of the extremely low perm things like spray on vinyl.

That said, I can see an insurer trying to argue that it might apply to some other spray on coatings that are high-perm, or even some of the cementitious products that are (at least for one coat) sprayed on. A lot of traditional stucco is getting the first coat sprayed on for large areas. Sometimes the second and third coats too.

Thankfully the client I’m reviewing the policy for doesn’t use any of that…..

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Bruce D. Partington
Shareholder • Board Certified in Construction Law

PO Box 13010, Pensacola, FL 32591-3010

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Clark Partington

From: Willis, David [mailto:dwillis at rumberger.com]
Sent: Wednesday, February 8, 2017 12:27 PM
To: Robert Doan; Bruce Partington; clc-discussion at lists.flabarrpptl.org<mailto:clc-discussion at lists.flabarrpptl.org>
Subject: RE: CGL Endorsement question

Bruce,

I believe Robert Doan is correct.  Google the term“spray on siding.”  It is a common search term and lots of products.  You have probably seen the ads, “Never Paint Again.”

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From: clc-discussion-bounces at lists.flabarrpptl.org<mailto:clc-discussion-bounces at lists.flabarrpptl.org> [mailto:clc-discussion-bounces at lists.flabarrpptl.org] On Behalf Of Robert Doan
Sent: Wednesday, February 08, 2017 1:01 PM
To: Bruce Partington; clc-discussion at lists.flabarrpptl.org<mailto:clc-discussion at lists.flabarrpptl.org>
Subject: Re: [CLC-Discussion] CGL Endorsement question

I think it’s probably referring to liquid vinyl.

[cid:image001.jpg at 01D17E04.1A2200A0]

Robert E. Doan
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From: clc-discussion-bounces at lists.flabarrpptl.org<mailto:clc-discussion-bounces at lists.flabarrpptl.org> [mailto:clc-discussion-bounces at lists.flabarrpptl.org] On Behalf Of Bruce Partington
Sent: Wednesday, February 08, 2017 12:40 PM
To: clc-discussion at lists.flabarrpptl.org<mailto:clc-discussion at lists.flabarrpptl.org>
Subject: [CLC-Discussion] CGL Endorsement question

Folks –

I ran across this in reviewing a clients CGL policy and have not seen it before – it’s in an exclusion within an endorsement (GL EDW 06 10).
[cid:image003.png at 01D28214.BB9D7120]
Does anyone know what it means by a “spray on siding product”? It doesn’t have a definition within the endorsement.

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Bruce D. Partington
Shareholder • Board Certified in Construction Law

PO Box 13010, Pensacola, FL 32591-3010

O (850) 432.1399 C (850) 982.3875 F (850) 432.7340

clarkpartington.com | <http://clarkpartington.com/> bpartington at clarkpartington.com<mailto:bpartington at clarkpartington.com> |

Clark Partington

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